The Sub Prime Credit Thread - Part V

brians_daughter

tigerlily43 wrote: »

You know when you get the ' we need to perform further checks' page when you apply - is this a precursor to a big fat no? And how long should I leave it before checking?

Thanks
tigerlily

No, its better than a no, its a kind of 'we have to look at something your credit reports thrown up', or 'you are boarderline on the scoring' reply. It will be looked at and assessed.

When did you apply and who is it with? TBH i would leave it a few days, but its easier said than done, i tend to use the old 'my pc crashed i think the application went through but not sure so can you check for me' then ask whats the outcome!

zppp

Reported for :spam: THE-MOUND

brians_daughter

lol, after sorting out a Bt for my vanquis (unexpected emergency forced me to spend on it and not be in a position to pay it off in full at statement date hence BT ) they have just text me and told me my limit is now £3,000...urm, yeah thanks for that at 50odd% interest!

How are we all today.. its gone quiet on here of late ?

ElkyElky

brians_daughter wrote: »

lol, after sorting out a Bt for my vanquis (unexpected emergency forced me to spend on it and not be in a position to pay it off in full at statement date hence BT ) they have just text me and told me my limit is now £3,000...urm, yeah thanks for that at 50odd% interest!

How are we all today.. its gone quiet on here of late ?

It's a shame that £3000 isn't on a 0% card. I don't think they are responsible lenders by giving people high credit limits like that, especially at their rates.

It's been quiet in here for some time. I think the next sub-prime thread should be started so it'll be all fresh and nice smelling.

sutton111

ElkyElky wrote: »

It's a shame that £3000 isn't on a 0% card. I don't think they are responsible lenders by giving people high credit limits like that, especially at their rates.

It's been quiet in here for some time. I think the next sub-prime thread should be started so it'll be all fresh and nice smelling.

Have you got the disinfectant ready?

sutton111

:spam::spam::spam::spam::spam::spam::spam::spam:

analysis9992000 wrote: »

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Nobody is interested in your crap spam

ElkyElky

sutton111 wrote: »

Have you got the disinfectant ready?

I find industrial bleach works just as good. 3 parts bleach 1 part sulfuric acid will eat away at anything and leaves that lovely bleachy smell. :rotfl:

fairmorn308

afternoon all hows everyone?

brians_daughter

fairmorn308 wrote: »

afternoon all hows everyone?

well, its morning now, but i am good! My shiny new halifax card came on saturday...just need to ring to activate it and do my BT's
Hows everyone else?

Ohh, i think the christmas spirit has just hit over theweekend... or the childrens enthusiasm is rubbing off on me lol

tigerlily43

Still waiting on my apps - lets see if I get one

Have got a shiny cashplus gold card so will start to build up green Os on that one asap

And hopefully granite, cap one or aqua will follow - would help as have just moved house though know to pay off balances in full each month, have learned my lesson there

Wish I still had small children, used to love Christmas then

tigerlily