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dmp journey

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Comments

  • jackies41 wrote: »
    Hi all

    3 payments down life is getting better:T

    Jackie

    So pleased for you! :T

    We are starting our DMP end of this month, but still uncertainty with DH's salary, so still all up in the air but hoping it will work out.
  • jackies41
    jackies41 Posts: 163 Forumite
    Hi all

    Had a letter from Aqua today saying that they will let me pay £10 a month for the next six months.

    Bit confused as through the DMP paying £15.62 so I guess this meens that after the six months they will start demanding full payment again why cant they accept the DMP it would be a lot easier cant see that I will be in a better position in six months time.

    Better than nothing I suppose ah well:rotfl:

    Jackie
  • Ellieseleven
    Ellieseleven Posts: 2,118 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    jackies41 wrote: »
    Hi all

    Had a letter from Aqua today saying that they will let me pay £10 a month for the next six months.

    Bit confused as through the DMP paying £15.62 so I guess this meens that after the six months they will start demanding full payment again why cant they accept the DMP it would be a lot easier cant see that I will be in a better position in six months time.

    Better than nothing I suppose ah well:rotfl:

    Jackie

    Well at least it has given you a bit of breathing space:)

    My 3rd payment has gone out today, can't believe how quickly the time is passing and the numbers are going down and not up:)

    Ellie xx
  • Hi all

    Just had my first 3 month review, all ok payment is to stay the same
    so for now just keep going debt going down feeling bit more positive get xmas out of the way and hopefully start a new year the same.

    :rotfl:Jackiexxx
  • winner12
    winner12 Posts: 428 Forumite
    Hi Jackie
    Good to hear its a little quieter for you same hear apart from Capital One still awaiting FOS findings and getting silly letters from their DCA but looking forward to Christmas mainly to see the back of this year but onwards and upwards !!
  • jackies41
    jackies41 Posts: 163 Forumite
    Hi havnt posted for a while

    Things ticking along no real hassle apart from the occasional letter from Aqua.

    Trying to get through the post xmas blues bit difficult but hey I have a job and my health lets hope for a better 2011

    :T:T Jackiexxxx
  • winner12
    winner12 Posts: 428 Forumite
    Hi Jackie
    Good to see you are still out there plodding along same hear all quiet no hassles even CAP 1 have gone quiet
    Chin up soon be spring :j
  • jackies41
    jackies41 Posts: 163 Forumite
    Hi everyone yes I am still here

    Things ticking along even Aqua seem to have stopped interest, but now getting hassle from Argos.

    Still finding it hard on the plan with the price of food and petrol etc
    but good to see balances coming down. Eight months into it now.

    Hope you dmpers are all ok

    Jackie:j
  • jackies41
    jackies41 Posts: 163 Forumite
    Hi

    Has anyone got any tips on how to save money apart from the obvious ones like dont drive, cut your own hair etc

    I am really struggling at the moment even spent my birthday money on food shopping. Hubby not supportive at all lent me my car tax money at xmas paid back £50 and he is still going on about it, you wouldnt think we are married.... I feel like punching him.

    Sorry dont mean to go on but am feeling really low at the moment cant seem to make my salary strectch.... I dont smoke,drink much or go out.

    I know the whole country is suffering but I thought the DMP would make things easier which it has but I am still not really feeling the benefit yet and its eight months on.

    SORRY RANT OVER:mad:
  • Ellieseleven
    Ellieseleven Posts: 2,118 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    Hi Jackie,

    Its good to hear from you! I see your hubby is as supportive as ever:mad:

    You've done so well and 8 months have flown by haven't they?

    It is still hard at the moment but I'm sure that eventually you will start to feel the benefit. We had the cushion of redundancy to get us through those first months. Winter is always our worst time due to the nature of OH's job. I've managed to put some money away but we have had to live on the rest but now Spring is here OH's work is starting to come in.

    Keep your chin up, you've done the hard part and it will get easier I'm sure

    Ellie xx
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