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The Sub Prime Credit Thread - Part V

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Comments

  • izools
    izools Posts: 7,513 Forumite
    1,000 Posts Combo Breaker
    Its-A-New-Age-Thing wrote: »
    talk me through this lyods tsb SAGA again mate, best thing i can think to talk about nothin tops it on my list

    :D:D:D

    I'm thinking.... no :cool:
    Cashback Earned ¦ Nectar Points £68 ¦ Natoinwide Select £62 ¦ Aqua Reward £100 ¦ Amex Platinum £48
  • Its-A-New-Age-Thing
    Its-A-New-Age-Thing Posts: 473 Forumite
    izools wrote: »
    I'm thinking.... no :cool:

    u know u wanna really

    :D
  • Red_Rabbit
    Red_Rabbit Posts: 73 Forumite
    I just received pin number for Capital One so seems I was accepted :j

    So I phoned them up, got apr of 34.94% with a £800 limit. Now wondering if it may be worth appealing the creation finance decline cos my equifax is better than my experian (i think)!

    :beer:
  • duggie1982
    duggie1982 Posts: 717 Forumite
    edited 18 August 2010 at 7:51PM
    Got 2 letters from CapQuest today saying debt owed from Littlewoods. Both accounts say Littlewoods with 2 different amounts

    The only account I did not pay was almost 10 years ago. Should I send a statue barred letter?

    They said as I’m in Scotland they will apply a decree and arrest my wages and on the other they said they are going to send the bailiffs in.

    I know the second can't be done as in Scotland but what about the first? Over the last 2 years or so, I have never seen a Littlewoods default on any of my CRA's and also never had 2 accounts with them.
  • Parki_2
    Parki_2 Posts: 570 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    Woohoo I got accepted for my First Direct Current Account and Credit Card. Did not think I actually would but it seems that I am mainstream now which is good. A year ago I could not even get an Aqua Card so things are on the up :)
  • duggie1982
    duggie1982 Posts: 717 Forumite
    Parki wrote: »
    Woohoo I got accepted for my First Direct Current Account and Credit Card. Did not think I actually would but it seems that I am mainstream now which is good. A year ago I could not even get an Aqua Card so things are on the up :)

    Nice one! Whats your credit limit?
  • BugsyBrowne
    BugsyBrowne Posts: 5,697 Forumite
    Parki wrote: »
    Woohoo I got accepted for my First Direct Current Account and Credit Card. Did not think I actually would but it seems that I am mainstream now which is good. A year ago I could not even get an Aqua Card so things are on the up :)

    Well done..
  • Parki_2
    Parki_2 Posts: 570 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    duggie1982 wrote: »
    Nice one! Whats your credit limit?

    Just £500 overdraft for the current account and £2200 for the credit card so still quite low but just glad to get the accounts open. :)
  • duggie1982
    duggie1982 Posts: 717 Forumite
    Better than my £250 vanquis limit.

    Nice one
  • Parki_2
    Parki_2 Posts: 570 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    duggie1982 wrote: »
    Better than my £250 vanquis limit.

    Nice one

    My Vanquis started at that last May and now its around £1800 so thats a good start. Vanquis upped my limit every 4 months so its all good with them.
This discussion has been closed.
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