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The Sub Prime Credit Thread - Part V

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  • TheEffect
    TheEffect Posts: 2,293 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I applied over the phone for a Natwest student account today. It was accepted with £500 overdraft to start and £350 credit card. :)
  • TheEffect wrote: »
    I applied over the phone for a Natwest student account today. It was accepted with £500 overdraft to start and £350 credit card. :)

    u any adverse mate OTHER than the 30+ searches

    :)
  • BugsyBrowne
    BugsyBrowne Posts: 5,697 Forumite
    u any adverse mate OTHER than the 30+ searches

    :)

    30 blo0dy searches lol
  • PARIS_5000
    PARIS_5000 Posts: 868 Forumite
    TheEffect wrote: »
    I applied over the phone for a Natwest student account today. It was accepted with £500 overdraft to start and £350 credit card. :)


    Well done are Natwest less strict on searches than Lloyds TSB ?
  • BugsyBrowne
    BugsyBrowne Posts: 5,697 Forumite
    PARIS_5000 wrote: »
    Well done are Natwest less strict on searches than Lloyds TSB ?

    What do you think? he's just been bl0ody accepted with 30 searches.
  • Zack1
    Zack1 Posts: 1,433 Forumite
    Just had my Capital One rate decrease a month early.... No credit limit increase - bye bye!
  • PARIS_5000
    PARIS_5000 Posts: 868 Forumite
    star-fire wrote: »
    What do you think? he's just been bl0ody accepted with 30 searches.


    The application still has to go through AVU but I am sure that it will go through as he has no adverse.
  • BugsyBrowne
    BugsyBrowne Posts: 5,697 Forumite
    PARIS_5000 wrote: »
    The application still has to go through AVU but I am sure that it will go through as he has no adverse.

    With 30 searchers i would of been surprised if blockbuster would of give him a membership card TBH.

    Surly with 30 searches you would have no score what so ever.
  • izools
    izools Posts: 7,513 Forumite
    1,000 Posts Combo Breaker
    star-fire wrote: »
    With 30 searchers i would of been surprised if blockbuster would of give him a membership card TBH.

    Surly with 30 searches you would have no score what so ever.

    Or in my case with 1 have no score whatsoever :p
    Cashback Earned ¦ Nectar Points £68 ¦ Natoinwide Select £62 ¦ Aqua Reward £100 ¦ Amex Platinum £48
  • TheEffect
    TheEffect Posts: 2,293 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    star-fire wrote: »
    With 30 searchers i would of been surprised if blockbuster would of give him a membership card TBH.

    Surly with 30 searches you would have no score what so ever.

    Well, I have a First Direct 1st account with overdraft, capitalone credit card (£800 limit) and a few others accounts... so obviously it's not too much of a problem. Most are over 6 months old as well.
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