Polesalot's Climb to Debt Freedom

vasseur

Mint1955 wrote: »

Hi Pole,
I have flu and have sat today and read your whole diary. You really are amazing to keep going especially with the CSA stuff and WLM troubles.

Its been fun trying to work out which bit of my town you are in as so many landmarks mentioned have made me smile :j
I have subscribed as I really want to folllow your journey to debt free ness.

Well done so far :T

Hi Mint1955 and welcome :wave:. Hope my diary didn't send you off to sleep too many times;) Whereabouts are you? We are in the posh end....:rotfl:

Hope you start to feel better soon

vasseur

Lula-Hula wrote: »

Hiya hon,

so sorry to hear about lovely people having horrid disease, someone I know has just had to have a mastectomy, aged 33. OMG that's just awful.

Life can seem hard work, bleak & depressing at times, but we just have to keep going day by day & try to appreciate all the good times we have with people. Easier said than done I know, but it was my losing my own mum that got me motivated to clear my debts, you just never know what's going to happen. I agree - we must try not to worry about what 'might' happen and live life well.

Do you have one of those carbon monoxide detectors ? I'm very concerned about your dodgy boiler

xx

Booking a plumber right now....

vasseur

Quiet day at work (yes another one) so I've been looking over the finances. Checked my barclaycard statement and realised if I PADded another £1.31 (on top of the £1 PADded this morning) then the balance would be brought down to £1400 :j I calculate I'll pay at least another £17 worth of PADs PLUS my £100 DD so I'll be on £12** by next payday

Also realised that I hadn't transferred £18.67 over from the food account for the bits I bought for xmas so shifted that over too. Current account now looks a wee bit healthier. There is plenty there for our NYE takeaway and enough left in the food account for the next four weeks (jeeez is it that long?) till payday.

Child benefit goes in on Tuesday (hopefully, could be Wednesday I guess allowing for bank holidays) so things will look even better although I am mentally earmarking some if not all of that for the plumber

Mint1955

polesalot wrote: »

Hi Mint1955 and welcome :wave:. Hope my diary didn't send you off to sleep too many times;) Whereabouts are you? We are in the posh end....:rotfl:

Hope you start to feel better soon

Well I think I have you as being at H....... V.....
I am at S.... M...,. I..... which people also call the posh bit LOL

I thouroughly enjoyed your journey so far and have today looked a lot harder at my outgoings and especially how to overpay the mortgage.
Daughter had to go to Doc this morning as her was flu is now Pluerisy and we have to take her straight to A&E if she gets any worse or is no better by Sat morning!

vasseur

Mint1955 wrote: »

Well I think I have you as being at H....... V.....
I am at S.... M...,. I..... which people also call the posh bit LOL

I thouroughly enjoyed your journey so far and have today looked a lot harder at my outgoings and especially how to overpay the mortgage.
Daughter had to go to Doc this morning as her was flu is now Pluerisy and we have to take her straight to A&E if she gets any worse or is no better by Sat morning!

Oh that's not good. I hope she gets better soon. It's awful when the children are ill - you just want to take the pain for them.


I think I can guess where you are (not quite so local to me as I had thought) but I can't get where you think I am???!! Will have a think :think:

vasseur

Mint1955 wrote: »

Well I think I have you as being at H....... V.....

Ha! I got this just as I was driving home No, I am further west (towards Bluewater )

Got stacks of ironing to do .

Off tomorrow and the plan is to get up as if I was going to work so i don't waste any precious minutes:rotfl:. Just hate slobbing around in bed till 9 then it takes me ages to get my backside in gear and shower, wash hair etc. That is the plan anyway _pale_

Right, the ironing won't do itself....

pixiechick99

Until 9...? That early?!:rotfl: I'm being a right lazy moo this week - my body clock has decided that sleeping at 1am and rising at 10am is the way to go;) I must get up earlier tomorrow. I'm going to struggle next Wednesday going back to work and getting up at 6.30 if I don't sort it out:o

I have all the school clothes for the 3 of us to iron too - right now it's all hiding in the cupboard under the stairs...out of sight, out of mind eh?! The decorations are coming down tomorrow so it'll be good to come home on Sunday to a clear, tidy house.

I need to get thinking about my new organisation plans - do i keep one book with all lists/plans etc in, or go for a page a day diary and track spends etc...ho hum, decisions:p

vasseur

pixiechick99 wrote: »

Until 9...? That early?!:rotfl: I'm being a right lazy moo this week - my body clock has decided that sleeping at 1am and rising at 10am is the way to go;) I must get up earlier tomorrow. I'm going to struggle next Wednesday going back to work and getting up at 6.30 if I don't sort it out:o If I leave it till 9 then I just slow down with everything else then still won't be dressed at 11.30. It's onlt the getting out of bed bit that's bad - once I'm up I'm fine. 6.30am it is then.

I have all the school clothes for the 3 of us to iron too - right now it's all hiding in the cupboard under the stairs...out of sight, out of mind eh?! The decorations are coming down tomorrow so it'll be good to come home on Sunday to a clear, tidy house. I got the uniform done last week :A

I need to get thinking about my new organisation plans - do i keep one book with all lists/plans etc in, or go for a page a day diary and track spends etc...ho hum, decisions:p

I have got 3 separate books -address book and diary (nice matching set with pen from card factory - £1 bargain!) and a cash book which is my bible . I splashed out on a hardbacked one. It was 3 times the price of a soft one but shouldn't get so tatty.

vasseur

Ironing done

Inspired by Lula-Hula here is a list of things I must do tomorrow:-

• Clear breakfast bar of [STRIKE]tat[/STRIKE] paperwork and file away.
• Clear DD's toybox and fill rubbish bags
• Taking advantage of the extra time I have and make trips to lidl, aldi and one of the big 4 for best bargains
• Trip to town
• Clear DD's wardrobe of [STRIKE]summer clothes[/STRIKE] potential ebay sales
• Clear space in my wardrobe to store rapidly growing present stash
• Trip to tip with (hopefully) loads of rubbish sacks.

That does seem a lot actually. All the better to get up early and get cracking with it all

vasseur

Just weighed myself and I am bang on 9 stone. Considering I am usually 8.5 stone this is not good. I'm only 5'2" so 8.5 is not underweight. I have joined Benbenandme's January challenge.

I'm still not starting the diet till 2 Jan though - it's pointless - I'm doing a 4 bird roast for all the family on NYD