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I have more than enough for my needs BUT I really WANT a landrover
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Hope you're feeling better and are now wobble-freeIt's not how far you fall - it's how high you bounce back.... :jHappiness is not a destination - it's a journey0
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Hugs lovely - get well and less wobblesome xxxxTotal debt 26/4/18 <£1925 we were getting there. :beer:
Total debt as of 28/4/19 £7867.38:eek:
minus 112.06 = £7755.32:money:
:money:Sleeves up folks.:money:0 -
You feeling any better after work cherisong? Any new insights on your wobbliness? Don't have to share here, of course, I know you prefer to keep this place cheery if possible
xxx (oh, and I remembered I haven't PMed you yet, didn't get chance at work this afternoon!)
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Thank you everybody. I am still a little gloomy but getting on with things. Cheery, it would be very nice to meet for a cuppa if you have 5 minutes. Let me know when you are around and if I am not off with work I will sort something out.
My wobble was identified yesterday when I sent my best friend best wishes for her 19th wedding anniversary. I realised that I was married a week later than her. I would have been mortgage free by now (I had my own house when I got married) and instead (thanks to a younger family model)I am back to having too large a mortgage for my age, too many years stretching before me to pay it off, and a load of credit card debt that in reality should have been a bit more to the mortgage had the lovely A&L not messed up my deposit days before the exchange.
I felt a bit wretched at the enormity of it all. Whilst I do have the OH, this is my responsibility as I insisted on keeping my own house when we got together. Then when I decided to move to be with him here I also wanted to keep my own property. I need to think about this and decide if keeping control is healthy for me. After all, I have survived break ups before. Although the break up put me into a deeper debt than I have ever had in my life. This is the crux of all my downness. I have always been very proud of not having debt. My Mum was hopeless with money and we often had no gas, electricity or food despite her still being able to go the bingo, so I was always very careful to only buy things once I had the cash, only take out 0% credit, the only debt I had was a mortgage. Despite this I had an xoh who spent just the same way as my Mum and I constantly dug him out of holes, when he left the hole became a brand new mortgage and a long term legacy. I am also annoyed that for the first time in 6 years I allowed myself to have a proper holiday and that, in itself, has added major financial problems although they werent there when I booked it.
I am sure the feeling will pass. I will give myself a boot up the behind but for now, I am allowing myself a little wallowing as being ill too gives me not strength to lift the heel off the floor. As somebody once said, I know I am strong but can I please stop proving it ?Some days there aren't any trumpets, just lots of dragons. Courage doesn't always roar. Sometimes courage is the quiet voice at the end of the day saying, I will try again tomorrow -- Mary Anne Radmacher0 -
You've identified it - thats being strong in itself - whilst my story is different - it isn't dissimilar - a legacy of the actions of others leaving you to pick up the pieces.
My heart is sore for you - allow yourself time to mend - a time to strong after a time of healing.
x
You deserve your holiday - to rebuild your inner strength.Total debt 26/4/18 <£1925 we were getting there. :beer:
Total debt as of 28/4/19 £7867.38:eek:
minus 112.06 = £7755.32:money:
:money:Sleeves up folks.:money:0 -
Oh cherisong, here, have a hug and a hot chocolate (((((((((cherisong))))))))) :coffee:
You poor thing. As Pippi says, identifying what's bothering you is the first step in sorting it out. Seems your feelings about not being in debt are battling with your actual situation - it's bound to make you feel down, and if you're poorly then it's so difficult to get out of that spiral!Give yourself a break while you're poorly - stop talking about giving yourself a boot up the behind and be kind to yourself! This will indeed pass. And have a think about whether you want/need that control -s is it giving you independence, or is it a burden? (or a bit of both?)
Hope you're all snuggled up on the sofa with a cuppa and a nice film or something
xx0 -
Thank you both.
No snuggling on the sofa, just been in a two hour teleconference :eek:
yes I am beginning to feel that the independence control issue is not necessarily good for me. Will have to work out what to do about that one.
I am going to head out to the town this afternoon, I have post to send off for work and need to buy my colleague (who got the severance but I am not bitter) a pressie as he finishes on Friday.
I am not even going to feel guilty about going into town because it is work related but I might pop into the local recycling shop. Or better still treat myself to some wool and find a pattern for some socksSome days there aren't any trumpets, just lots of dragons. Courage doesn't always roar. Sometimes courage is the quiet voice at the end of the day saying, I will try again tomorrow -- Mary Anne Radmacher0 -
That sounds cheery! (popping into town and buying wool, that is, and knitting socks, not a 2 hour teleconference!)
xx0 -
Didnt make it
Ended up on another teleconference. So I just decided to log off the computer turn my berry off and switch on my personal computer and catch up. Read the MG thread and now I want to go and buy new knickers :rotfl::rotfl: never mind wool for socks. Need to go and find a pattern for socks.
Some days there aren't any trumpets, just lots of dragons. Courage doesn't always roar. Sometimes courage is the quiet voice at the end of the day saying, I will try again tomorrow -- Mary Anne Radmacher0 -
Feeling as if I have turned a corner this morning. I have woken up without my alarm clock, feel wide awake and just about able to handle whatever the day throws at me today.
A nice surprise in my inbox from Mr Riccardo offering me 0% balance transfer. It does have a whopping 5% fee attached to it though! Even with that if I move my MINT balance across it will mean that I have recouped the fee in just two months worth of interest on the MINT! so I am probably going to do that when I return from my day of workshops later today.
Plans for today
Work - travel for 1.5 hours each way
deliver one workshop
lunch with colleague who is leaving
meet colleague to discuss a new project
Home - walk Moo - done
check emails - done
shower - just going
transfer cc Mint to Mr Riccardo (begrudge it because his rates are so high but beggars and all that)
walk Moo
set up slow cooker for tomorrows tea - it is new and I love it
Have a good one everyoneSome days there aren't any trumpets, just lots of dragons. Courage doesn't always roar. Sometimes courage is the quiet voice at the end of the day saying, I will try again tomorrow -- Mary Anne Radmacher0
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