📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Another new day to add to July: The No Spend Day

18182848687174

Comments

  • beanielou
    beanielou Posts: 95,697 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    No 8 for me today.
    Hope you have all had a good day today.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • cw18
    cw18 Posts: 8,630 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    cw18 wrote: »
    Then debated setting up a new 'health kick' budget and charging it to that while exluding that budget from challenges - I'd then move things like running shoes and running club membership across to that (which would help my 'live on £8k' figures immensely), but I'm not sure how I'd "fund" that budget other than pulling something out of my social life one anyway.........
    Hmmm.......

    I need to do some number crunching, but I think I may have some income that's not currently allocated to anything :D

    I've been working extra hours, which gets me the 30 hour element on WTC I wouldn't otherwise qualify for - so effectively over-time money, but not being fed into my social life fund (which happens with my extra salary)

    Think I'll try the swimming session (once I sort out a cossie), and do some number crunching afterwards ;)
    Cheryl
  • katholicos
    katholicos Posts: 2,658 Forumite
    Nailed NSD number 9 today! We're nearly half way through the month folks, keep up the good work!
    Grocery Challenge for October: £135/£200


    NSD Challenge: October 0/14
  • moneypenny2k
    moneypenny2k Posts: 1,122 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    cw18 wrote: »
    I have a dilema !!!


    Debated charging it to my 'social life' budget which doesn't count against NSDs, but that's a definite cheat as I'm not going with anyone ;)




    You could meet a new swimming buddy, so definitely social life budget :D
  • candyapple_2
    candyapple_2 Posts: 600 Forumite
    Ninth Anniversary
    Hi everyone just popping in to declare NSD 7, OH bought me lunch today otherwise I would have had to fork out, will find out what he is after later on :rotfl:

    Hope you are all well, have a fab evening x

  • karenccs67
    karenccs67 Posts: 1,088 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud!
    candyapple wrote: »
    Hi everyone just popping in to declare NSD 7, OH bought me lunch today otherwise I would have had to fork out, will find out what he is after later on :rotfl:

    Hope you are all well, have a fab evening x



    LOL sLo_BigBearHug.gif
    ***Dont save what is left after spending, spend what is left after saving***
  • Broken_hearted
    Broken_hearted Posts: 9,553 Forumite
    Another no spend day today so that makes 4
    Barclaycard 3800

    Nothing to do but hibernate till spring






  • butdoineedit?
    butdoineedit? Posts: 1,181 Forumite
    Thanks everyone for the hugs, poems & kind words, it has helped me loads
    (even though i just cried at the bloke who lost his passport on some dodgy customs programme i've got on in the background!!)

    Managed number 6 today :j
    Have decided i need to get motivated & start to pay attention to the little things such as healthy eating & shaving my legs, as opposed to it having to be a huge sledgehammer job, or doing absolutely nothing & counting the hours till bedtime!!!
    Not made the best start to this today, but am going to give myself today as by last moping day & tomorrow you will all meet the new improved no longer moaning BDINI!!!!! Wish me luck!!:D
    February NSD challenge 5/15
  • Mainyasha
    Mainyasha Posts: 62 Forumite
    Hi NSDers

    Nice reading the poems on here.. hugs to all going through a bad patch, they say bad times come our way only to pass us by.

    CW18 thanks a lot for the link, I think i'll be on my first one sometime this week - but haven't got a clue what to expect. The thought of running 1 minute non stop is giving me butterflies in my tummy at the mo. I'll be on my own because all my local runners club times clash with my working hours, (currently doing a six day week 12noon-10pm including weekends.)

    Thanks spoon for the fab work..

    Today is nsd 12 for me, i had a near spend day yesterday but i managed to worm my way out of it.
    Directloan:Feb2011 - £4152.64
    Olympic contender 107, DFD Dec 2011:eek:Ex NSDer, now proudly on track, thanks to Solvent Soon and The Madhouse Gang:TNo CC debts :p all paid off and plan to keep it that way:j.
  • Firewalker
    Firewalker Posts: 2,682 Forumite
    Reporting NSD number six.

    A very tired and sleepy
    Firewalker
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.3K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.8K Spending & Discounts
  • 244.3K Work, Benefits & Business
  • 599.5K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.