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The Sub Prime Credit Thread - Part V
Comments
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Must admit I'm temptedOh go on please!!!
They can only say yes, or no.
I remember not so long ago someone telling me to apply for Shop Direct, catalogue first, account later. now I have £8400 to my name across 3 accounts :rotfl::rotfl: Could be a lot more if I used Littlewoods once in a while :rotfl:Natwest gold..Limit £1750 bal £970..Vanquis Limit £3000 bal £0..Littlewoods..Limit £1200 bal 0..Additions direct..Limit £4900 bal £1356..Empire Limit £6200 bal £152..Jd williams..Limit £1100 bal £130..Simplybe..Limit £1500 bal 265,,Fashion world..Limit £1400 bal £145 Jacamo..Limit£125 bal 0
Next..Limit £?? bal £0 Asda..limit £1250 bal £440,0 -
Must admit I'm tempted
I remember not so long ago someone telling me to apply for Shop Direct, catalogue first, account later. now I have £8400 to my name across 3 accounts :rotfl::rotfl: Could be a lot more if I used Littlewoods once in a while :rotfl:
Was that person me.........? 
Oh just apply!! lol0 -
May well have been you :rotfl: Was that person me.........?
Oh just apply!! lol
Toss up between Barclaycard and Cap one, would in all honesty prefer Barclaycard, declined instantly last time but letter said...''may be worth reapplying in the future'
Pre-app checker keeps saying 'you are having a laugh'
Sygma far more polite.... pi$$ off in French :rotfl::rotfl:Natwest gold..Limit £1750 bal £970..Vanquis Limit £3000 bal £0..Littlewoods..Limit £1200 bal 0..Additions direct..Limit £4900 bal £1356..Empire Limit £6200 bal £152..Jd williams..Limit £1100 bal £130..Simplybe..Limit £1500 bal 265,,Fashion world..Limit £1400 bal £145 Jacamo..Limit£125 bal 0
Next..Limit £?? bal £0 Asda..limit £1250 bal £440,0 -
May well have been you :rotfl:
Toss up between Barclaycard and Cap one, would in all honesty prefer Barclaycard, declined instantly last time but letter said...''may be worth reapplying in the future'
Pre-app checker keeps saying 'you are having a laugh'
Sygma far more polite.... pi$$ off in French :rotfl::rotfl:
:rotfl::rotfl::rotfl:
It would of said "va te faire foutre" from sygma!! lol :rotfl::rotfl:
Barclaycard mainly search Equifax, infact i've never known them search Experian!0 -
Info on Experian and Equifax pretty much the same now, had a duplicate default on Equifax but wiped off now :j My defaults are nearly 5 yrs old, Barclaycard state no CCJ'S in 5 yrs but assuming that maybe defaults have to be 5ys too:rotfl::rotfl::rotfl:
It would of said "va te faire foutre" from sygma!! lol :rotfl::rotfl:
Barclaycard mainly search Equifax, infact i've never known them search Experian!
Sygma for some reason do not like me
Tried Accessory and Silver with no joy :mad:Natwest gold..Limit £1750 bal £970..Vanquis Limit £3000 bal £0..Littlewoods..Limit £1200 bal 0..Additions direct..Limit £4900 bal £1356..Empire Limit £6200 bal £152..Jd williams..Limit £1100 bal £130..Simplybe..Limit £1500 bal 265,,Fashion world..Limit £1400 bal £145 Jacamo..Limit£125 bal 0
Next..Limit £?? bal £0 Asda..limit £1250 bal £440,0 -
Info on Experian and Equifax pretty much the same now, had a duplicate default on Equifax but wiped off now :j My defaults are nearly 5 yrs old, Barclaycard state no CCJ'S in 5 yrs but assuming that maybe defaults have to be 5ys too
Sygma for some reason do not like me
Tried Accessory and Silver with no joy :mad:
How did you finally get that removed? Oh in that case just apply for an Barclaycard. I only said Capital One because of the double default.0 -
If I could, I would :rotfl::rotfl: ANY port in a storm even my own a$$hole :rotfl::rotfl::rotfl::rotfl:
It would of said "va te faire foutre" from sygma!! lol :rotfl::rotfl:
!Natwest gold..Limit £1750 bal £970..Vanquis Limit £3000 bal £0..Littlewoods..Limit £1200 bal 0..Additions direct..Limit £4900 bal £1356..Empire Limit £6200 bal £152..Jd williams..Limit £1100 bal £130..Simplybe..Limit £1500 bal 265,,Fashion world..Limit £1400 bal £145 Jacamo..Limit£125 bal 0
Next..Limit £?? bal £0 Asda..limit £1250 bal £440,0 -
On both agencies I now have 2 defaults, one to capquest, one to cabot. The Cabot one WAS entered twice on Equifax at 2 different addresses but raised an online dispute and finally got rid of one. Last time I applied to Barclaycard I had just opened Next account too so probably 'hindered' the application.How did you finally get that removed? Oh in that case just apply for an Barclaycard. I only said Capital One because of the double default.
May give it another bash but online checker keeps saying 'soory, not eligible' Natwest gold..Limit £1750 bal £970..Vanquis Limit £3000 bal £0..Littlewoods..Limit £1200 bal 0..Additions direct..Limit £4900 bal £1356..Empire Limit £6200 bal £152..Jd williams..Limit £1100 bal £130..Simplybe..Limit £1500 bal 265,,Fashion world..Limit £1400 bal £145 Jacamo..Limit£125 bal 0
Next..Limit £?? bal £0 Asda..limit £1250 bal £440,0
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