We'd like to remind Forumites to please avoid political debate on the Forum. This is to keep it a safe and useful space for MoneySaving discussions. Threads that are - or become - political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

Halifax Clarity Card Launch Today!

Options
13567…25

Comments

  • rb10
    rb10 Posts: 6,334 Forumite
    Options
    the_insider wrote: »
    I tried to apply last night and the decision page loaded for about 10 minutes and then went blank. I hope it hasn't shown as a search on my credit file, I'll be ringing them later to try and apply again!

    Some browsers get upset with the Halifax website - try Internet Explorer.
  • the_insider
    the_insider Posts: 795 Forumite
    Options
    Do you think the search will show? Because it'll probably affect my second attempt at applying.
    Getting married 02.08.14
    Wins for the wedding: membership for a 'wedsite' and app, £35 gift voucher for party supplies shop, £50 worth of hand painted signs, 1kg of heart shaped marshmallows :money:
  • adam91_2
    adam91_2 Posts: 114 Forumite
    Options
    Guys, i'm not just saying this but the best way to apply is by calling up the telephone banking line for banking / sales as they can see if your guaranteed a credit card or not and see if you will be likely to be accepted.

    I know telephone takes around 10-15 minutes but it's 100% more worth it.

    I got declined a loan from Sainsbury's but had one guaranteed with them, when i rang up, so it's always something to bare in mind!

    Cool!

    Adam
    I work for Lloyds Banking Group. (Halifax).
    However my posts are my sole opinion. Please don't assume my opinions are facts and please don't assume i am advising you on certain products.
  • adam91_2
    adam91_2 Posts: 114 Forumite
    Options
    The Insider:-

    I would call up, i wouldn't apply again if i was you.

    Adam
    I work for Lloyds Banking Group. (Halifax).
    However my posts are my sole opinion. Please don't assume my opinions are facts and please don't assume i am advising you on certain products.
  • the_insider
    the_insider Posts: 795 Forumite
    Options
    Just checked Experian, it's showing TWICE from last night's application!
    Getting married 02.08.14
    Wins for the wedding: membership for a 'wedsite' and app, £35 gift voucher for party supplies shop, £50 worth of hand painted signs, 1kg of heart shaped marshmallows :money:
  • td_007
    td_007 Posts: 1,212 Forumite
    First Post First Anniversary Combo Breaker
    Options
    adam91 wrote: »
    The rules are you have to close your one account before being able to get the new clarity card.

    However when applying online, they don't realise you already have the one card you see.

    Lucky man haha! :j

    Hope they do not catch on and send me a card...fingers crossed ;)
  • adam91_2
    adam91_2 Posts: 114 Forumite
    Options
    td_007 wrote: »
    Hope they do not catch on and send me a card...fingers crossed ;)

    I spoke to operations today and there is currently a loop-hole when getting the clarity card online if you have the one card and don't have to cancel it first!

    Make sure you don't ring up anytime soon haha!

    Good luck!

    Adam
    I work for Lloyds Banking Group. (Halifax).
    However my posts are my sole opinion. Please don't assume my opinions are facts and please don't assume i am advising you on certain products.
  • donkingkong
    donkingkong Posts: 123 Forumite
    Options
    Applied today and was accepted with a £3600 limit.
  • INT1
    INT1 Posts: 1,257 Forumite
    First Anniversary Combo Breaker
    Options
    Mmm so the 10 day replies are declines then or maybe refers?
  • rb10
    rb10 Posts: 6,334 Forumite
    Options
    the_insider wrote: »
    Just checked Experian, it's showing TWICE from last night's application!

    One of them is probably an ID check and so will not be visible to anyone but yourself and Experian.
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

Categories

  • All Categories
  • 12 Election 2024: The MSE Leaders' Debate
  • 344.2K Banking & Borrowing
  • 250.4K Reduce Debt & Boost Income
  • 450.1K Spending & Discounts
  • 236.3K Work, Benefits & Business
  • 609.7K Mortgages, Homes & Bills
  • 173.6K Life & Family
  • 248.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 15.9K Discuss & Feedback
  • 15.1K Coronavirus Support Boards