Sygma Bank Credit Cards

jmabnc

Credit expert. I always use this one...should I try another ? do you know of any free trials ? Thanks.

marks77

Hi, I've had a Football Mastercard (my only CC) for about 2 years and currently have £4700 on it. Account has been run well, with 3 monthly increases. Equifax credit file is good. Based on other peoples experiences do you think Sygma would give me another and if so which one would should I apply for??
Ta.

nelly12

marks77 wrote: »

Hi, I've had a Football Mastercard (my only CC) for about 2 years and currently have £4700 on it. Account has been run well, with 3 monthly increases. Equifax credit file is good. Based on other peoples experiences do you think Sygma would give me another and if so which one would should I apply for??
Ta.

Based on my recent experience they may well do so. Good luck.

izools

jmabnc wrote: »

Credit expert. I always use this one...should I try another ? do you know of any free trials ? Thanks.

You mean Experian.

Sygma / Creation search Equifax, so Experian Credit Expert wont show you the search

You can get a similar service form Equifax with a 30 day free trial.

You can sign up via Quidco to get some cashback on the free trial if you want, too

stephane_2

marks77 wrote: »

Hi, I've had a Football Mastercard (my only CC) for about 2 years and currently have £4700 on it. Account has been run well, with 3 monthly increases. Equifax credit file is good. Based on other peoples experiences do you think Sygma would give me another and if so which one would should I apply for??
Ta.

Am sure they would and why don't you try the Creation Credit Card from Sygma, it has 0% on purchases for few months and 0% balance transfer for 15 months, limit also tend to be quite good...let us know how you get on

marks77

Does it matter which card you apply for - do each have different criteria i.e age, earnings etc...??

marks77

Just applied for the Flybe and got instantly accepted.

izools

Well done. And all the Sygma cards' criteria are the same except the Creation card requires you to be 25 years of age with a minimum £20,000 income.

alfred64

Sygma have increased the interest rate on my JJB card by a massive 5% from 24.9% to 29.9%

I run my accounts well - no overlimits or late payments, so this came as a surprise.

Credit limit on JJB card is my lowest = £250 , of which the current balance is around £200.

I am thinking of paying this off and closing the account. Any thoughts or ideas?

Zack1

Just been instantly accepted for JJB card I see a lot of their cards give 1k by default according to NIDs first post, but the poster above me has £250 @ 29.9% - bet that's what I end up with! Anyone else have experience of the JJB branded one?

Although if they give 30% increases it should rise fairly swiftly as long as I don't trash my Experian file! (Although Experian are the company that know I've got a mail redirect active and refuse to let me see my report, so god knows what Anti Fraud markers they've thrown on my file!)