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Another new day to add to July: The No Spend Day
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Number 4 in the bag today, yippee! I was on nights last night and will be again tonight so that does make it a bit easier.One life - your life - live it!0
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No 5 for me today
Yesterday and today were NSD's :j, and I even had a completely free lunch out today too :j.***Dont save what is left after spending, spend what is left after saving***0 -
I have a dilema !!!
While out yesterday I paid £1.50 for a card that residents in the area can get. One of the benefits of this is free (yes, free) swimming - so I thought that I might (depending on how I feel in a few hours) go to the 8:30-9:30pm ladies only session at my local baths tonight. I don't want to run today or tomorrow (did some track work last night that's worked 'new' muscles, and I'm planning on a 3.5 mile run with the club on Thursday), but do feel I want to do some sort of exercise to stop my muscles seizing up on me.
This would be my first visit in over 3 years (probably closer to 4 :eek: ), but I found no fewer than 4 (or was it 5) swimming costumes during my declutter last week, so I must have at least one that will fit
But the snag is you have to get a token to use a locker - and that costs 20p, which is a charge rather than a deposit !!!
Officially that should come from my 'anything else' budget which is included within this challenge - but I'm not prepared to lose an NSD for something so trivial, even if it does have health benefits
Debated charging it to my 'social life' budget which doesn't count against NSDs, but that's a definite cheat as I'm not going with anyone
Then debated setting up a new 'health kick' budget and charging it to that while exluding that budget from challenges - I'd then move things like running shoes and running club membership across to that (which would help my 'live on £8k' figures immensely), but I'm not sure how I'd "fund" that budget other than pulling something out of my social life one anyway.........
Or I could 'pretend' I put the money to one side last night, as that was when I first spotted the session and started to debate going :undecided
There's another ladies only session 9-10am on Thursday (which will be a spend day anyway due to a D/Debt), but as I'm at work until 8:30pm tomorrow and planning to run on Thursday evening I'm not sure that one's a good idea even if I manage to get up in time
The alternative is to not go until next Tuesday, and put the money for it to one side on my next spend day (Thursday) - but I need to work the muscles now, and it still feels like a bit of a cheat !?!?!?!?Cheryl0 -
Debated charging it to my 'social life' budget which doesn't count against NSDs, but that's a definite cheat as I'm not going with anyone
I think the social life budget....I'll be your virtual / imaginary friend for it. I'm great at imaginary front crawl :rotfl:LBM 04/05/10 :T DEBT FREE 30/07/10 :j I made it!CHALLENGES: 0 bought lunches June or JulyAug SoL: 15/21 June NSDs: 11/14 July NSDs 12/11 :j Aug NSDs: 5/12 Savings target: £500/50000 -
I managed another NSD yesterday so now on 5 for this month.
Not today though, I have been spending on new sunglasses (although it is gloomy and raining here but just in case the summer does return - and they were a bargain;).)A smile enriches those who receive without making poorer those who giveor "It costs nowt to be nice"0 -
Sunnylooloo wrote: »Here is my minxy moo with me at work - bit blurry as she would not sit still!! (all about the ball!! and yes she is a Jack Russel.... honestly!)
O nooooo my photo didn't show up................:( SobThe worst cliques are those which consist of one man ~ George Bernard Shaw
Holiday Saving fund 2010 = £25.00WeightLoss 2010 = +6lbs
BSC 292
June NSD 11 :TJuly NSD 15:TAugust NSD 14:TSeptember 9:T October 19:jNovember 15/110 -
Did you load it on to imageshack looloo? thats what I use?A smile enriches those who receive without making poorer those who giveor "It costs nowt to be nice"0
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Hi all NSD'ers :hello:
**Hugs for all having a rough time **
Well today was a spendy day but it was all the bits I should have done yesterday so a lesson learned for next time :think: and at least I now have some knickers without holes in :rotfl:(I'm sure that will look bad however I try to word it LOL so will leave it as it is!!)
Back at work tomorrow but on the early shift, I'm really not awake until half way through the day so need to get to bed early tonight.
Hope everyone is doing ok, purse and debit card now out of my bag for tomorrow in case I forget to take them out in the morning as like I say I'm not usually awake at that timeso hope to be back on track tomorrow
:hello:
DFD Need to August 2027
NSD March 15/20
NSD April 17/15
NSD May 13/15
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Finally another NSD for me today. That makes 4 for this month. Was hoping for one yesterday but had to get a prescription and then went to the cinema last night. Will have another tomorrow or Thursday"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0
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Hello all x
Sorry to read about the sad few days some of you have had and the poems did make me fill up too......big hugs to all, we do need one every now and then don't we!!
The old saying is true 'you read to know your not alone' and how true it is here, thank you all lol xx
Spoony my 7th NSD today!!"If wishes were horses, then beggars would ride"
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