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The Sub Prime Credit Thread - Part V

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Comments

  • BugsyBrowne
    BugsyBrowne Posts: 5,697 Forumite
    izools wrote: »
    Capital one aren't part of anyone. They are their own outfit :o

    Right i see..
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    That's my old Abbey and Yorshire Bank accounts closed. Just Barclays and A&L left to shut.

    Keeping HSBC as my main and LLoyds TSB as back up.
  • luke2008
    luke2008 Posts: 40 Forumite
    Does everyone get this? I say I've applied for some adverse credit cards a while ago...maybe 5 months and got rejected from them all and decided to try this one today.

    <H2>Thank you for your interest in a granite Card

    What happens next?

    From the information you have provided, we are unable to give you an immediate decision. We will manually review/process your application and will be in touch within 10-14 working days.
    </H2>
  • apart from the initial, isnt there another barclaycard card for people with poor credit?

    i think ive seen one before but cant remember it
  • BugsyBrowne
    BugsyBrowne Posts: 5,697 Forumite
    apart from the initial, isnt there another barclaycard card for people with poor credit?

    i think ive seen one before but cant remember it

    No defiantly not..
  • stephane_2
    stephane_2 Posts: 3,076 Forumite
    :money:
    apart from the initial, isnt there another barclaycard card for people with poor credit?

    i think ive seen one before but cant remember it

    That is the only one from Barclaycard, otherwise you have Vanquis & Capital One.
  • samwsmith1
    samwsmith1 Posts: 922 Forumite
    Does anyone know on average how long the Vanquis welcome pack takes to arrive?
    Hoping it arrives soon!
  • Ellbubb
    Ellbubb Posts: 16 Forumite
    Mine arrived in about 7 days after the " your accepted but want to sell you a load of crap " phone call :D. Now that evanquis is up and running should make it easier to check balances and such.
  • samwsmith1
    samwsmith1 Posts: 922 Forumite
    Ellbubb wrote: »
    Mine arrived in about 7 days after the " your accepted but want to sell you a load of crap " phone call :D. Now that evanquis is up and running should make it easier to check balances and such.
    Thanks :D
    Got the phonecall on Monday, does the welcome pack have your card and pin with it? (would assume the pin would be separate for security reasons).
  • ElkyElky
    ElkyElky Posts: 2,459 Forumite
    samwsmith1 wrote: »
    Thanks :D
    Got the phonecall on Monday, does the welcome pack have your card and pin with it? (would assume the pin would be separate for security reasons).

    Oh congratulations on getting accepted! Have you tried applying for Capital One to further boost your credit file? I started off with Vanquis and Capital One just a little over 2 years ago and now I've had/got some of the best cards on the market. Use your card wisely and it won't be long until you're reaping the benefits of credit cards too!
    We’ve had to remove your signature. Please check the Forum Rules if you’re unsure why it’s been removed and, if still unsure, email forumteam@moneysavingexpert.com
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