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Clearmydebts - new chapter to becoming debt free before moving home

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  • clearmydebts
    clearmydebts Posts: 6,485 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    We went into town at the weekend to get some Xmas presents. It was mental but I think we have gotten more or less everything we need. MIL also contacted us to see what we all wanted (well contacted each other so it would be a secret) so I have requested some Oasis vouchers and a book. I also gave her an idea of things for Max from the Early Learning Centre. That way she will get things that I actually want for him, rather than something big (in size) that we can't fit in our suitcase!

    So we are going to Scotland this weekend as I have an interview on Monday (13th). I also decided to bite the bullet and book flights for myself and Max to fly home early for Xmas (OH will follow on the 23rd). The flights were cheaper to fly home than to come back here so a no brainer really! OH. Will need to re-adjust my figures a bit as obviously Scotland wasn't something I had allowed for money wise so I have added a bit of debt, but it will be worth it if I get the job.
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • tirlittan
    tirlittan Posts: 3,397 Forumite
    Part of the Furniture Combo Breaker Debt-free and Proud!
    Good luck with the interview CMD!

    I've just about started thinking about xmas presents but I'm only going to buy something for bf and my little brother. For bf's mom and dad I'm just going to bake some biscuits and put them in a nice jar with a ribbon.
    DEBT FREE OCTOBER 2012!
    Proud to have dealt with my debts!
  • clearmydebts
    clearmydebts Posts: 6,485 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    tirlittan wrote: »
    Good luck with the interview CMD!

    I've just about started thinking about xmas presents but I'm only going to buy something for bf and my little brother. For bf's mom and dad I'm just going to bake some biscuits and put them in a nice jar with a ribbon.

    Thanks Tir :)

    Have just paid some money off my BOI cc. I need to adjust my sig as I have spent quite a bit on getting us to Scotland for my interview. Will amend it next week.
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    hi cmd hope your interview goes brilliantly!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    Good luck hon x
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • clearmydebts
    clearmydebts Posts: 6,485 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    Thanks all.

    Unfortunately the interview was postponed due to the weather but we went anyway and had a brilliant weekend. I had a phone interview on Friday and it seemed to go quite well and I hope to find out this week if I have a face to face interview with them.
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • wendz86
    wendz86 Posts: 7,171 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Hope the phone interview went OK and you get a face to face one!
  • clearmydebts
    clearmydebts Posts: 6,485 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    wendz86 wrote: »
    Hope the phone interview went OK and you get a face to face one!


    Thanks Wendz :)

    I have gotten a face to face interview so am happy with that :) OH had positive meetings today and will find out for definite next week if he is allowed the transfer.
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • wendz86
    wendz86 Posts: 7,171 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Well done, great news for both of you!
  • tirlittan
    tirlittan Posts: 3,397 Forumite
    Part of the Furniture Combo Breaker Debt-free and Proud!
    Good news CMD,fingers crossed! :)
    DEBT FREE OCTOBER 2012!
    Proud to have dealt with my debts!
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