The 18k Challenge

leon103

DontDoDebtKids wrote:

Have you ordered your credit file recently? Try https://www.annualcreditreport.co.uk for a free one. Check that everything looks OK on there and sort anything else that looks wrong.

Other than that, you probably want to wait until January before you apply for anything else! Lenders don't seem to like it if you keep applying for credit - makes you look too desperate.

Just looked back at my rating with annualcreditrating and its good 874 out 1000, but it does say there have been no searches on my file - a bad thing.

I have just done another one with Experian and it says 10 searches in 12 months. Some are stupid, like a camelot one when I signed up for online lottery. I have paid for a score with them.

Should I?

Is annualcredit a trustworthy one?

DontDoDebtKids

I think you have to use all of them to get an accurate picture, unfortunately, because different financial companies use different credit searchers.

leon103

Ok. Will have a look at for another company to see what they say

DontDoDebtKids

Not much progress for me - still awaiting cheque from Capital One so that I can pay off my Egg Loan.

Any day now... :j

Mirtos

Technically, I'm not supposed to be here - but have just checked in from an internet cafe while checking my bank balance! Back officially on Monday - when I expect full reports from you all on your progress!

leon103

Mirtos wrote:

Technically, I'm not supposed to be here - but have just checked in from an internet cafe while checking my bank balance! Back officially on Monday - when I expect full reports from you all on your progress!

Hope the holiday is going ok.

Mirtos

I cannot believe I am the first one to post today! Where are you all?

<b>Debt Now: £17876.60</b>

I've just got back from holiday, so am a little bit frustrated that I haven't paid off more this month. ALSO, Thursday is my last day at work before I go freelance, which may represent a wage cut :eek: I hope not though- we'll have to see.

Next week, is a busy one as I'll be starting my first freelance job, but my major goal is :

1) Pay off at least £200 this week.

I also need to have a rethink about what to do with all my amazon stock - one of the perks of my job was that I could post stuff for free from work - but obviously I can't do that now, so my profit margins are going to dramatically decrease. I'm toying with the idea of just selling off my entire stock (400 odd books, cds and videos) in one big job lot - especially as they're taking over my office! What do you all think?

I had a lovely holiday - even if I am paying for it now! but never mind - back to the grindstone.
now, WHERE ARE YOU ALL?

leon103

Mirtos wrote:

I cannot believe I am the first one to post today! Where are you all?

<b>Debt Now: £17876.60</b>

I've just got back from holiday, so am a little bit frustrated that I haven't paid off more this month. ALSO, Thursday is my last day at work before I go freelance, which may represent a wage cut :eek: I hope not though- we'll have to see.

Next week, is a busy one as I'll be starting my first freelance job, but my major goal is :

1) Pay off at least £200 this week.

I also need to have a rethink about what to do with all my amazon stock - one of the perks of my job was that I could post stuff for free from work - but obviously I can't do that now, so my profit margins are going to dramatically decrease. I'm toying with the idea of just selling off my entire stock (400 odd books, cds and videos) in one big job lot - especially as they're taking over my office! What do you all think?

I had a lovely holiday - even if I am paying for it now! but never mind - back to the grindstone.
now, WHERE ARE YOU ALL?

Been thinking the same. This thread is dying quick.

Glad you enjoyed your holiday

Mirtos

Bump. Come on guys. This isn't good enough - we're supposed to be in this together!

becsxxx

Sorry, sorry, sorry!:wave: I am still alive!

Although I admit to being totally rubbish recently.....!

Have not been very well, then internet broke, then work has been totally manic .... excuses excuses I know, so no more, I'm back as of now!!!

Update to follow.......