The 18k Challenge

Bells&Whistles

Hey guys, sorry about the recent no show, I havn't got a good excuse

On the bright side I have today just paid off my Barclaycard & Capital One card both in FULL so thats £1206.10 off my total outstanding debt, new figures as follows

LOAN - £1659.26
Capital One - £0.00 :j
Barclaycard £0.00

TOTAL - 1659.26 :j

leebarton

Well done.:T :T :T :T

leon103

Bells&Whistles wrote:

Hey guys, sorry about the recent no show, I havn't got a good excuse

On the bright side I have today just paid off my Barclaycard & Capital One card both in FULL so thats £1206.10 off my total outstanding debt, new figures as follows

LOAN - £1659.26
Capital One - £0.00 :j
Barclaycard £0.00

TOTAL - 1659.26 :j

Sorry is that supposed to be £16659.26???

Bells&Whistles

leon103 wrote:

Sorry is that supposed to be £16659.26???

Indeed you are correct, I wish it was the above figure, but still happy to have chipped some more off !!

leon103

Bells&Whistles wrote:

Indeed you are correct, I wish it was the above figure, but still happy to have chipped some more off !!

Well done on the progress

becsxxx

Bells&Whistles wrote:

Indeed you are correct, I wish it was the above figure, but still happy to have chipped some more off !!

I wish.....

becsxxx

Debt

Natwest Overdraft (£1,000 @ 0%) = £1,000.91
Natwest Graduate Loan (6.5%) = £1,606.66
Cahoot Car Loan (5.8%) = £3,883.42
Credit Card (NSPCC, 0%) = £2,102.00
Student Loan = £8,864.87

Credit

£1,396.50

TOTAL = -£16,061.36
TOTAL PAID OFF SINCE START OF CHALLENGE = £2,474.45 [actually less than last week ]


Goals from last week:

1. Have made a definite decision to sell my car any buy something cheaper with boyfriend so need to research how much I can get for it (reckon around £5k) and what else we are going to buy. - done, think we're getting a polo for around £1500, so £750 each will mean I get almost £4k off my debts from sale of my car!
2. After finding a thread on here I have been doing some mystery shopping and reckon I'll earn about £120 from it so far. Need to keep my eyes open for more jobs and get cracking! - done - loads of jobs and plenty of extra income (around £90) earned this week!
3. Start thinking about Christmas, planning who to buy what for and for how much etc. Am determined not to let it sneak up on me and overspend like last year! - done - have counted up my christmas tin and it's not too bad at all! have started making lists of what to buy people

Well, not a great week for me as my flatmare moved out so I had to give her a £300 deposit back, which is why my total is lower than last week.....

....oh, ok, that's not strictly true.... i have also spent a lot of money this week!!!! what can I say? A girl needs haircuts and facials oops!

Anyway, moving on.....

DontDoDebtKids

Debt Totals

Egg: £6464.32
M&S: £7000.00
Capital One: £5098.12CR
Lloyds: £1880.06
Amex: £5715.22

Total: £15,961.48

Hi all! It's coooooold brrrrr! Anyway, I'm still waiting and waiting and waiting for my Capital One cheque. I've been stashing my cash and have nearly £1,600 ready to top up the Capital One money so I can pay of my Egg loan. Wow! That's nearly £6,700, so more than enough! I'll use any extra to start paying off Amex...

So my debts should look like this: M&S £7000; Lloyds: £1880.06 and Amex £5481.42 = £14,361.48 fairly shortly...

becsxxx

DontDoDebtKids wrote:

So my debts should look like this: M&S £7000; Lloyds: £1880.06 and Amex £5481.42 = £14,361.48 fairly shortly...

that's amazing! you're doing soooooo well - definitely no.1 on the leaderboard! :T :T

leon103

DontDoDebtKids wrote:

Debt Totals

Egg: £6464.32
M&S: £7000.00
Capital One: £5098.12CR
Lloyds: £1880.06
Amex: £5715.22

Total: £15,961.48

Hi all! It's coooooold brrrrr! Anyway, I'm still waiting and waiting and waiting for my Capital One cheque. I've been stashing my cash and have nearly £1,600 ready to top up the Capital One money so I can pay of my Egg loan. Wow! That's nearly £6,700, so more than enough! I'll use any extra to start paying off Amex...

So my debts should look like this: M&S £7000; Lloyds: £1880.06 and Amex £5481.42 = £14,361.48 fairly shortly...

Well done on the savings