Coffee and chocolate

miggy

Hovel_lady wrote: »

Happy anniversary Mr and Mrs miggy :T
TY - it's not for a few days but we somehow both managed to be rota'ed to work on the day!
Do hope the car passes it's MOT - cheaper than a new car anyway I hope.
I do too I like this car but it costs a bit too much to run really and most of the time (oh go on - all the time) we could cope with something smaller as the older DKs are driving themselves nowadays and none of us can afford to put them on our insurance due to the size of the car. All that said - I still like this car and will miss it when we have to change.
How the GP today?
Eating well and still taking an interest Thanks for asking - he says 'Week Week Hovel Lady!' which is a very nice thing for a GP to say really - shows he recognises you and is pleased (though it also indicates in the case of our household that he recognises that humans are really not very bright and may need to be told they are approaching the door without having fed said GP).

Still very windy here today as well - not quite as bad as yesterday though.
xx

Windy here too - hence the frugal fruit - but lovely and sunny. I have spent ages reading Mr Bloater's diary which is so beautifully written that I think he is wasted in his current post and should be turning out sitcomms. Now I really ought to go and visit Mum but I have a huge heap of stuff to take her and have to make decisions as too much will just lead to confusion. Books, I think. Always go down well.
HL - I keep popping in to your blog though sometimes you're not in at the time. Thanks for calling in here: if I'm not around feel free to put the kettle on, help yourself to whatever's in the biscuit tin (gingernuts and a few chocolate digestives I think) and please could you water the tomatoes for me if you remember? You might need to pick them up first.

Hovel_lady

Tea and chocolate digestives? How could I resist? Thank you.
I'll just go and pick the tomatoes up and see if they need watering.

Hope all goes well with your visit to your mum.

(Oh, stupid question alert - can you tell if I'm using my blog when you log on? I only ask because I've been trying to work it out. Here is easy - look for the green dot. Unless you're lurking of course and not signed in :cool:)
xx

miggy

Thanks fro doing the tomatoes.

Visit to Mum was fine, thanks. As usual I ate more and took longer than I'd intended which is frustrating but I'm working on it.

Your blog... I've just been over and had a look. Your latest entry was 10 minutes of so before, and I coudn't see anything to indicate whether you were on line. Of course there might be a banner headline that I looked straight past, but nothing that would attract my attention. So no, I don't think so.

miggy

Just for the record: DS2 (aged 15 and scientifically leaning) has just asked me 'What do you think would happen if we poked a hole in this microwave door?'

Hovel_lady

miggy wrote: »

Thanks fro doing the tomatoes.

Visit to Mum was fine, thanks. As usual I ate more and took longer than I'd intended which is frustrating but I'm working on it.

Your blog... I've just been over and had a look. Your latest entry was 10 minutes of so before, and I coudn't see anything to indicate whether you were on line. Of course there might be a banner headline that I looked straight past, but nothing that would attract my attention. So no, I don't think so.

Excellent - I can continue hiding :cool: :eek:

Hovel_lady

miggy wrote: »

Just for the record: DS2 (aged 15 and scientifically leaning) has just asked me 'What do you think would happen if we poked a hole in this microwave door?'

I don't know but I do know what happens if you put potatoes in foil in a microwave - the fire brigade get called out :eek:

(and no, it wasn't me - omelettes are my limit although I did get set on fire briefly when trying to light the gas cooker once :eek:.
No harm done )

miggy

I consider myself an accomplished cook: I've set fire to the oven once, the grill once, my eyebrows once, a sleeve once and (top accomplishment) set fire to a shelf while making toast in the toaster.

I haven't tried the foil-in-microwave... yet.

Hovel_lady

miggy wrote: »

I consider myself an accomplished cook: I've set fire to the oven once, the grill once, my eyebrows once, a sleeve once and (top accomplishment) set fire to a shelf while making toast in the toaster.

I haven't tried the foil-in-microwave... yet.

There's no hope for me then as I'm a very unaccomplished cook :rotfl:

miggy

Hovel_lady wrote: »

There's no hope for me then as I'm a very unaccomplished cook :rotfl:

I wouldn't say that - after all you managed to get a lot of firemen at your beck and call - lots of people consider that a real achievement!

(And the unsupervised omelettes - remember them! Cheese omelette now, nom nom nom!)

miggy

I've spent quite some time this morning transferring lists to Evernote.com (seen recommended elsewhere on these boards). I thought it might declutter the diary a bit, though some lists will doubtless come to roost here out of sheer habit. It has the added advantage that I can put personal stuff like peoples' names without having to find ways round becoming too identifiable.

I discovered something interesting about finances on the way (bear with me if you are at all mathematically inclined because now that I can see this it's glaringly obvious, but just be kind because the mathematical gene took one look at me and went into remission for a generation).

I have a list of things to save for: until a few weeks ago it was a dream list (non-essentials like safe electrics :eek:) but now we're into our second month where we haven't touched the OD and I'm beginning to think that maybe I ought to make plans. Last month's extra pay went into savings and there was still some left over!!! What to do with it?

I've now prioritised the list, which has estimates of how much each thing will cost. So:
item 1, £650; item 2, 500; item 3, £275 etc.
Item 3 happens to be overpayment of the mortgage - so the logic is that even if we haven't actually gone out and bought items 1 & 2, if we have enough in savings (not current, which is for day-to-day expenses) to provide for 1 & 2, then I can make an overpayment on the mortgage. Of course this doesn't have to be the full amount but any top-up I canmake to this particular fund has to be a good idea because it will cut costs in the longer term and there can then be a snowball effect on other things on the list.

By the way, item 1 isn't payable yet and 2 is emergency fund, hence the ability to plan this way. What hadn't occured to me was how to set it out so I can see where the money needs to be allocated.

If anyone happens to read this and can see something I can't, I would love comments because as I said, I'm not the mathematical type.