Another new day to add to July: The No Spend Day

cw18

Is back from swimming

And is still standing - just


I haven't been for 3.5 years, and only managed 8 lengths then - though it was when my back was particularly bad (the reason for going then). I managed 20 lengths today, so was really pleased with that.

I reckon the running helped though, as I found it easier to control my breathing and actually felt that my legs were doing some of the work (when I was at school they often made me swim with a float to get my legs to make a proper effort, as they reckoned I was doing most of the work with my arms).

When I got out of the water I thought my legs were about to collapse from under me, but having walked home (10-12 mins) they don't feel anywhere near as bad..... so I guess tomorrow morning will be the decider as to whether it was a wise move or not




Is now off to do some number-crunching to see if I can set up a 'health kick' budget from my extra Tax Credits (which means i can then class today as an NSD)

beanielou

Well done you cw18

dmb_2

reporting NSD no.4 :j

cw18

Declaring today as NSD #10 :T



Numbers crunched, and totally surprised myself (though it explains why I have money left in the bank rather than cutting it close each month - and why I didn't have the major struggle to get DS his laptop for Uni that I expected)

My 'Live on £8k' budget is totally covered by my basic salary and pensions (nett) plus child benefit - even after allowing for 2 of the 3 pensions and the CB only being payable for part of this year.
My 'Social Life' budget is funded by anything extra I get from work for extra hours (nett overtime payments).
So this leaves ALL my Tax Credits totally untouched, which is actually a nice amount even though it's only payable until September - with a (very) small amount of WTC possible after that only if I can maintain an average of 30 hours or more (contract is only 29).

So I'm going to run a seperate (and non-declarable for challenges) budget for my '[strike]getting[/strike] keep fit' activities and equipment

** is now off to move all such expenses from 'live on' spreadsheet into a new one, and see how much nicer things on there balance afterwards **

fi76

Its NSD number 3 for me

3Dogs

Just popping in to report my NSD NUMBER 6, Mistress Spoon

Popped into town with hubbie to switch his books at the library but neither of us felt that well so came home straight afterwards and thus preserved my NSD

I have been doing eBay today as we make a mad last minute scramble for cash for spending money for our holidays and will be doing the same tomorrow so looks good for another NSD, though we do have to pop into town again with hubbie's registration form for dentists so I can make his appointment to get abcess sorted before we go away

Will report in again late tomorrow - off now for a quick catch-up on the thread

3Dogs

beanielou wrote: »

No 8 for me today.
Hope you have all had a good day today.

No 8 Beanie - you're doing well mate

Sunnylooloo wrote: »

Here is my minxy moo with me at work - bit blurry as she would not sit still!! (all about the ball!! and yes she is a Jack Russel.... honestly!)

Nearly saw her - gosh she's fast - you can tell she's a Jack !!!
And I know very well about the shredded tennis balls !!! What a mess they make :eek:

solventsoon

butdoineedit? wrote: »

Thanks everyone for the hugs, poems & kind words, it has helped me loads
(even though i just cried at the bloke who lost his passport on some dodgy customs programme i've got on in the background!!)

Managed number 6 today :j
Have decided i need to get motivated & start to pay attention to the little things such as healthy eating & shaving my legs, as opposed to it having to be a huge sledgehammer job, or doing absolutely nothing & counting the hours till bedtime!!!
Not made the best start to this today, but am going to give myself today as by last moping day & tomorrow you will all meet the new improved no longer moaning BDINI!!!!! Wish me luck!!:D

Hi BDINI
You don’t need luck, you’re an incredibly resourceful person who’s just having a bad run of things and you certainly don’t moan much bearing in mind what you are going through.
Don’t be too hard on yourself, you need some time to just chill and do nothing.

Take care
((((hugs))))
spoon
x

solventsoon

Hi lovely NSD gang :A
Hoping everyone’s had a slightly better day today.

Lots more NSDs rolling in today and we have another new recruit to the team:)

Welcome to:
Hannah_10: :wave:hi and welcome. Yes, anyone can join in but it helps if you have a sense of humour, we can get a bit giddy at times.:rotfl: As my earlier post, have a think about how you want to run your challenge and whether you want to set a target and let me know when you’ve decided. In the meantime, feel free to join in with the chat on here, we’re good at support and like having a laugh:)

Well done to:
:jboultdj: well done for no 7 - over halfway now - that’s brilliant:)
:jLooloo: well done for no 6 - you’re doing brilliantly.
Hope doglet is OK today and well done for losing that pound - great going:T
:jhoney: well done for no 5 - halfway there now, brilliant, and good luck for today
Oh dear, hope DD1 is feeling better soon.:(
Great news about your step-dad, hope he continues to improve so he can go home quickly, be much better there.:T
Ahh.. thanks:o
:jNargle: well done for no 4, you’re on a roll now - working nights has some advantages!;)
:jkarenccs67: well done for nos 4 and 5 - you’re doing brilliantly. And yay to a free lunch!:T
:jTixy: well done for no 5 - halfway there now, brilliant!
Sunglasses..... hmmm... hoping you get some use from them this year, fingers crossed:cool:
:jjwil: well done for no 4, nearly halfway there now, keep going.
Hope you enjoyed the film, and good luck for the rest of the week:)
:jifwishes: well done for no 7... only 1 more to get now, that’s brilliant!:T
:jbeanielou: well done for no 8 - only 2 more to get for you now, fantastic!:T
:jkatholicos: well done for no 9, you’re doing brilliantly, keep going:)
:jcandyapple: well done for no 7, nearly there now, keep going.
Love the comment about OH:rotfl:
:jBroken hearted: well done for no 4 - you’re doing great now, hopefully it’s getting a bit easier:)
:jBDINI: hope your day has been OK and you’re coping better today:)
Well done for no 6, you’re getting there now:T
:jMainyasha: well done for getting to no 12 - that’s brilliant.. Well done for avoiding the spends yesterday and good luck with the running:D
:jFirewalker: well done for no 6 - getting there now, keep going:)
:jdmb: well done for no 4, you’re doing great, keep going:)
:jcw18: social life budget, I reckon... you and Jo can do the imaginary front crawl together....
Seriously, well done for going this evening, very impressed and 20 lengths is definitely an achievment.:T
Good luck with the number-crunching - and good job there as well, I keep telling you that you’re incredibly organised - and you are!!!
And well done for no 10 - brilliant:T
:jfi76: well done for no 3, you’re doing well, keep going:)
:j3Dogs: well done for no 6, halfway there now, brilliant!:T
Good luck with the 3baying and hope hubbie’s abscess is going down

And hello to everyone else:
jintyb: lovely presents and the poem is beautiful.:T Glad your mum and dad had a good holiday:)
moneypenny2k: oh dear to a spendy day but well done for resisting the suit:T
BigMumma: well done for getting the phone sorted, but sorry it involved spending:(....
Fingers crossed for tomorrow:)
Jo_Rourke: great news about the wardrobe and the Oyster card today - definitely a better day:)
elfen: oh dear to a spendy day:(, good luck with the 3bay items
Soma: great news re the cashback and fingers crossed for tomorrow:)
kathy40uk: well done for having an organised spendy day (love the knickers comment!!:rotfl:)
Hope work goes OK tomorrow and well done for removing purse and debit card:T

Another one for me today as well, taking me up to no 10,:j been working all day (again) so no chance to spend anything even if I wanted to..

Off to do the usual update now, see you all tomorrow.

‘night all
spoon
x

d3mon4ngel

Hi everyone,

Sorry to hear about the rough times some of you have been having. Hope things get better very soon.
(( HUGS ))

I've had some bad spends over the weekend - paid for my OH's car and insurance initial payment - but I would like to report that I had NSD number 2 yesterday!