taxi stole my sons baggage tesco wont pay

apt

It is accepted practice that if you are travelling by taxi and have insufficient money to pay the fare you leave the luggage in the taxi while getting the money. Try taking luggage out of a cab before paying the fare and see how far you get. So I think there is a fair chance that the ombudsman will find in your son's favour if the insurance company rejects the claim.

photome

Amazed at someone advocating fraud!

I also think that most people would have done the same as the son in question in the same situation

OP have you checked your household insurance? I never take out baggage cover as it is covered on my household policy, having said that I still think it is only attended baggage that is covered

glenderg

malkie76 wrote: »

so you advocate insurance fraud ?

Do you think its right to commit fraud?


They who are without sin let them cast the first stone!

xmbs

This is completely absurd - in my eyes if the story as told here is accurate the luggage was clearly attended. The son entered into a contract of carriage with the taxi driver said contract involved the safe delivery of son and luggage to the destination (in this case the airport) the taxi driver therefore assumed a duty of care to deliver both the son and his luggage to the destination - he was therefore "attending" the luggage, the fact that he then broke the contract and moreover committed theft is neither here nor there, the luggage was attended at all material times by the taxi driver.

It would be the same in any mode of transport where you enter into a contract with the carrier.

dacouch

Try your Home Insurance

fredflintstonerules

xmbs wrote: »

This is completely absurd - in my eyes if the story as told here is accurate the luggage was clearly attended.............

Another one who hasn't read the terms and conditions on the policy.

glenderg wrote: »

Do you think its right to commit fraud?

They who are without sin let them cast the first stone!

My 3 year old, who is without sin, realised this would be fraud. She actually cast the first stone.

roadatlas

The OP's son was a victim of crime... surely, an insurance company or anyone else for that matter does NOT expect to be robbed by a 'trusted' taxi driver. We all place our lives in their hands whilst they drive so why wouldn't we trust them to wait with our luggage whilst we got their money from an ATM!!!

So what happens when we leave our luggage in the hands of the airport check in ? I'm thinking 'Same dog, different leg action'

glenderg

My 3 year old, who is without sin, realised this would be fraud. She actually cast the first stone.[/QUOTE

Looks as if we hit i nerve:rotfl:

xmbs

fredflintstonerules wrote: »

Another one who hasn't read the terms and conditions on the policy.

Well I would have to do further research into the matter but I would expect those terms and conditions to be unenforceable. The contract is not absolute in UK and European law, there are plenty of terms implied both by law (statute) and implication. It seems to me entirely unreasonable for a travel insurance company to exclude liability for something that it an expected part of most people's travels. If a carrier assumes responsibility for a piece of luggage then I fail to see how it reasonably be regarded as unattended regardless of a provision which requires personal attendance = surely the carrier steps into the individuals shoes


(the above is all opinion and not based on any direct knowledge beyond some basic principles of contract law I may well be completely wrong)

fredflintstonerules

glenderg wrote: »

Looks as if we hit i nerve

No, I just don't like posts which try and convince others to commit crime. Or do you disagree with that statement.