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Where does all my money go???

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Comments

  • ms_london
    ms_london Posts: 2,852 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    life_in_termoil wrote: »
    just so I can keep motivated heres my meal plan -

    Today - HM (Freezer) Cheese potato and onion pie with baked beans
    Friday - Pizza (Freezer) with HM potato wedges and HM coleslaw
    Saturday - Shepherds pie, carrots, peas, gravy
    Sunday - Chicken dinner with roast potatoes, veg, yorkies and gravy
    Monday - Chicken and onion pie, roast potatoes, carrots, peas
    Tuesday - Bacon, onion and pepper omelette with baked beans
    Wednesday - Chicken and veg curry with rice
    Thursday - Taccos (chilli)
    Friday - Chicken wraps with peppers, onions and garlic and mixed salad
    Snacks will be yoghurts, fruit, carrot cake, scones, toast with PB or jam

    Shopping list

    Potatoes £2.10
    cabbage £0.66
    carrots £0.70
    oranges £2.20
    raisins £2.20
    eggs £2.50 (tray of 30)
    lard £0.80
    milk £1.53
    own brand ready brek £1.29
    bread £3.00
    self raising flour £0.85
    toilet rolls £2.36
    washing powder £4.00

    Total spent £21.99

    Well done on the meal planning, it makes such a difference!

    Where do you do your grocery shopping? Some of the items sound pretty pricey? I am a big fan of lidl/aldi/netto - I do my weekly shop at lidl, you can't beat paying 29p for an avocado!!

    The OldStyle board is also another great place to look, my second favourite board to DFW.

    You seem to be doing a great job xx
  • katsu
    katsu Posts: 5,029 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Mortgage-free Glee!
    life_in_termoil wrote: »
    I have got a clothes line in the garden but the weather has been pants so the dryer has been on constantly!!! I will invest in an airer for indoors I need to get this electric bill cleared!!!

    I agree re the airer - I use one in the winter and wet weather. When I lived in a tiny flat I even stood it on the chest freezer!

    You can even take the airer outside - then you can carefully bring it in if the weather turns.

    Honestly, you don't need amazing weather to dry outside - give it a try. Breezy days are good and don't need to be hot. I have got a straight line and some clothes props to give it height. Far superior to a rotary airer - dries much faster and is quite cheap to setup.

    Clothes dry really fast in doorways. I hang them on hangars then put them in the spare room doorway. They will dry very fast and at night you can hang them in the downstairs doorways too.

    HTH.
    Debt at highest: £8k. Debt Free 31/12/2009. Original MFD May 2036, MF Dec 2018.
  • life_in_termoil
    life_in_termoil Posts: 1,036 Forumite
    ms_london wrote: »
    Well done on the meal planning, it makes such a difference!

    Where do you do your grocery shopping? Some of the items sound pretty pricey? I am a big fan of lidl/aldi/netto - I do my weekly shop at lidl, you can't beat paying 29p for an avocado!!

    The OldStyle board is also another great place to look, my second favourite board to DFW.

    You seem to be doing a great job xx

    My nearest large tesco/sainsburys/aldi/lidl/morrisons/asda are all 15 miles away so I usually shop at Co-operative or the local high street.

    If I do venture into town and do a large shop I always seem to get in a pickle with my finances. I get p/t wages weekly, tax credits weekly, child benefit every 4 weeks, main wages 4 weekly and maintenance monthly. My essential living costs come out at various dates throughout the month. I cant seem to budget properly so what I am aiming to do is just use my pt weekly wages as shopping money as this is paid in cash on a friday. I really need to save up 1 months worth of "bill" money then once I have done this I will know how much I have left every month and can start to budget accordingly.
    Sealed Pot Challenge member #982
    In 2012 I pledge to:- Save £1 a day, meal plan, be more organised, have NSDs, set myself a budget AND STICK TO IT, throw all loose change into Sealed Pot and not open it till 29th November.:money:
  • life_in_termoil
    life_in_termoil Posts: 1,036 Forumite
    Took the kids for a drive yesterday and ended up at a lovely little town on the river with lovely locks. Had a nice walk in the sunshine and called into a pub for a drink. Then had fish and chips on the riverbank and chilled for afew hours.

    Called in the shop on the way home and bought some wrapping paper and a birthday cake for my son, hes 13 today and in typical teenager style he is still in bed!!! Not waking him up yet as im enjoying the peace lol

    Total left in purse £62.36
    Sealed Pot Challenge member #982
    In 2012 I pledge to:- Save £1 a day, meal plan, be more organised, have NSDs, set myself a budget AND STICK TO IT, throw all loose change into Sealed Pot and not open it till 29th November.:money:
  • life_in_termoil
    life_in_termoil Posts: 1,036 Forumite
    Oooooooooo love opening my post........ its a great feeling getting statements and the outstanding balance is £0.00:j
    Sealed Pot Challenge member #982
    In 2012 I pledge to:- Save £1 a day, meal plan, be more organised, have NSDs, set myself a budget AND STICK TO IT, throw all loose change into Sealed Pot and not open it till 29th November.:money:
  • MinniMe_2
    MinniMe_2 Posts: 1,611 Forumite
    OP you are doing fantasticly! Keep it up - you will be surprised how quickly the debt goes down now you are more aware of it!
    New surname New start!
    Total Debt - [STRIKE]£9999.09 [/STRIKE]now 7633.16 23.66% paid off
  • life_in_termoil
    life_in_termoil Posts: 1,036 Forumite
    edited 10 August 2010 at 3:27PM
    Didnt do very much yesterday cleaning wise so I best get stuck in today. The house needs everything redoing again as it was DS bday yesterday and had a house full of mates. The place is looking trashed lol. Ah well at least they had fun x

    LOUNGE
    DONE:j

    HALL, STAIRS AND LANDING
    DONE:j

    BATHROOM AND TOILET
    DONE:j

    MY BEDROOM
    [STRIKE]Put clothes away[/STRIKE]
    [STRIKE]Make bed[/STRIKE]
    Polish furniture
    Polish mirror
    Sweep floor
    Mop floor

    KITCHEN
    [STRIKE]Sort through STUFF on kitchen table[/STRIKE]
    [STRIKE]Sort through fridge and see what needs using up[/STRIKE]
    [STRIKE]Wash pots[/STRIKE]
    [STRIKE]Put pots away[/STRIKE]
    [STRIKE]Wipe down work surfaces[/STRIKE]
    Clean hob
    [STRIKE]Sweep the floor[/STRIKE]
    [STRIKE]Mop the floor[/STRIKE]


    DINING ROOM
    DONE:j

    UTILITY ROOM
    [STRIKE]Sort through washing[/STRIKE]
    [STRIKE]Put clean washing into piles of what belongs to whom[/STRIKE]
    Get kids to put their washing away
    [STRIKE]Sort through cupboard and bin empty boxes and bottles[/STRIKE]
    [STRIKE]Wipe down work surfaces[/STRIKE]
    [STRIKE]Sweep the floor[/STRIKE]
    [STRIKE]Mop the floor[/STRIKE]

    MISC
    List things that need to go on ebay
    [STRIKE]Put rubbish out for bin men[/STRIKE]
    [STRIKE]Get bday card and wrapping paper [/STRIKE]
    [STRIKE]Wrap DS3 bday presents[/STRIKE]
    [STRIKE]Make DS3 a birthday cake!!![/STRIKE]
    Sealed Pot Challenge member #982
    In 2012 I pledge to:- Save £1 a day, meal plan, be more organised, have NSDs, set myself a budget AND STICK TO IT, throw all loose change into Sealed Pot and not open it till 29th November.:money:
  • life_in_termoil
    life_in_termoil Posts: 1,036 Forumite
    Had to put diesel in the car yesterday and buy milk and bread so I now have £28.90 left in my purse to last me till payday. Should be OK as will only need to top up on bread and milk tomorrow.
    Sealed Pot Challenge member #982
    In 2012 I pledge to:- Save £1 a day, meal plan, be more organised, have NSDs, set myself a budget AND STICK TO IT, throw all loose change into Sealed Pot and not open it till 29th November.:money:
  • life_in_termoil
    life_in_termoil Posts: 1,036 Forumite
    Just checked internet banking to see whats left and have just paid £88 off my credit card.......yay balance now £107
    Sealed Pot Challenge member #982
    In 2012 I pledge to:- Save £1 a day, meal plan, be more organised, have NSDs, set myself a budget AND STICK TO IT, throw all loose change into Sealed Pot and not open it till 29th November.:money:
  • life_in_termoil
    life_in_termoil Posts: 1,036 Forumite
    Having a good day today........ the washing machine paid me £5.20!!! lol that will teach the kids to empty their pockets haha. Its now gone into my sealed pot
    Sealed Pot Challenge member #982
    In 2012 I pledge to:- Save £1 a day, meal plan, be more organised, have NSDs, set myself a budget AND STICK TO IT, throw all loose change into Sealed Pot and not open it till 29th November.:money:
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