The Sub Prime Credit Thread - Part V

izools

Its-A-New-Age-Thing wrote: »

talk me through this lyods tsb SAGA again mate, best thing i can think to talk about nothin tops it on my list

:D:D

I'm thinking.... no :cool:

Its-A-New-Age-Thing

izools wrote: »

I'm thinking.... no :cool:

u know u wanna really

Red_Rabbit

I just received pin number for Capital One so seems I was accepted :j

So I phoned them up, got apr of 34.94% with a £800 limit. Now wondering if it may be worth appealing the creation finance decline cos my equifax is better than my experian (i think)!

:beer:

duggie1982

Got 2 letters from CapQuest today saying debt owed from Littlewoods. Both accounts say Littlewoods with 2 different amounts

The only account I did not pay was almost 10 years ago. Should I send a statue barred letter?

They said as I’m in Scotland they will apply a decree and arrest my wages and on the other they said they are going to send the bailiffs in.

I know the second can't be done as in Scotland but what about the first? Over the last 2 years or so, I have never seen a Littlewoods default on any of my CRA's and also never had 2 accounts with them.

Parki_2

Woohoo I got accepted for my First Direct Current Account and Credit Card. Did not think I actually would but it seems that I am mainstream now which is good. A year ago I could not even get an Aqua Card so things are on the up

duggie1982

Parki wrote: »

Woohoo I got accepted for my First Direct Current Account and Credit Card. Did not think I actually would but it seems that I am mainstream now which is good. A year ago I could not even get an Aqua Card so things are on the up

Nice one! Whats your credit limit?

BugsyBrowne

Parki wrote: »

Woohoo I got accepted for my First Direct Current Account and Credit Card. Did not think I actually would but it seems that I am mainstream now which is good. A year ago I could not even get an Aqua Card so things are on the up

Well done..

Parki_2

duggie1982 wrote: »

Nice one! Whats your credit limit?

Just £500 overdraft for the current account and £2200 for the credit card so still quite low but just glad to get the accounts open.

duggie1982

Better than my £250 vanquis limit.

Nice one

Parki_2

duggie1982 wrote: »

Better than my £250 vanquis limit.

Nice one

My Vanquis started at that last May and now its around £1800 so thats a good start. Vanquis upped my limit every 4 months so its all good with them.