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The Sub Prime Credit Thread - Part V

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  • Sam2009
    Sam2009 Posts: 66 Forumite
    edited 19 November 2010 at 4:03PM
    Well what a month!!!

    Vanquis increased my credit limit from £250 to £500 - after waiting a year !!

    Capital One accepted my application and credit limit is £200

    Aqua have today written to me saying "your new aqua mastercard is ready for you - reply today!" with my credit agreement which needs to be signed and returned .... so ive gone from not being accepted to anything, to now 3 cards YAY !!!! :D Not bothered they are low limits, its just nice to finally be getting accepted rather than rejected all the time .... woooohooooooooooo am so excited lol

    A question i do have though - at the bottom of the credit agreement for Aqua its says :-

    350 reference number AQ my surname

    Do you think the 350 is my credit limit ? If so, this is the biggest initial one ive received so far !!
  • BugsyBrowne
    BugsyBrowne Posts: 5,697 Forumite
    Sam2009 wrote: »
    Well what a month!!!

    Vanquis increased my credit limit from £250 to £500 - after waiting a year !!

    Capital One accepted my application and credit limit is £200

    Aqua have today written to me saying "your new aqua mastercard is ready for you - reply today!" with my credit agreement which needs to be signed and returned .... so ive gone from not being accepted to anything, to now 3 cards YAY !!!! :D Not bothered they are low limits, its just nice to finally be getting accepted rather than rejected all the time .... woooohooooooooooo am so excited lol

    A question i do have though - at the bottom of the credit agreement for Aqua its says :-

    350 reference number AQ my surname

    Do you think the 350 is my credit limit ? If so, this is the biggest initial one ive received so far !!

    All you need now is a provident loan and you've got the jackpot!!!
  • KingElvis
    KingElvis Posts: 4,100 Forumite
    star-fire wrote: »
    All you need now is a provident loan and you've got the jackpot!!!

    How about a Barclaycard Initial?
    "We want the finest wines available to humanity, we want them here, and we want them now!"
  • BugsyBrowne
    BugsyBrowne Posts: 5,697 Forumite
    KingElvis wrote: »
    How about a Barclaycard Initial?

    Forgot about the BC Initial
  • Sam2009
    Sam2009 Posts: 66 Forumite
    star-fire wrote: »
    All you need now is a provident loan and you've got the jackpot!!!

    wow - who pis*ed in your cereal this morning ?

    A bit of a rude answer IMO :undecided
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Sam2009 wrote: »
    cardba.jpg


    card2nz.jpg
    Uploaded with ImageShack.us

    For sutton - what i hope to achieve for myself one day instead of looking at his lol

    Thanks! Big Hug!! :D
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Sam2009 wrote: »
    wow - who pis*ed in your cereal this morning ?

    A bit of a rude answer IMO :undecided

    just ignore Star-Fire, he can be tackless and/or a little patronising.

    You've done really well, and yes it's a £350 limit with Aqua!
  • ElkyElky
    ElkyElky Posts: 2,459 Forumite
    Sam2009 wrote: »
    wow - who pis*ed in your cereal this morning ?

    A bit of a rude answer IMO :undecided

    He's harmless really, he just needs to be put in his place every now and again. :rotfl:
    We’ve had to remove your signature. Please check the Forum Rules if you’re unsure why it’s been removed and, if still unsure, email forumteam@moneysavingexpert.com
  • ElkyElky
    ElkyElky Posts: 2,459 Forumite
    I was accepted for a First Direct savings account, which seems to be the only thing I can get an acceptance for from them.
    We’ve had to remove your signature. Please check the Forum Rules if you’re unsure why it’s been removed and, if still unsure, email forumteam@moneysavingexpert.com
  • stephane_2
    stephane_2 Posts: 3,076 Forumite
    ElkyElky wrote: »
    I was accepted for a First Direct savings account, which seems to be the only thing I can get an acceptance for from them.

    I was under the impression that you had to have a bank account with them to get any of their products?
This discussion has been closed.
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