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Another new day to add to July: The No Spend Day
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No 8 for me today.
Hope you have all had a good day today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Then debated setting up a new 'health kick' budget and charging it to that while exluding that budget from challenges - I'd then move things like running shoes and running club membership across to that (which would help my 'live on £8k' figures immensely), but I'm not sure how I'd "fund" that budget other than pulling something out of my social life one anyway.........
I need to do some number crunching, but I think I may have some income that's not currently allocated to anything
I've been working extra hours, which gets me the 30 hour element on WTC I wouldn't otherwise qualify for - so effectively over-time money, but not being fed into my social life fund (which happens with my extra salary)
Think I'll try the swimming session (once I sort out a cossie), and do some number crunching afterwardsCheryl0 -
Nailed NSD number 9 today! We're nearly half way through the month folks, keep up the good work!Grocery Challenge for October: £135/£200
NSD Challenge: October 0/140 -
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Hi everyone just popping in to declare NSD 7, OH bought me lunch today otherwise I would have had to fork out, will find out what he is after later on :rotfl:
Hope you are all well, have a fab evening x
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candyapple wrote: »Hi everyone just popping in to declare NSD 7, OH bought me lunch today otherwise I would have had to fork out, will find out what he is after later on :rotfl:
Hope you are all well, have a fab evening x
LOL***Dont save what is left after spending, spend what is left after saving***0 -
Another no spend day today so that makes 4Barclaycard 3800
Nothing to do but hibernate till spring
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Thanks everyone for the hugs, poems & kind words, it has helped me loads
(even though i just cried at the bloke who lost his passport on some dodgy customs programme i've got on in the background!!)
Managed number 6 today :j
Have decided i need to get motivated & start to pay attention to the little things such as healthy eating & shaving my legs, as opposed to it having to be a huge sledgehammer job, or doing absolutely nothing & counting the hours till bedtime!!!
Not made the best start to this today, but am going to give myself today as by last moping day & tomorrow you will all meet the new improved no longer moaning BDINI!!!!! Wish me luck!!:DFebruary NSD challenge 5/150 -
Hi NSDers
Nice reading the poems on here.. hugs to all going through a bad patch, they say bad times come our way only to pass us by.
CW18 thanks a lot for the link, I think i'll be on my first one sometime this week - but haven't got a clue what to expect. The thought of running 1 minute non stop is giving me butterflies in my tummy at the mo. I'll be on my own because all my local runners club times clash with my working hours, (currently doing a six day week 12noon-10pm including weekends.)
Thanks spoon for the fab work..
Today is nsd 12 for me, i had a near spend day yesterday but i managed to worm my way out of it.Directloan:Feb2011 - £4152.64
Olympic contender 107, DFD Dec 2011:eek:Ex NSDer, now proudly on track, thanks to Solvent Soon and The Madhouse Gang:TNo CC debtsall paid off and plan to keep it that way:j.
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Reporting NSD number six.
A very tired and sleepy
Firewalker0
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