Drunk driving in a Motability car.

lyniced

Weekend_warrior wrote: »

Hi lyniced,
She's not my type I'm afraid!, she is my friends girlfriend or should I say now ex girlfriend and sorry to say I never really got on well with her.

W.W.

Just out of interest what is her disability?

NAR

easy wrote: »

She'll just have to also buy servicing and insurance, and the insurance will be VERY expensive, after a DD conviction.

As she will be disqualified and not driving I don't think it's fair to assume the insurance will be expensive for whoever the driver is (as it is the driver who will require insurance).

easy

NAR wrote: »

As she will be disqualified and not driving I don't think it's fair to assume the insurance will be expensive for whoever the driver is (as it is the driver who will require insurance).

Of course, I had overlooked the fact that she would be disqualified.

Mind you, that makes life awkward in itself. Isn't it quite difficult to buy a car registered in your name, but buy insurance for it in someone else's name?

I seem to remember there being some such question some years ago, when my husband wanted to insure his car for me to drive (but not him).

NAR

You could well be correct in this - it probably would be at least queried.

Weekend_warrior

lyniced wrote: »

Just out of interest what is her disability?

Hi lyniced,
To be perfectly honest I don't know, there is nothing that is obvious to me although that doesn't mean anything and I never thought to ask.

W.W.

diable

lyniced wrote: »

Just out of interest what is her disability?

I was wondering that as well as she seems pretty mobile without a car and seems to storm from one place to another causing havoc.

Weekend_warrior

diable wrote: »

I was wondering that as well as she seems pretty mobile without a car and seems to storm from one place to another causing havoc.

Hi diable,
To be honest she was a bit to fiery tempered for my liking and ultimately for my friend too.
The argument that led to the drunk driving crash was the final straw for my friend who had had enough with her pettiness and fiery tempers, but I honestly don't know what her Disability was.
Once the dust has settled from this I will venture to ask him.

W.W.

mandy2901

reading this frustrates me somewhat, putting it politely, I recently for financial reasons ha to change my hire purchase mobility vehicle for a contract hire vehicle, the garage had agreed to "buy" my car clearing motability finance and I qualified for the hire contract due to poor mobility. I WAS NOT accepted on the scheme until the garage physically took my car in and cleared the finance off and then I had to wait for 2 weeks for everything to clear and a new agreement to be arranged, fortunately the garage eventually agreed to a courtesy car, Thankyou Citroen, although manual so was very painful to drive as a hire auto was going to cost me £510 for the smallest basic model available. THEN after all that when i was due to collect I was informed that as I had been hospitalised in 2007 I owed DLA payments and a new agreement could not be arranged!! Thankfully this was rectified by starting a standing order instead but genuine folk have to jump through hoops yet a drunk driver can order a new car immediately. For info, the car would not be ordered until the full acceptance from motability had been received so it is likely a hold up in production, mine was a mis-order or I too would have had to wait long past september for a special order. Very sad and I hope that motability RSA do find this lady and ensure that her "driving" is monitored. By a way side I had to fight tooth and nail for my mobility allowance despite having care in 4 x daily and being confined to an electric wheelchair!! How society fails the genuine?!!

jaks101

Reading this post makes my blood boil, basically if this car goes through the motability books and she does recieve a new car the insurers RSA must have paid out for the smashed motor. This will have settled the debt so it will free her DLA payments up for the new car.
The only way the insurer would have paid up is if they were not in reciept of the full facts she could have told porkies and not even mentioning the police turning up or the alcohol.
She is committing Fraud by doing this, I think it is your moral duty to report this to the insurers or at least give some details on here so someone else can do it, after all this puts all our premiums up in the long run.

arigold_2

jaks101 wrote: »

Reading this post makes my blood boil, basically if this car goes through the motability books and she does recieve a new car the insurers RSA must have paid out for the smashed motor. This will have settled the debt so it will free her DLA payments up for the new car.
The only way the insurer would have paid up is if they were not in reciept of the full facts she could have told porkies and not even mentioning the police turning up or the alcohol.
She is committing Fraud by doing this, I think it is your moral duty to report this to the insurers or at least give some details on here so someone else can do it, after all this puts all our premiums up in the long run.

unfortunately drink driving doesn't always get the claim repudiated, but i believe they are trying to get a clause put into new contracts.
When she applies for a new car the dvla check will fail once she is convicted, and she will not be allowed to drive until 5 years from the date of her conviction. It might not stop her getting a new car though with other drivers.