2 jobs worn out debt free diary

jwil

Thanks Isy, mine were pretty good. Went too quickly though!

Well done on the ebay sales!

isy1011

Well - ebay sales still going ok thank fully.

Trying to be really careful with money this month as I have booked a plasterer to sort DD's bedroom and that is going to cost £200.

Also have to renew by nurses registration this month (£76). Its a big expense especially as I havent done any shifts for 3 months. If I dont renew it though and they need staff Im stuck.

Wish I could just sell on ebay to supplement income. Its so easy but once Ive got rid of my clutter that will be it.

Oh well I had better carry on with emptying DD's room.

Bye for now:D

jwil

I will have the same problem, once my clutter is gone I don't know what I will do. We've still got a lot though, so it's not an imminent problem.

isy1011

Well Im finding it really tricky to reduce my overdraft this month and pay of credit card and pay for all the things I need to pay for like skirting board and paint and a carpet for DD's room.

Sold a load on ebay and made £145 so that has helped. I might stick some more stuff on tomorrow

January is a tough month. I got paid before Xmas and its a six week month. Thnk I have just got to accept that I am not going to reduce my overdraft this month. Think my debt free date is getting further away.

February - dont pay council tax or water so thats good, down side got to find money to go to London. Anyway stop moaning!

Herewego

Dont lose heart you are doing fantastic, I think we are all feeling the pinch after xmas plus everything seems to have gone up all at once. When I look at my diary from last year I think I was feeling just as blue back then, nearly feb and nearly payday cant wait to start making payments to my cc again.

isy1011

Thank you herewego.

Hospital have booked me for twilight tonight so that will help. You are right about January its an awful month for those in debt.

isy1011

Havent posted for ages. However Im still chipping slowly at the debt. Managed to have a holiday and saved for another holiday in August so thats good.
The house really is in need of some money spending on it though. Just sold a car and got £450 so that helped.
Wondering what change there will be to tax payment in our wage slip this month.

Had some bad news - they stopped out WFTC. We werent really getting anything but it was paying an overpayment we had for some time. So think Im going to get stung for that bill soon.:(

Bummer - anyway nice to be back. Good luck everyone with curbing the spending.

isy1011

Well Im feeling a bit cheesed off today. I know Im about to get a letter saying I owe tax credits £1200. They have stopped payments to us now cos of government changes and they were taking their overpayments back from this before but not now. Just when I think Im getting on top of debt along comes another blow.

My second job has dried up aswell due to lack of work so thats a pain.

DH peeing me off as hes going on about all the things he needs to buy today. It's stuff for the house but he never has a clue what money we have or dont have and it does my head in.

Olderbutnotwiser

Uggghhhh! don't it make you sick!!!

My OH who had no idea what we did with our money and never offered to help used to go on..... he always wondered why we seemed to earn ok but never have any money.... don't you just get fed up with being the strong/responsible one :mad:

Take care it will get better