Sygma Bank Credit Cards

izools

Alright, fine. I'll guinea pig it and let everyone know

If it comes through as a cash advance I want y'all to do a whip round

mrbigd

izools wrote: »

Alright, fine. I'll guinea pig it and let everyone know

If it comes through as a cash advance I want y'all to do a whip round

Isn't it going to depend on who the credit card is with as to whether this is treated as a cash advance?

ElkyElky

Well despite me requesting a credit limit of £750 on my Silver card, they've increased it to £520 so it seems they'll continue to only increase by 30%, regardless of how much you enter in the box.

Zack1

mrbigd wrote: »

Isn't it going to depend on who the credit card is with as to whether this is treated as a cash advance?

Yea that's what I was wondering

I see on Sygma's site it says...

How long will it take to get a decision?
Every application is reviewed individually to ensure we approve as many applications as possible. You should expect to hear from us within 7 to 10 days after you submit your application to us.

That suggests manual approval of all of them, like some of the sub-prime companies, but then when you actually apply it's an instant decision unless you're borderline, so that's not "every application"

lee2k5

hi,
I've been accepted for a sygma cc with a £1500 limit and my credit rating isn't great..

sutton111

ElkyElky wrote: »

Well despite me requesting a credit limit of £750 on my Silver card, they've increased it to £520 so it seems they'll continue to only increase by 30%, regardless of how much you enter in the box.

Ha, well I've just done a request, I want an iPad, as you know.

How did they notify you? E-mail?

crbuilder

Zack1 wrote: »

I see on Sygma's site it says...

How long will it take to get a decision?
Every application is reviewed individually to ensure we approve as many applications as possible. You should expect to hear from us within 7 to 10 days after you submit your application to us.

That suggests manual approval of all of them, like some of the sub-prime companies, but then when you actually apply it's an instant decision unless you're borderline, so that's not "every application"

I applied online to Sygma for the flybe card and instantly got declined , even though i have no adverse history on my credit report and got approved last month for capital one. So applied straight away with Vanquis and got accepted the next day via a phone call and then approved online with Aqua - i guess i didnt meet Sygma score on the application process? Good luck with your application

sutton111

crbuilder wrote: »

I applied online to Sygma for the flybe card and instantly got declined , even though i have no adverse history on my credit report and got approved last month for capital one. So applied straight away with Vanquis and got accepted the next day via a phone call and then approved online with Aqua - i guess i didnt meet Sygma score on the application process? Good luck with your application

Were you auto accepted for your Aqua card?

crbuilder

sutton111 wrote: »

Were you auto accepted for your Aqua card?

Yes auto accepted with them and had the credit agreement through the post to sign and return within two days of applying

onefortheroad_2

how long does it take to get you card and pin got a big yes on the 3rd