Clearmydebts - new chapter to becoming debt free before moving home

poddle911

N.I.M wrote: »

Oh don't be silly, their all jealous they dont get to move with you, its awesome moving house every so often. :D:D

NIM's right - I think it's really exciting to have lived on lots of different places, incuding abroad, and you're not exactly too old to start a new life. Looking at your lists, I'd be inclined to agree that you seem to think Scotland is the best option. It's not a scary move as you have friends (and family?) there already and it seems to me that it's much easier to make friends when you have children - most people I know with kids, and my parents' friends have a close group of friends they met at the school gates etc

Quality of life is worth a lot! For all three of you - Max would definitely benefit from having parents who aren't stressing about money the whole time. Even if you decide to move again in a few years, then so be it - nothing has to be permanent. Children are incredibly resilient; we had to move long distances a couple of times growing up and it never did any of us any harm, even at crucial ages. I know this isn't what you'd plan to do, but it's not a bad 'worst case' scenario

clearmydebts

Birdie85 wrote: »

I'm with the others, Scotland sounds like the right option for you right now. My parents moved house about 8 times (all over England and a couple of years in South Africa!) before actually settling in one place to raise their family, they don't regret moving around so much, they like the fact that they have friends all over the place!

You're in quite a lucky position that you've got Max, he's the perfect excuse to get out and make new friends and there's always common ground when you're talking about a baby (IYKWIM!). There will be plenty of baby clubs to join and you'll make friends easily I'm sure.

The fact that it's easier and cheaper to get back to Ireland is a massive pro too!

Thanks Birdie - what you are saying makes a lot of sense. And the fact that Max is so young means it doesn't matter where we move to, as long as he is our number 1 priority and remains as happy as he is

clearmydebts

poddle911 wrote: »

NIM's right - I think it's really exciting to have lived on lots of different places, incuding abroad, and you're not exactly too old to start a new life. Looking at your lists, I'd be inclined to agree that you seem to think Scotland is the best option. It's not a scary move as you have friends (and family?) there already and it seems to me that it's much easier to make friends when you have children - most people I know with kids, and my parents' friends have a close group of friends they met at the school gates etc

Quality of life is worth a lot! For all three of you - Max would definitely benefit from having parents who aren't stressing about money the whole time. Even if you decide to move again in a few years, then so be it - nothing has to be permanent. Children are incredibly resilient; we had to move long distances a couple of times growing up and it never did any of us any harm, even at crucial ages. I know this isn't what you'd plan to do, but it's not a bad 'worst case' scenario

Thanks Poddle

I agree with you that quality of life is important. I paid for Max to do swimming lessons and music classes today and it comes to just short of £200. It is well worth the while but it means that I can't afford to get a winter coat (am still wearing Spring maternity one) and casual clothes that I need for winter. If we were in Scotland there would be more money to spare so that I could at least get my hair cut and buy essential clothes without worrying about where the money will come from.

Dinah93

Not being able to buy a winter coat is a bit of a dire situation love. It might be exhausting moving, but you know what makes sense financially, and from how you write it's what you want to do too - you're just worried what people will think about you moving again. You and Max would have a better quality of life up there, there's no arguement really. x

clearmydebts

Dinah93 wrote: »

Not being able to buy a winter coat is a bit of a dire situation love. It might be exhausting moving, but you know what makes sense financially, and from how you write it's what you want to do too - you're just worried what people will think about you moving again. You and Max would have a better quality of life up there, there's no arguement really. x

Thanks Dinah - walking around in a maternity coat is not a good luck! I could buy a coat but it would be on the credit card, not from money we have available.

I think you are right though - while it may be exahusting we have to move from this flat anyway so it will be just as tiring doing that. I already moved twice when I was pregnant so I can do it again.

Another pro to moving would be that I could think about having another baby too. While we are here it isn't an option and at 33 I am not getting any younger and don't want too much of a gao between Max and a sibling. At least if we had spare money & paid off the debt we would be in a good position financially to have another baby

savingholmes

hi CMD - good luck whatever you decide! I think you also need to put yourself first a little more - a new coat for you before all the stuff for max... at least occasionally!

How much will moving cost in terms of a van / movers?

Dinah93

Another baby vs 3 or 4 degrees warmer.... pack the suitcase, you're moving up north!

clearmydebts

savingholmes wrote: »

hi CMD - good luck whatever you decide! I think you also need to put yourself first a little more - a new coat for you before all the stuff for max... at least occasionally!

How much will moving cost in terms of a van / movers?

Thanks SavingH - are you off today?

I did an online quote with shipleys and the cheapest quote came in at around £330 - probably not a whole lot more than it would cost to transport the stuff down the road.

I know I should put myself before him sometimes but there is always something to buy - at the weekend I had to buy him another sleeping bag so he would have 2 (to alternate). It seems there is always something to pay for with a baby!

clearmydebts

Dinah93 wrote: »

Another baby vs 3 or 4 degrees warmer.... pack the suitcase, you're moving up north!

Lol - you do make me laugh Dinah. You and NIM should become professional 'cheerer upppers'!!!

Birdie85

Oh dear CMD, can't you check out charity shops for winter coats as an 'interim' coat?

Scotland is sounding better and better for you! Like others have said, you can't put a price on quality of life!