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Another new day to add to July: The No Spend Day
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Good morning everyone!
Yesterday was NSD 16 for me - yip pee! Any chance I can grab a florentine jintyb, as lil' reward? And well done Spoon on reducing your overdraft by £300; unfortunately, that will be my last debt that I get rid of - but I'm getting there!
Have a good weekend everyone - I'm off to a wedding, so fingers crossed that there'll be loads of freebies and it'll be a NSD weekend for me!:money: Proud to [STRIKE]be dealing with[/STRIKE] have dealt with my debts! :money:
DFW Nerd #1256, WSC £?/£? for w/c 03/03/2013, NSD ?/19 for 03/2013, Long Hauler #196
highest debts: 01/06/2006 £69,023.92 _pale_
debt free date: 31/12/2012 £0!0 -
Good morning guy's!! Did my first shift yesterday and have to say im apsolutley exshasted this morning!!! Have Mum and sister down for the weekend so i dont anticipate any NSD's!!! But it will be nice to catch up!!!!
Hope everyone is well!!! Enjoy the weekend!!!
XXXIm not financially savvy as im still learning but i love to support anyone that needs it and give virual hug's and tea!!!Can't do Bickie's Sorry, need to lose weight!!!Challenge 1 : Sealed Pot Challenge, No : 810Challenge 2 : Dragon's wake up callChallenge 3 : Aug 8/15 NSD's0 -
argghhhh finding my last NSD difficult! Am up to 9/10 but that last one has eluded me now all week! Not going to make it this weekend, nor Monday going to have to take drastic action on Tues if I want to hit it as Wed is definately out....DF as at 30/12/16
Wombling 2025: £87.12
NSD March: YTD: 35
Grocery spend challenge March £253.38/£285 £20/£70 Eating out
GC annual £449.80/£4500
Eating out budget: £55/£420
Extra cash earned 2025: £1950 -
Hiya :wave:
Well after many hours at work this week and NO spending until today im up to 15/20 whoohooo
keep going peeps x0 -
Am doing an early declaration for today, NSD no. 14! Early because I'm meant to be going out for lunch, so have made lunch up, and the place we go to can't complain very much as im GF and LF and nowhere can guarantee that they don't have either and/or both in their food, but I can!** Total debt: £6950.82 ± May NSDs 1/10 **** Fat Bum Shrinking: -7/56lbs **
**SPC 2012 #1498 -£152 and 1499 ***
I do it all because I'm scared.
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No 10 for me today
***Dont save what is left after spending, spend what is left after saving***0 -
Declaring early - today is NSD 19
Have been and done my extra shift at work, and bought nothing.
Anything that I end up paying for later today (may well be nothing anyway) will be from my social life budget which is excluded
So I believe that's Johnny Depp for me please Spoon
Second revised target - 7 days left in the month, and I know I have D/Debits coming out on at least 2 of them (Mon & Wed) with my car booked in for service and MOT on Wed. So that gives a potential for another 5. But if my car ends up needing any work that means it has to 'stay in' overnight, then that bill won't be payable until Thursday - so risky to commit to that being an NSD.
So please sign me up for another 4 - taking my second revised total to 23
Will catch up with you all tomorrow night (probably) or Monday eveningCheryl0 -
Good afternoon everyone, might have another NSD today as DS is not going to martial arts class today (also saves petrol for me) - watch this space!One life - your life - live it!0
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Thanks so much Spoon and Mainyasha!
I've printed your advice out and stuck it on my fridge. For me, it's about preparation.
Like if I work late, get home late, don't have time to make lunch for the next day, sleep late, don't have time to make breakfast and buy a coffee and a croissant in Nero instead.
Or if I'm out somewhere, and forget to fill up a bottle with tap water before I go, then I'm dying of thirst and give in to a 50p bottle.
Just really want to stay focused this week and hit my target. Only 3 more to go. Unlikely to get them next weekend as I'm at a conference for work and I'll have to spend, on coffee, drinks etc, though I can claim it back. So I HAVE to do it this week. I must. And I WILL! :rotfl:0 -
Thanks guys
It hasn't been a NSD today as we've been buying bits and pieces for the cottageBe who you are and say what you feel because those who mind don't matter and those who matter don't mind.
Personal Finance Blogger + YouTuber / In pursuit of FIRE
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