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The Sub Prime Credit Thread - Part V
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Ok well I have kept my Natwest and Ulster bank cards but no doubt once the CRA insight feeds post my status to the banks then I am sure they will cut the limits and/or take the card off me but we shall have to wait and see over time.
These will share information as they are part of the same banking group - so a problem with one card will impact on the other
I see from your previous post that you have a Sygma card - presumably you are not keeping this one :cool:
Sygma are based in an area where they appreciate financial hardship - the last time I visited Tesco in Sheldon someone was stopped in the subway outside with shopping concealed in their clothes
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I was declined for the Maximiles card from Sygma, thought that would be useful (3 months 0% (although a bit too late for xmas!) and loyalty points) but my other Sygma limit is only £200, I was thinking it was £500 but that's the Aqua. Also my electoral roll info is probably screwed. I applied with my new name and put my old name as previous, but I probably need to appeal it and explain about the E/R info (I did ask when I changed my name for them to note that problem on my account, but it's straight decline so I'm assuming they didn't....)
Would it be worth a try appealing and asking them to close JJB? The reward scheme on that is awful so getting off that and on the new one would be a step up even if it was the same limit, IMO.0 -
I was declined for the Maximiles card from Sygma, thought that would be useful (3 months 0% (although a bit too late for xmas!) and loyalty points) but my other Sygma limit is only £200, I was thinking it was £500 but that's the Aqua. Also my electoral roll info is probably screwed. I applied with my new name and put my old name as previous, but I probably need to appeal it and explain about the E/R info (I did ask when I changed my name for them to note that problem on my account, but it's straight decline so I'm assuming they didn't....)
Would it be worth a try appealing and asking them to close JJB? The reward scheme on that is awful so getting off that and on the new one would be a step up even if it was the same limit, IMO.
Zack you should be pleased maximile's credit card turned you down because if your not in their Tier A the APR is 30%0 -
And? That doesn't affect me so I'd happily swap whatever the one I have is for that... The APR could be 1000%, I've never paid a penny in interest and I never will....Zack you should be pleased maximile's credit card turned you down because if your not in their Tier A the APR is 30%0 -
And? That doesn't affect me so I'd happily swap whatever the one I have is for that... The APR could be 1000%, I've never paid a penny in interest and I never will....
I was only trying to help you moody little pri*k,listen to you the APR could be 1000%,as I've never paid a penny in interest and i never will,well don't think your going to get a chance mate because your to much of a high risk college boy.0 -
I was only trying to help you moody little pri*k,listen to you the APR could be 1000%,as I've never paid a penny in interest and i never will,well don't think your going to get a chance mate because your to much of a high risk college boy.
Cut the !!!!!! star-fire, there's no need to resort to name calling.We’ve had to remove your signature. Please check the Forum Rules if you’re unsure why it’s been removed and, if still unsure, email forumteam@moneysavingexpert.com0 -
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Understandable but i did not write my first post to mean anything bad about it,he is in a bad mood today.
I honestly didn't get that impression from his reply. "And?" might have been a bit abrupt though. We’ve had to remove your signature. Please check the Forum Rules if you’re unsure why it’s been removed and, if still unsure, email forumteam@moneysavingexpert.com0 -
For the first time this winter, I've actually wanted it to snow and keep snowing. I have an exam on Monday that was on the verge of being cancelled due to the snow but it's going ahead if it doesn't get worse. The extra study time would have come in handy.We’ve had to remove your signature. Please check the Forum Rules if you’re unsure why it’s been removed and, if still unsure, email forumteam@moneysavingexpert.com0
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Would it be worth a try appealing and asking them to close JJB? The reward scheme on that is awful so getting off that and on the new one would be a step up even if it was the same limit, IMO.
I like the rewards scheme - I get a free pair of socks from JJB regularly:D
now Waitrose have started selling Banks's Barley Wine I may use my JL Partnership card more often :cool:
http://www.mysupermarket.co.uk/ocado-compare-prices/Beer/Bankss_Barley_Gold_Very_Strong_Ale_4x330ml.htmlHi, we’ve had to remove your signature. If you’re not sure why please read the forum rules or email the forum team if you’re still unsure - MSE ForumTeam0
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