Sygma Bank Credit Cards

kilasuit

both these unclassified searches refer to seperate applications.

1st 1 is the DAYS application
2nd is myworld application

Both referred and both after underwriter interaction accepted.

scott_lithgows

Wife applied on the 1st for the creation card,got it through the post today plus first bill ! due on the 24th of August.Doubt theres time to set d/d up,need to use the debit card.One to watch out for !!! (wont stop me applying for it as well though )

nelly12

stephane wrote: »

You need to wait at least 1 month but I would give it 3 months to give you a better chance....

Got email today telling me I'd been accepted for the Creation Card. See my previous post I applied for it last Monday(1 day after applying for Flybe) and was referred to an underwriter. Will post the limit when I get it.

jay87

I got silver immediate accept and DAYs referred in the same month so you can get two at once yeah. I had Flybe at the time too but since cancelled that

PNPSUKNET

anyone know if the pins are the same for the joint card holder, only got sent the one

melzer

i applied for Creation one and got a reply online saying i will be informed by letter 7-10 days does this mean no?

cooltt

No i had the same when i applied on Friday but had an email today saying i'd been accepted.

I have't been at my current address for more than a year so i think that's the most likey reason.

I might give them a call to see what the credit limit is but then again i'm in no rush so will just wait for the card.

Red_Rabbit

melzer wrote: »

i applied for Creation one and got a reply online saying i will be informed by letter 7-10 days does this mean no?

i just got same response but my credit file is not very good, although nothing nasty its not good.

We will review your application and contact you in writing with a decision within 7-10 working days.
Your application reference number is given below. Please write this down and quote it if you need to contact us.
You can reach us on 0871 200 0348. We are open:

• Monday to Friday, 8.30am - 10.00pm
• Saturday, 8.30am - 8.30pm
• Sunday, 10.00am - 6.30pm

Calls to 0871 numbers will cost 7p per minute (including VAT) from BT landlines (current at May 10). Cost of calls from non-BT landlines and mobile phones will vary. Please check with your phone provider. Calls may be monitored or recorded for the purpose of quality control.
Your application reference number is:
XXXXXXXX

chexum

PNPSUKNET wrote: »

anyone know if the pins are the same for the joint card holder, only got sent the one

Yay, the pin factory resumed production :beer: I got mine almost three weeks after the online approval...

I have no idea though, do the main/additional cards have the same card number?

fawinds

Just applied for the Creation card and got a straight decline.

I've had an Aqua card for 10 months now (they just gave me my first increase to £500) and a Capital One Classic for 6 months, which was increased to £400 two months ago.

I've been at my current address for 17 years, but not on electoral roll.

I'm self employed.

Guess not the best profile for them.

Any idea if an appeal to underwriters would be of any use? If yes, where should I write to?

Anyway I'm happy as I just got the Aqua increase after 10 months and also got approved for a HSBC full bank account and a Citibank euro current account.