The 18k Challenge

becsxxx

hello, how is everyone doing this week?!?

I'm being AWFUL! as can't seem to stop spending money!!!!! aarghhhh.....
think it's the time of year - I always want to shop more/eat out more in winter!!!

leon103

becsxxx wrote:

hello, how is everyone doing this week?!?

I'm being AWFUL! as can't seem to stop spending money!!!!! aarghhhh.....
think it's the time of year - I always want to shop more/eat out more in winter!!!

Haven't spent anything all week. Actually made money through Matched betting.

Put later I am picking up my underwater camera for my hols. But I managed to knock the price down and get a free film.

becsxxx

leon103 wrote:

Haven't spent anything all week. Actually made money through Matched betting.

Do you not eat??????!!!!!? :rotfl:

Matched betting....hhmmmmm... still on my to do list!

leon103

becsxxx wrote:

Do you not eat??????!!!!!? :rotfl:

Matched betting....hhmmmmm... still on my to do list!

Yes all paid by my OH.

We take it in turns why pays. My turn this week. So will order tomorrow for a Sunday delivery slot

Mirtos

Hello! :wave: sorry to be away so long - I'm freelancing away from home and that means that internet access is intermittent rather than constant in my old job! I'm online again now though, ready to post a full update tomorrow and kick myself back into shape. See y'all tomorrow!


PS - DDDK? Well done, but I'm so jealous I could cry! hey ho. Back to the grindstone

DontDoDebtKids

Hi all,

£144 payment to Amex today so now at £15,840 (which feels really quite near £15,000 actually!).

The cheque refunding the positive balance on my Capital One card should arrive this week, next if they drag their heels, so hopefully I can finish my debt reshuffling and GET RID OF MY EGG LOAN finally!

Then I can concentrate on getting rid of my Amex balance.

PS Got £25 from Rpoints today :j

How's everyone else getting on?

DontDoDebtKids

becsxxx wrote:

hello, how is everyone doing this week?!?

I'm being AWFUL! as can't seem to stop spending money!!!!! aarghhhh.....
think it's the time of year - I always want to shop more/eat out more in winter!!!

Yup me too - seem to be spending money like it's water. I'll list as much as I can today on ebay to see if I can't rein myself in!

Mirtos

Debt Now:

Barclaycard £1614.35 - 4.9%
M&S £4838.52 - 3.9%
Cahoot Loan £8105.08 - 5.8%
Amex CC £2002.69 - 4.9%
Barclays OD £954.48 - 0%

Grand Total = £17,515.12 :eek:

Ok. So I've slowed down PAINFULLY since I went on holiday last month. As I'm now freelancing, money is no longer guaranteed - As I discovered when my first cheque didn't arrive last week because the finance lady is off sick. :mad: That means that I'm back in my Lloyds overdraft ever so slightly, until I can get my grubby paws on the cheque. Once I do, that's £1300 coming in, meaning I can pay an additional £500 off my debts straight away, as well as leaving enough to live and make my usual payments. Then, there should be a further £1300 coming in on or round 12th December, with AT LEAST another £500 off the debt. Then hopefully I'll get some tempiing work or another freelance contract to take me up to christmas.

I'm feeling poor too, as because as I'm away from home, I'm missing out on all my usual tutoring income (£120-£240 pcm) and my income from amazon (c£200 pcm) so I'm a little short

On the plus side, I have just placed my first matched bet! hurrah! I hope I've done it right - I seem to have. But I'll wait until the end of the Macclesfield/Walsall match tonight to see!

So.... to get us all back in the groove, please could we all remember to post our goals each week? come on chaps - get to it! Here are mine:

Goals for This Week

1)Get that cheque.
2)Submit an expenses claim for travel costs.
3)Update my accounts with my expenditure so I can claim back some money from Mr Tax man!
4)Place another 2 matched bets at least, and get some more money coming in.
5) List my old printer on ebay.

Ok. I'm off to potter. Goals please everyone
xxx

DontDoDebtKids

Mirtos wrote:

So.... to get us all back in the groove, please could we all remember to post our goals each week? come on chaps - get to it! Here are mine:

Goals for This Week

1)Get that cheque.
2)Submit an expenses claim for travel costs.
3)Update my accounts with my expenditure so I can claim back some money from Mr Tax man!
4)Place another 2 matched bets at least, and get some more money coming in.
5) List my old printer on ebay.

Ok. I'm off to potter. Goals please everyone
xxx

Oooh ooh ooh! Me first, me first!

Goals:

1) Ebay loads of stuff today
2) Place a matched bet
3) Pay in cheque
4) Get settlement amount from Egg
5) Pay off Egg loan

There, some goals for a change!

DontDoDebtKids

Mirtos wrote:

On the plus side, I have just placed my first matched bet! hurrah! I hope I've done it right - I seem to have. But I'll wait until the end of the Macclesfield/Walsall match tonight to see!

Good luck - hope it all works