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The Sub Prime Credit Thread - Part V
Comments
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Applied for this new Granite card thingy 10 days ago now - didn't get straight decline or accept but a "We'll be in touch soon" message.
Still waiting..... I'm assuming it's a decline as I've had no phone call following it up. :cool:I spent 25 years in the mobile industry, from 1994 to 2019. Worked for indies as well as the big networks, in their stores also in contact centres. I also hold a degree in telecoms engineering so I like to think I know what I’m talking about 😂0 -
onefortheroad wrote: »Lloyds are ok unless you get a CDP or 99 on your account
Forgive my ignorance but what is a CDP and a 99?
Keen to learn!
Kind regards, MGMagiciansgirl0 -
A CPD is a credit decline policy...so if you had one you would be decline for any product you would want with Lloyds....0
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Thanks MG! Don't really need the account as happy with Natwest but just wanted to get a foot in the door and hopefully build up a good relationship with another bank whilst waiting for my file to be totally clean.magiciansgirl wrote: »Hi Brian,
My boyfriend opened a Lloyds cash account (all he was allowed) in June '08. They upgraded him to Silver last June and gave him a credit card this Feb and offered to look at his ghastly Black Horse car loan. This week they agreed a large sum to pay that off. :beer: So they really do look at good behaviour and upgrade. This has really made a difference to us so good luck! Kind regards, MG
Your post has given me a bit more hope now :beer:Natwest gold..Limit £1750 bal £970..Vanquis Limit £3000 bal £0..Littlewoods..Limit £1200 bal 0..Additions direct..Limit £4900 bal £1356..Empire Limit £6200 bal £152..Jd williams..Limit £1100 bal £130..Simplybe..Limit £1500 bal 265,,Fashion world..Limit £1400 bal £145 Jacamo..Limit£125 bal 0
Next..Limit £?? bal £0 Asda..limit £1250 bal £440,0 -
My Halifax current account was closed today. The credit card will follow.We’ve had to remove your signature. Please check the Forum Rules if you’re unsure why it’s been removed and, if still unsure, email forumteam@moneysavingexpert.com0
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good evening0
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It seems Next accepts payments by credit card. I was in credit on my Silver card by £50 and used that to make a payment.We’ve had to remove your signature. Please check the Forum Rules if you’re unsure why it’s been removed and, if still unsure, email forumteam@moneysavingexpert.com0
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11 day.s ago i apply for a silver card got we will let you know in 7-10 day.s in todays post was my new silver card with £1000 limit and apr of 24.9%silver limit £1000 jjb limit £2500
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