The Sub Prime Credit Thread - Part V

BugsyBrowne

izools wrote: »

Capital one aren't part of anyone. They are their own outfit

Right i see..

sutton111

That's my old Abbey and Yorshire Bank accounts closed. Just Barclays and A&L left to shut.

Keeping HSBC as my main and LLoyds TSB as back up.

luke2008

Does everyone get this? I say I've applied for some adverse credit cards a while ago...maybe 5 months and got rejected from them all and decided to try this one today.

<H2>Thank you for your interest in a granite Card

What happens next?

From the information you have provided, we are unable to give you an immediate decision. We will manually review/process your application and will be in touch within 10-14 working days.

</H2>

big_Daddy_Dave

apart from the initial, isnt there another barclaycard card for people with poor credit?

i think ive seen one before but cant remember it

BugsyBrowne

big_Daddy_Dave wrote: »

apart from the initial, isnt there another barclaycard card for people with poor credit?

i think ive seen one before but cant remember it

No defiantly not..

stephane_2

:money:

big_Daddy_Dave wrote: »

apart from the initial, isnt there another barclaycard card for people with poor credit?

i think ive seen one before but cant remember it

That is the only one from Barclaycard, otherwise you have Vanquis & Capital One.

samwsmith1

Does anyone know on average how long the Vanquis welcome pack takes to arrive?
Hoping it arrives soon!

Ellbubb

Mine arrived in about 7 days after the " your accepted but want to sell you a load of crap " phone call . Now that evanquis is up and running should make it easier to check balances and such.

samwsmith1

Ellbubb wrote: »

Mine arrived in about 7 days after the " your accepted but want to sell you a load of crap " phone call . Now that evanquis is up and running should make it easier to check balances and such.

Thanks
Got the phonecall on Monday, does the welcome pack have your card and pin with it? (would assume the pin would be separate for security reasons).

ElkyElky

samwsmith1 wrote: »

Thanks
Got the phonecall on Monday, does the welcome pack have your card and pin with it? (would assume the pin would be separate for security reasons).

Oh congratulations on getting accepted! Have you tried applying for Capital One to further boost your credit file? I started off with Vanquis and Capital One just a little over 2 years ago and now I've had/got some of the best cards on the market. Use your card wisely and it won't be long until you're reaping the benefits of credit cards too!