Another new day to add to July: The No Spend Day

boultdj

Update from me,hairdresser's shut due to something going wrong,so I still look like I belong to the Addam's family:eek:,but on the plus side as that was going to be the only spend I get my nsd back,so now up to 12

slowlyfading

number 11 for me

Mainyasha

Hi NSDers

Number 18 for me today.

Lady from venus thanks for the suggestion, I received the email with links so I'm getting started on the clicks. The idea is to reimburse all my unplanned Spend days with the free cash from clicking, hopefully I will stay in budget till I raise enough money to clear my loan by olympics 2012.

Mainyasha

Trinny wrote: »

Hello All

Just declaring NSD 4. Only 3 to go - how do all those with 10 Nsd+ do it???:o

Trin

Hello Trinny

Try keeping a record of what you're spending on, and come up with ways of avoiding them spends.
For instance with me it was Fresh milk (8 days in a month), Fruit, Veg(4 days in a mont), Chocolate (lost count) , Crisps (lost count), mineral water (a lot of times just because the bottle looked nice:o), mc$nalds (because I missed one) Sain$bury's danish pastries (because I happened to be passing by and the smell invited me in:o), and all sorts of impulse spending on toiletries, clothes etc..

For milk, Spoon suggested freezing it to preserve it, and I've also tried UHT and powdered depending on what you need it for.

I had to ask myself if I NEED or WANT it - the chocolate, crisps, mineral water, if its a want then i can do without it, find a substitute at home, and increase my NSDs, (and reduce my waistline in the process;), and increase my savings account balance too..:p)

So work out a plan where you do one big spend - say one or two big food and toiletries a month shopping,
try and group all your menial spends together, so you save yourself some days - e.g instead of buying bread today, milk tomorrow, fruit the next day, pick one day where you can buy all..

• Freeze your veg so it doesnt go off, preserve anything that's likely to go off to avoid wastage, freeze all your left overs rather than bin them,

• use salads first week of your shopping so you don't throw them away as they go off quicker

• Learn to home make your favourite take away, that's why take aways and fast foods are in business, its cheap to make from scratch

Make a budget for all essential spending like DDs, petrol, transport
costs, utilities etc.

Anything else thats unplanned will be your Spend day, so the trick is to ask yourself what you can do to avoid spending?



Examples -

• Do I really need chocolate?
• Do i really need still water or i can do with tap water
• Do i really need a can of pepsi or i can settle for a cordial?
• Do i really need a macdonalds or i can use the mince meat i have at home to make my own home made burgers since i already have mince, mayo, ketchup tomatoes, lettuce and buns/bread at home? Oh and use those potatoes to make better home made chips to go with it.
• I only have very little toothpaste left, can't i squeeze every bit out of that tube?

Is it worth spending £6.00 on a pub club sandwich or i can use the chicken and bacon, lettuce, tomato and mayo and bread i have at home, and take sandwiches out when going to work?

I've learnt to make my own pizzas, much better than spending £15-20 at pizza h!t.

On the first page of this thread are some links, they are very useful, take look when you have time. The very act of minimizing your spend days in a month will train you too look after the contents of your kitchen and bathroom cupboards, in the long run everyone around you will follow suit.

elfen

Right.

I am going to set myself a challenge.

I am not going to spend another penny (unless it comes out for bills, as them I can't control) until Sunday. I will try and have the next 4 days as NSDs, and tomorrow I'm going to the cinema....I may have to see if I can wangle that one...(Orange Wednesdays.....don't know if my mate would mind paying.....I mean, she is staying at mine and I'll TRY to provide so nummy dinner)

cw18

jintyb wrote: »

I like a good builder's tea!
I reckon I could justify getting deliveries as I dont drink but I DO love my tea and I hate if I get a rubbish cuppa!

Someone like me

OH just can't get the hang of stewing my cuppa and adding only a trickle of milk so that the teaspoon stands up in it -- but he's trying very hard, and that's all that really matters at the moment. However I'm also pleased he's happy for me to go and put the kettle on to make myself a brew at his, as it does mean I don't have to go without a decent cuppa for a whole weekend

But then again, I really struggle to make the milky dish-water that he and his lad prefer

Nargleblast

jintyb wrote: »

Thanks for the link Narglebalst, I had a look and they deliver in my area. What type of tea do you get/ recommend? I like a good builder's tea!
I reckon I could justify getting deliveries as I dont drink but I DO love my tea and I hate if I get a rubbish cuppa!

They do a strong one called Connoisseur which is strong enough not only to float your boat but also build a desert island on complete with palm trees! We have the Extra Fresh bags which are medium strength. They do lovely biscuits too.

fedupandskint

A surprising NSD for me today with my purse in my bag - will be leaving it at home again on Wed and Thurs and aim for another 2

Making it NSD No8 for me today!

Nargleblast

Re Big M's point about prepaid prescriptions - a prepaid certificate will cost
£10-40 per month for ten months of the year by direct debit, so if you are on a couple of regular meds and your annual prescription costs come to more than £104 (and at £7-20 an item it won't take long to reach that figure) then you are laughing.


And 6 it is!

karenccs67

BigMummaF wrote: »

If you are likely to need a few prescriptions through the year, it may be worth investing in a PrePaid Presciption--a bit of a :eek: but can save a fair bit, depending on how often you use it of course; more info HERE. And if the medicines were all you paid out for, I would class it as an nsd because no-one can plan for illness Your choice of course & hope you feel much better very soon

Thanks BigMumma, Im hoping its not going to be a long term thing, female/gyny problems,(sorry if any blokies on this forum :rotfl:) could be fybroids doing their worst :mad:, having an investigation next Tuesday. I will invest in a prepaid prescription if I have to have meds long term. Karen x