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The Sub Prime Credit Thread - Part V

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  • fairmorn308
    fairmorn308 Posts: 1,530 Forumite
    whats the advantage?

    Tax reasons :D
  • ElkyElky
    ElkyElky Posts: 2,459 Forumite
    sutton111 wrote: »
    Futhermore Littlewoods have increased my limit again to £3800!!! Only if they sold iPad =/

    And Empire have also increased my limit to £2950!! I must ring them and get them to stop anymore increases! =D

    You can buy an iPod Touch for hundreds of pounds cheaper and does the exact same thing as the iPad (and it'll fit in your pocket). :j If it's the bigger screen you'd prefer, then you can always plug your iPod Touch into your telly and play your games on the big screen. :D

    I bet I can convince you not to buy the iPad, but instead buy a better but cheaper tablet PC. :rotfl:
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  • ElkyElky
    ElkyElky Posts: 2,459 Forumite
    Can anyone screen shot Vanquis' online banking website? I'm curious to see how it looks, obviously without the personal details. :p
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  • Zack1
    Zack1 Posts: 1,433 Forumite
    ElkyElky wrote: »
    You can buy an iPod Touch for hundreds of pounds cheaper and does the exact same thing as the iPad (and it'll fit in your pocket). :j If it's the bigger screen you'd prefer, then you can always plug your iPod Touch into your telly and play your games on the big screen. :D

    I bet I can convince you not to buy the iPad, but instead buy a better but cheaper tablet PC. :rotfl:
    I second that! I always thought iPad's were big... when I was shopping with my mate and we went into the Apple shop I was amazed how big it actually was!! I thought it might've been a fake example one but apparently that's the real thing :eek: :eek: :eek:

    Oh and I love my iPod touch!
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    ElkyElky wrote: »
    You can buy an iPod Touch for hundreds of pounds cheaper and does the exact same thing as the iPad (and it'll fit in your pocket). :j If it's the bigger screen you'd prefer, then you can always plug your iPod Touch into your telly and play your games on the big screen. :D

    I bet I can convince you not to buy the iPad, but instead buy a better but cheaper tablet PC. :rotfl:

    You mean the HP Slate? I still would like a MacBook. But it's the change from Windows 7 to Snow Lepoard OS.

    I love the iPad. =D
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    marilyna wrote: »
    When I applied a few weeks ago, I didn't get an instant decision. I got the we will get back to you message. The following day I received my credit agreement. Received my PIN on Friday, am now waiting for the card to arrive. Don't lose hope.
    Zack1 wrote: »
    Good good :D I can't believe all these companies can be happy with my new credit? Surely if they took me as a borderline customer the fact I've got new credit is bad? Yet Aqua and Sygma clearly don't think so :p:\

    Yea I really don't like their website, and even from a technical point of view it's terrible with the way it sets and expires sessions, it's a nightmare to login to sometimes as it decides there has been an error, which in all likelihood is them dragging up an old session rather than starting a new one properly :mad:

    Capital One are a country mile above the rest of them. The fact they actually show full details on pending transactions I like a lot too, it's a lot easier than trying to remember which card I brought X on! The problem is their card is now well and truly bottom of my list!! I'll be finding out about my o2 contract soon... if they'll budge and give me another decent deal (meaning I can keep my oldest credit account running) then Capital One will be going as soon as I've hit 12 months!


    Haha! Good you got referred :) If it's an omen, I was accepted after being referred!

    They wrote me a letter wanting me to call them (they called me apparently, so wrote to me as they couldn't get through). Called them and they wanted to know where I got my income from, I said student finance/parents and she basically said that wasn't acceptable as different companies have different rules.... typed it in though and now I've been given an automatic increase on my income that apparently isn't acceptable :eek: Strange people!

    Good luck with getting it :) I don't know how likely you are to get it, as obviously the only thing affecting me is no history rather than any adverse - hope you get it though, Sygma & Aqua seem like decent companies, taking people on small limits and allowing them to prove themselves!

    I hope your right!! I really want a new card. I'll ring up on Tuesday and see what they have to say. =D
  • fairmorn308
    fairmorn308 Posts: 1,530 Forumite
    evening Sutton Hows you? long time no speak
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    evening Sutton Hows you? long time no speak

    I'm fine thanks. I haven't been on too much. How are you?

    I noticed your off to work in Brazil!! That sounds fantastic!!
  • fairmorn308
    fairmorn308 Posts: 1,530 Forumite
    yes I am in brazil at the moment but am in 2 minds on what way to setup bank accounts etc etc for tax reasons. Kinda need a wee bit of advice but not sure where to look :(
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    yes I am in brazil at the moment but am in 2 minds on what way to setup bank accounts etc etc for tax reasons. Kinda need a wee bit of advice but not sure where to look :(

    It's not something i'm too familiar with tbh.
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