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MSE Parents Club Part 13
Comments
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Oh Sami I could walk in them! Shame they only go up to a size 2
Edited to add that I have just found out that heelies do come in my size though... it is a good thing that I know my limitations and don't want to go to hospitalIsabella Molly born 14th January 2009
New challenge for 2011 - saving up vouchers to pay for Chistmas!Amazon £48.61 Luncheon Vouchers £240 -
Ladybird you can get kicker boots in grown up sizes too, just not lego ones
I love mary janes like you too, hows about these beauties just don't look at the price!0 -
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I love mary janes too! I wore shiny pink mary janes under my wedding dress... Haven't worn them since though, the heels are too huge lol...A very proud Mummy to 3 beautiful girls... I do pity my husband though, he's the one to suffer the hormones...My Fathers Daughter wrote: »Krystal is so smart and funny and wonderful I am struck dumb in awe in her presence.
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Its quiet here this afternoon, so is facebook, right I am off to pick E up from my mam'sDebt £30,823.48/£44,856.56 ~ 06/02/21 - 31.28% Paid OffMortgage (01/04/09 - 01/07/39)
£79,515.99/£104,409.00 (as of 05/02/21) ~ 23.84% Paid Off
Lloyds (M) - £1196.93/£1296.93 ~ Next - £2653.79/£2700.46 ~ Mobile - £296.70/£323.78
HSBC (H) -£5079.08/£5281.12 ~ HSBC (M) - £4512.19/£4714.23
Barclays (H) - £4427.32/£4629.36 ~ Barclays (M) - £4013.78/£4215.82
Halifax (H) - £4930.04/£5132.12 ~ Halifax (M) - £3708.65/£3911.20
Asda Savings - £0
POAMAYC 2021 #87 £1290.07 ~ 2020/£3669.48 ~ 2019/£10,615.18 ~ 2018/£13,912.57 ~ 2017/£10,380.18 ~ 2016/£7454.80
~ Emergency Savings: £0
My Debt Free Diary (Link)0 -
*runs in all excited*
My friends aunty has just opened a new nursery in town, took Jack to the open day and OMG It is fantastic. A million times better than where he is now and is £37 a day (creche will be going up to £39). Have worked out that even with tax efficient scheme vs the childcare vouchers and us topping up, the new creche would make us £7 better off a month even though it's £45 cheaper.
The meals are fantastic (he had lunch while he was there), the room is fab and HUGE, the gardens are amazing and the staff are highly qualified. There are only 4 kids in the Tweenies room and 2 would share a birthday with Jack!
My head is spinning from working out finances, I just hope I've got it right!
In town ther police and fire brigade were doing an exhibition so Jack has a card with his fingerprint on and got to stroke Oscar the Mountain Resuce dog who is 12.5 stone! :eek:
I've picked up some forms about volunteering for the police as I thought I might do an hour or two a week civilian work.A very busy Yummy Mummy to a 1 year old gorgeous boy :smileyhea
Where does the time go? :think:0 -
We just spent £50 in matalan! :eek: And i only got Lily 1 dress in the next size up, most of it is clothes for me and DH
But we do need some new clothes, especially me, i have hardly any clothes now.My sister is singing and dancing with Lily and she laughing and squealing loads
:j:j I sold all my ebay stuff, my wedding flowers sold for more than i bought them for and i collected my phone from repair, and they couldn't repair it so they gave me a new one instead:j
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Anyone good with finances?
I've worked out mine and OH's take home pay using my tax efficient scheme and then using the Childcare vouchers for both of us.
Creche 1 - Monthly Fee £845
Creche 2 - Monthly Fee £800
Creche 1 - Combined take home pay £2,054 (tax efficient just me)
Creche 2 - Combined take home pay £2,255 (vouchers me and OH)
£120 per month CB & CTC which will go on Childcare (CTC as of Sept when J is 1)
Creche 1 - £2,054 + £120 -£0 = £2,174
Creche 2 - £2,225 + £120 - £194 = £2,181
The £0 and £194 is any outstanding fees after paying through tax efficient or vouchers, I work out that although Creche 2 is £45 cheaper per month because of the tax efficient scheme it would only be £7 cheaper.
Question is, am I right?????A very busy Yummy Mummy to a 1 year old gorgeous boy :smileyhea
Where does the time go? :think:0 -
WOW MFD, I just noticed even more weight loss in your sig :T
I meant to say it before but I was lurking so forgot, you are doing amazing!!!!!!
MIL has lost 4 stone but was wearing the same size bra and she looked like a right saggy bag, so I took her for a bra fitting and she had lost 8 inches off her back! :eek: And was totally wearing the wrong size anyway!
She went from a 44DD to a 36GA very busy Yummy Mummy to a 1 year old gorgeous boy :smileyhea
Where does the time go? :think:0
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