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Clearmydebts - new chapter to becoming debt free before moving home

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  • clearmydebts
    clearmydebts Posts: 6,485 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    tirlittan wrote: »
    Hmmm, that sounds really annoying CMD. Hope you get your work arrangement sorted out for better. How many weeks would you be there if you could leave early on annual leave?

    I'm not sure. The earliest phone meeting I could get with my boss is Friday week so once I tell her I will email HR and ask re: annual leave.
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • tirlittan
    tirlittan Posts: 3,397 Forumite
    Part of the Furniture Combo Breaker Debt-free and Proud!
    Well, hopefully you'll get your annual leave.
    DEBT FREE OCTOBER 2012!
    Proud to have dealt with my debts!
  • clearmydebts
    clearmydebts Posts: 6,485 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    Paid £100 off my RBS card but with interest added it should just amount to about £50.

    I won't be breaking the 14k barrier this month, or next month either. I have decided to quit my job. I know the practical thing would be to wait until maternity leave kicks in, and the stubborn part of me wants to.

    However, the mother in me wants to protect my unborn child from the stress I have been experiencing (and am continuing to experience) and also to protect Max from a crying Mammy all the time. So - not very MSE but the debts can wait. My husband needs his cheerful wife back and my baby needs a happy Mammy.

    Thanks for all your support and advice. I do feel happy with my decision and will continue to pay off my minimum debts until my maternity allowance kicks in, then I can start to attack it again and hopefully will get to under 10k by Jan 2012.
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • tirlittan
    tirlittan Posts: 3,397 Forumite
    Part of the Furniture Combo Breaker Debt-free and Proud!
    Hi CMD. (((hugs)))
    You need to do what you need to do and you need to do it for yourself.

    I'm sure it was a difficult decision, but hopefully you'll have a chance to de-stress now and get your self back to normality.
    DEBT FREE OCTOBER 2012!
    Proud to have dealt with my debts!
  • Lara44
    Lara44 Posts: 2,961 Forumite
    CMD sounds like you have made the right choice. I think you should feed back to someone about the reason for your leaving, as the problem was with your boss rather than you. Hope the high turnover in your post will reflect badly on her too. ((((Hugs)))) I once quit a terrible job with a micro-manager. Best thing I ever did :D I was turning into a basket case.
    :A :heartpuls June 2014 / £2014 in 2014 / £735.97 / 36.5%
  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hi CMD - hugs a difficult decision I know but you can make it work - you and your baby and your OH need to come first. You will be able to get back on top of your debts later when you are in a stronger position health-wise Enjoy your time back home too
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • wendz86
    wendz86 Posts: 7,171 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    You need to do what is best for you and the family and sounds like this is the best choice. Your health and happiness and more important than money x
  • clearmydebts
    clearmydebts Posts: 6,485 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    tirlittan wrote: »
    Hi CMD. (((hugs)))
    You need to do what you need to do and you need to do it for yourself.

    I'm sure it was a difficult decision, but hopefully you'll have a chance to de-stress now and get your self back to normality.

    Thanks Tir.

    I just can't wait to get it over and done with tomorrow. Wish me luck!
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • clearmydebts
    clearmydebts Posts: 6,485 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    Lara44 wrote: »
    CMD sounds like you have made the right choice. I think you should feed back to someone about the reason for your leaving, as the problem was with your boss rather than you. Hope the high turnover in your post will reflect badly on her too. ((((Hugs)))) I once quit a terrible job with a micro-manager. Best thing I ever did :D I was turning into a basket case.

    Thanks Lara,

    I am defo going to feed back to my boss about why I am leaving. Mainly it has to do with their dishonesty about the commitment needed at weekends. Although the boss is a pain too!
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • clearmydebts
    clearmydebts Posts: 6,485 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    Hi CMD - hugs a difficult decision I know but you can make it work - you and your baby and your OH need to come first. You will be able to get back on top of your debts later when you are in a stronger position health-wise Enjoy your time back home too

    Thanks SavingH,

    Max and my OH defo come first (before any job). Max is very attached to me and would suffer if I were to disappear every weekend. He is very clingy at the moment (due to nursery I think) so I want to concentrate on spending lots of time with him.
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
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