The Sub Prime Credit Thread - Part V

BugsyBrowne

TheEffect wrote: »

Well, I have a First Direct 1st account with overdraft, capitalone credit card (£800 limit) and a few others accounts... so obviously it's not too much of a problem. Most are over 6 months old as well.

Oh did not realize they were over 6 months old thought they were all recent.

samwsmith1

I thought I had a lot at 6 but 30 :O!

PARIS_5000

I have 11 searches which I think is quite high.

Zack1

I have hardly any on Equifax, I think my Experian is probably trashed though, but those donkeys won't let me view it! Oh well, ICO report soon

Such idiots and even if ICO find them guilty (I doubt it somehow, some "adequate protection" rubbish will be used) they can't fine them!

PARIS_5000

Zack1 wrote: »

I have hardly any on Equifax, I think my Experian is probably trashed though, but those donkeys won't let me view it! Oh well, ICO report soon

Such idiots and even if ICO find them guilty (I doubt it somehow, some "adequate protection" rubbish will be used) they can't fine them!

My 11 searches are on Experian and I have very few searches on Equifax as well.

onefortheroad_2

zack1 have you got offer on your halifax account yet ??? i did untill last week :mad: then they are back on today :T open my account on 19 Jul 2010

fairmorn308

Good evening all :D:D

Quick question is there anyone from NI or Ireland here, Needing to ask them a quick questions

Zack1

onefortheroad wrote: »

zack1 have you got offer on your halifax account yet ??? i did untill last week :mad: then they are back on today :T open my account on 19 Jul 2010

An offer? In the offers for you section? Nope... I've drained all my accounts though, big betting last weekend, just waiting for them all to cough up now! Mine was opened later than that.

What was the offer you had anyway? My credit rating is a shambles at the moment so I can't see myself getting one for at least 3 months.... I only want a credit card anyway, so don't mind if I don't get an offer, I'll apply myself in February

onefortheroad_2

Zack1 wrote: »

An offer? In the offers for you section? Nope... I've drained all my accounts though, big betting last weekend, just waiting for them all to cough up now! Mine was opened later than that.

What was the offer you had anyway? My credit rating is a shambles at the moment so I can't see myself getting one for at least 3 months.... I only want a credit card anyway, so don't mind if I don't get an offer, I'll apply myself in February

yes web saver accounts credit card with apr of 15.9% and a few other one

Zack1

onefortheroad wrote: »

yes web saver accounts credit card with apr of 15.9% and a few other one

Interesting....

Are the offers updated monthly like the overdraft limit? If they are that might explain why yours vanished recently, maybe your rating dropped or something? I don't think I'll get it tbh.... I got a letter about web saver or something random, and a whooping 0.20% extra interest!!