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Hypno's reminder that she is doing ok, actually!
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Argh, I've been waiting for a free listing weekend but guess what! I'm away too...:(DEBT FREE OCTOBER 2012!Proud to have dealt with my debts!0
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Only free listing for the choosen few - need to check if they sent you an email - they didn't send me one!LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
(CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84
There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
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ohhhhhhhhh - didn;t realise that - sorry for misleading you0
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That makes me feel doubly obliged to actually get off my ar*se & start listing. Oh joy!0
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Hope your finger is alright surfbabe!
I'm not surprised that DS feels aggrieved over lack of work, and hope he gets something sorted at the other place.Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0 -
Ah Hypno. I'm sorry to read about the tough month ahead of you.
Am I right in thinking your salary varies from month to month (just like my income is now going to, to a point....)? If so, that must make it really tough to budget, and also to be "the one" in charge of it all.
But am sure you will use your customary ingenuity to grit your teeth and get through it somehow. Is it just a temporary blip - hope so? And though I haven't (as Red now is) read any of your old school broke diaries (...if only there were time, I would.....) I guess you can look back and think, if you got through that, you can get through this month.....as at least all the basic bills are covered, it's just I guess how you manage the disrectionary spend above that. Not that food is discretionary, but you know what I mean.....
Thinking of you anyway
Mrs R#Tesco 0% NIL Jan 2010
# RBS 3.9% NIL Oct 2010
# Virgin 0% £2670.92 Oct 2010
# RBS O/D NIL - repaid with redundancy pay Jan 20100 -
Was going to say Happy Friday but best not.
How old is your DS?
Does he wear black trousers for school?I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Yes, Mrs R, income does vary from month to month - this month is probably the worst I have had for almost 2 years, so I am really feeling it!! But could be worse!
Beanie - DS does wear black trousers, he is almost 15.
Have just got back from an hour's run - was v. tough because it is very hot and also incredibly windy, so was absolutely sapping, but am glad I got out there and did it.
Going to have something to eat next, and a coffee, and then make a plan for the weekend's DIY!
Hope you all have a good evening xxxSuccessful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0 -
More Destroying It Yourself. What's the plan then?
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1240 -
So, plan is to do very little tonight. Am shattered on all levels!
Then tomorrow morning the student goes home, so I need to drop him off at 8pm, then back home and start stripping down woodwork in the hall/stairs/landing, getting that all ready to gloss on Sunday.
I think it will take quite a while to do the prepping, so not expecting any paint to make an appearance tomorrow, so it is an all weekend job, but will brighten up the place once it is done.
Am going to the football tomorrow afternoon, and expect it will be spag bol for dinner tomorrow evening or something similar!
Also, will be running again on Sunday morning.
So, not the most exciting of weekends, but it'll do!Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0
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