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MSE Parents Club Part 13

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Comments

  • ladybirdintheuk
    ladybirdintheuk Posts: 2,825 Forumite
    edited 31 July 2010 at 1:51PM
    Oh Sami I could walk in them! Shame they only go up to a size 2 :(

    Edited to add that I have just found out that heelies do come in my size though... it is a good thing that I know my limitations and don't want to go to hospital ;)
    :heart:Isabella Molly born 14th January 2009:heart:
    New challenge for 2011 - saving up vouchers to pay for Chistmas!
    Amazon £48.61 Luncheon Vouchers £24
  • Sami_Bee
    Sami_Bee Posts: 14,555 Forumite
    edited 31 July 2010 at 2:07PM
    Ladybird you can get kicker boots in grown up sizes too, just not lego ones ;)
    I love mary janes like you too, hows about these beauties just don't look at the price!
    The very best is sometimes what nature gives us for free.
    3onitsway wrote: »
    I think Sami is right, as always!
  • SugarSpun
    SugarSpun Posts: 8,559 Forumite
    How about these? Or these? These? These?

    These are a bit expensive but I love them.
    Organised Birthdays and Christmas: Spend So Far: £193.75; Saved from RRP £963.76
    Three gifts left to buy
  • No, no, no, no, no...

    I CAN'T SHOE SHOP IF I WANT TO GO ON HOLIDAY!!!

    NO NO NO!!!
    r.mac wrote: »
    please listen to MFD - she is a wise woman :D
    Proud Mummy to the gorgeous Benjamin John born 14 March 2009, 8lbs 14oz
    A new little seedling on the way, due 30 September 2012
  • Krystaltips
    Krystaltips Posts: 9,220 Forumite
    I love mary janes too! I wore shiny pink mary janes under my wedding dress... Haven't worn them since though, the heels are too huge lol...
    A very proud Mummy to 3 beautiful girls... I do pity my husband though, he's the one to suffer the hormones...
    Krystal is so smart and funny and wonderful I am struck dumb in awe in her presence.

  • kindofagilr
    kindofagilr Posts: 6,825 Forumite
    Part of the Furniture 1,000 Posts
    Its quiet here this afternoon, so is facebook, right I am off to pick E up from my mam's
    Debt £30,823.48/£44,856.56 ~ 06/02/21 - 31.28% Paid Off
    Mortgage (01/04/09 - 01/07/39)
    £79,515.99/£104,409.00 (as of 05/02/21) ~ 23.84% Paid Off

    Lloyds (M) - £1196.93/£1296.93 ~ Next - £2653.79/£2700.46 ~ Mobile - £296.70/£323.78
    HSBC (H) -£5079.08/£5281.12 ~ HSBC (M) - £4512.19/£4714.23
    Barclays (H) - £4427.32/£4629.36 ~ Barclays (M) - £4013.78/£4215.82
    Halifax (H) - £4930.04/£5132.12 ~ Halifax (M) - £3708.65/£3911.20

    Asda Savings - £0

    POAMAYC 2021 #87 £1290.07 ~ 2020/£3669.48 ~ 2019/£10,615.18 ~ 2018/£13,912.57 ~ 2017/£10,380.18 ~ 2016/£7454.80

    ~ Emergency Savings: £0

    My Debt Free Diary (Link)
  • Glamazon
    Glamazon Posts: 8,401 Forumite
    *runs in all excited*

    My friends aunty has just opened a new nursery in town, took Jack to the open day and OMG It is fantastic. A million times better than where he is now and is £37 a day (creche will be going up to £39). Have worked out that even with tax efficient scheme vs the childcare vouchers and us topping up, the new creche would make us £7 better off a month even though it's £45 cheaper.
    The meals are fantastic (he had lunch while he was there), the room is fab and HUGE, the gardens are amazing and the staff are highly qualified. There are only 4 kids in the Tweenies room and 2 would share a birthday with Jack!

    My head is spinning from working out finances, I just hope I've got it right!

    In town ther police and fire brigade were doing an exhibition so Jack has a card with his fingerprint on and got to stroke Oscar the Mountain Resuce dog who is 12.5 stone! :eek:
    I've picked up some forms about volunteering for the police as I thought I might do an hour or two a week civilian work.
    A very busy Yummy Mummy to a 1 year old gorgeous boy :smileyhea

    Where does the time go? :think:
  • Evansangel
    Evansangel Posts: 6,791 Forumite
    Part of the Furniture Photogenic Combo Breaker
    We just spent £50 in matalan! :eek: And i only got Lily 1 dress in the next size up, most of it is clothes for me and DH :p

    But we do need some new clothes, especially me, i have hardly any clothes now.

    :D My sister is singing and dancing with Lily and she laughing and squealing loads :p

    :j:j I sold all my ebay stuff, my wedding flowers sold for more than i bought them for and i collected my phone from repair, and they couldn't repair it so they gave me a new one instead :D :j
  • Glamazon
    Glamazon Posts: 8,401 Forumite
    edited 31 July 2010 at 4:29PM
    Anyone good with finances? :o

    I've worked out mine and OH's take home pay using my tax efficient scheme and then using the Childcare vouchers for both of us.

    Creche 1 - Monthly Fee £845
    Creche 2 - Monthly Fee £800

    Creche 1 - Combined take home pay £2,054 (tax efficient just me)
    Creche 2 - Combined take home pay £2,255 (vouchers me and OH)

    £120 per month CB & CTC which will go on Childcare (CTC as of Sept when J is 1)

    Creche 1 - £2,054 + £120 -£0 = £2,174
    Creche 2 - £2,225 + £120 - £194 = £2,181

    The £0 and £194 is any outstanding fees after paying through tax efficient or vouchers, I work out that although Creche 2 is £45 cheaper per month because of the tax efficient scheme it would only be £7 cheaper.

    Question is, am I right?????
    A very busy Yummy Mummy to a 1 year old gorgeous boy :smileyhea

    Where does the time go? :think:
  • Glamazon
    Glamazon Posts: 8,401 Forumite
    WOW MFD, I just noticed even more weight loss in your sig :T

    I meant to say it before but I was lurking so forgot, you are doing amazing!!!!!!

    MIL has lost 4 stone but was wearing the same size bra and she looked like a right saggy bag, so I took her for a bra fitting and she had lost 8 inches off her back! :eek: And was totally wearing the wrong size anyway!

    She went from a 44DD to a 36G :)
    A very busy Yummy Mummy to a 1 year old gorgeous boy :smileyhea

    Where does the time go? :think:
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