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Another new day to add to July: The No Spend Day
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Cor blimey BigMumma, that is a bit of an extreme way to get ur NSDs!! Hope ur feeling back to normal now
xx
Trouble is the "doctors" keep telling me I've succumbed & prescribing appropriate medication, & none of it works. You'd think, after almost 30yrs, they'd realise if the damned things don't work it ain't depresssion :mad: Sorry, rant over...
....I've had a lot of LSD's with car parking fees etc, my step-dad is very poorly in hospital but he is recovering....solventsoon wrote: »OK moneypenny, you asked so:
- do you need (not want, NEED) it?
- do you have anything you can use instead of it?
- if you do get it, will you use it constantly or will it be a novelty that you use for 2 days and then get fed up with it?
- can you afford it, as in not put it on a credit card and end up paying interest on it?
There you go, some food for thought for you.
Hope it helps
spoon
x
Methinks I'd be looking at other things I need first, then maybe consider getting the less important things if & WHEN I've got the job. Does that help any MP? Good Luck to you & everyone else with interviews, applications & impending news, & Congrats to the lucky ones :T It gives us all something to celebrate or strive towards & thankfully, our little community doesn't mind us all having a shair-see in it :kisses3:
Someone mentioned not having ice creams & flizzie plops every day & it got me :think: We only used to have such things as a treat, but now we all think we have to 'treat' ourselves every day. And if we're having all this stuff every day, what do we have for a 'treat'? Suggestions on a postage stamp to:-
Full time Carer for Mum; harassed mother of three;loving & loved by two 4-legged babies.
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Good afternoon everyone!
I've been missing for a week ... I think I had a few too many at Wombledon ... it looks like I borrowed the tardis whilst no one was looking - I've only just got back and I've got a very sore head; however, running through my bank statements it looks like I ended up with a NSD on Wombledon Sunday and another on Wednesday!
(My bank statement and paper trail certainly tell a very strange tale as to where and what I spent my money on on the remaining days !!)
Anyway, so I'm now up to 5 NSDs and have my fingers crossed that I'll get back into money saving ways this weekend!:money: Proud to [STRIKE]be dealing with[/STRIKE] have dealt with my debts! :money:
DFW Nerd #1256, WSC £?/£? for w/c 03/03/2013, NSD ?/19 for 03/2013, Long Hauler #196
highest debts: 01/06/2006 £69,023.92 _pale_
debt free date: 31/12/2012 £0!0 -
Hello everyone
Hope you are all well and having a nice weekend. Friday and today were low spend days but these were an evening out (spent £8), and stocking up on comfort food for the next two months -you know an odd choccy bar for storing in the top drawer at work, in case you have an extremely bad day (£5), tomorrow will be a no spend day, so no 3 for me please spoon.
xx
M&S £2878.22/ Natwest £3526/ Loan £405/ [STRIKE]Sofa £0[/STRIKE]/ [STRIKE]Ring £0[/STRIKE]/
Savings £12.04 NSD 3/10 :cool:Total £6915.88
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Hi gang
Wondered if you would mind if I joined in?
I dont count money from the food budget or other budgeted spends but include everything else.
Does that sound about right?I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Another one for me NSD #5.Debt-Free Wannabe / Long Haul Supporter 238 - Proud to be Dealing with my DebtsLBM Moment June 2010 DMP with CCCS Started August 2010Total Debt at LBM = £17,602.74 / Current Debt = £16,285.76 / Cleared = £1.316.98 (7.5%)0
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closing in on NSD no3 today for me
OH asked me to get some milk for him whilst at work - I told him to buy it himself0 -
solventsoon wrote: »:jcw18: If someone stole your energy yesterday, I would hate to think what you’re like with it fully intact.... how do you get so much done in a day, do you ever sleep?
Think OH is starting to suspect something is 'going on' (so may have to confess to the running pretty soon), as I'm normally ready for up by 7am at the latest when I stop over. But it was 10am before I surfaced yesterday, and 9:30am todayCheryl0 -
Hi all NSD'ers :hello:
Hope everyone is coping in this hot weather!!! I am melting here at workHi gang
Wondered if you would mind if I joined in?
I dont count money from the food budget or other budgeted spends but include everything else.
Does that sound about right?
Good to see you here Beanieit's however you work it really hun, I'm trying to count a day that I spend anything as a spend day but that's helping me to get organised, I'm not counting direct debit days yet 'cos I'm not that organised :embarasse But I am a lot more organised than I have been before thanks to the peeps on here
I have had my spend day today getting the money for the baccy and also paid a bit more off my 100 day challenge card so I am hoping for no more spending until Tuesday
See you all later :hello:
DFD Need to August 2027
NSD March 15/20
NSD April 17/15
NSD May 13/15
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thanks kathy.
NSD today.
So thats no 5 for this month.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
NSD no SEVEN for me please
Am well chuffed with myself** Total debt: £6950.82 ± May NSDs 1/10 **** Fat Bum Shrinking: -7/56lbs **
**SPC 2012 #1498 -£152 and 1499 ***
I do it all because I'm scared.
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