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worst night of my life

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  • stephy110288
    stephy110288 Posts: 209 Forumite
    Mike your signature on your post gives me hope. i pay 115 a month towards my debt and had always felt like i wasnt getting anywhere noticable until today when i worked out what the total was, and what it is now, £1500 paid off in nine months. so your signature makes me feel like it IS possible. well done :) x
  • GEEGEE8
    GEEGEE8 Posts: 2,440 Forumite
    lolcats is awesome :D hahahaha
    9/70lbs to lose :)
  • Mikeone
    Mikeone Posts: 184 Forumite
    Part of the Furniture Combo Breaker Debt-free and Proud!
    stephy110288 wrote: »
    Mike your signature on your post gives me hope. i pay 115 a month towards my debt and had always felt like i wasnt getting anywhere noticable until today when i worked out what the total was, and what it is now, £1500 paid off in nine months. so your signature makes me feel like it IS possible. well done :) x


    The magic H word -Hope. Bang on. This has been the most important lesson I've learned from working through my debts -its all about perspective. The problems are not insurmountable, but recognising them as such is hard.

    I keep my sig updated so that I can see how far I'm getting through my debts, and maintain a spreadsheet so I can see how long I have left to go. Every month, every payment takes me one step closer to the finish line and its important to remember that.


    Meanwhile, back to the lolcats. You can haz cheezburger!

    :j
    I'm a...I'm a real traditionalist of course
  • GEEGEE8
    GEEGEE8 Posts: 2,440 Forumite
    funny-pictures-lolrus.jpg
    9/70lbs to lose :)
  • beanielou
    beanielou Posts: 95,562 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Glad yopu are smiling :)
    I woulebt be.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • RuthnJasper
    RuthnJasper Posts: 4,032 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Hey Stephy - sorry to hear your night out wasn't great - and that the "bluebird of happiness" is terrorizing you.

    Well, this is turning out to be the worst night of MY life. Jasper (my beloved dog) disappeared on our walk this evening. I searched for him for three hours - but he's gone. I've told the Police.

    My heart is broken. :cry::cry: I won't be getting any sleep tonight.
  • stephy110288
    stephy110288 Posts: 209 Forumite
    i never did that because i would feel sick looking at the total still. i never realised how much i was actually paying off. gettin my charges knocked off helped too, and i still have egg and mint to apply to for that which should be another 500 or so.
  • GEEGEE8
    GEEGEE8 Posts: 2,440 Forumite
    Just look at it, write it down, move on.

    Hiding from it will just make you stress even more.

    Get it on your signature and start watching it go down :D
    9/70lbs to lose :)
  • RuthnJasper
    RuthnJasper Posts: 4,032 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Here's something to look at that's scarier than birds OR debt... http://www.catsthatlooklikehitler.com/cgi-bin/seigbest.pl
  • RuthnJasper
    RuthnJasper Posts: 4,032 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Hey Stephy - sorry to her your night out wasn't great - and that the "bluebird of happiness" is terrorizing you.

    Well, this is turning out to be the worst night of MY life. Jasper (my beloved dog) disappeared on our walk this evening. I searched for him for three hours - but he's gone. I've told the Police.

    My heart is broken. :cry::cry: I won't be getting any sleep tonight.
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