Credit Limits on New M&S 3.9%LOB/12m 0% Purchases Card

illmonkey

Got my card on friday. Only got £1500! Was hoping to Transfer 4500 (from 2 cards)

Said to the lady im not going to use the card if its only £1500. So she agreed to up it to £2500 so i could at least transfer 1 of the cards.

In 6 months, i'll ask for it to be upped again and hope i can still get 3.9%!

JasonW_2

I just hope they don't start introducing transfer fees in the next few months when they have a captive audience, and people get charged to transfer the balance across....

Still no card yet, bloody royal mail.

J

loubie_lou

Received my PIN yesterday.............so hopefully a card Monday!!

HairyHandofDartmoor

Got my card yesterday. My limit was £6500, so pleased with that. Rang up straight away and transferred my entire Barclaycard balance over, plus part of hubbys Egg balance. So a very good result there!

jimmyjim_uk

Got a £5000 limit which is OK considering the HSBC card I closed this year had a limit of £2500.

robinson79

loubie_lou wrote:

Received my PIN yesterday.............so hopefully a card Monday!!

hey me too loubie_lou! i can't take this suspense of waiting to find out my limit
x

Lillys_mum

Cardinal-Red wrote:

Just wanted to give an update of my experiences on this card. Applied and was refused initially. Wrote a letter outlining some facts to them that they probably couldn't consider from the forms.

Anyway today I got a phone call from then, actually apologising (!!) for their initial decision and reversing it.!

Can you tell me where you found the address to write to as we have just had the same.
"We have based our decision on an estimate of your yearly income, combined with information we recieved from a credit ref agency about your credit commitments at the moment"
"My apologies for having to disappoint you in this way, and thank you again for taking the time to apply"

Need to see if we can get it because 0% ending on sky card soon.

Thanks

newlywed

Lillys_mum wrote:

"We have based our decision on an estimate of your yearly income, combined with information we recieved from a credit ref agency about your credit commitments at the moment"
"My apologies for having to disappoint you in this way, and thank you again for taking the time to apply"

You got more information than I did!! I just got check your credit rating using Experian comment.

Think it's because I'm not on the electoral role till December :mad:

AMILLIONDOLLARS

After More Than 48 hours after my internet application applied last week, just got my confirmation email saying that I had been accepted. Now waiting for agreement to arrive in the post, still in two mind whether to transfer balance from my AMEX 4.9% to this card. Will wait and see what balance I get!

robinson79

STILL waiting for my card, a week after my pin arrived :mad: :rolleyes:
just want to know my bloody limit!!!