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museumworker's quest to consign mortgage to history!
Comments
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HI MW I am thinking that you may not be able to see your mortgage until the first payment has gone in?????????? hopefully you will have heard back by now. Other thinking over on my thread. Absolutely brilliant start, have a great rest of the week-end.0
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Well done on the first OP! :jUpdating soon...0
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Well done on your first OP. Great targets btw.June 2025 - part 1 - £19,145 part 2 - £21,973 Total - £41,118 29 months to go!0
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tyo - I am amazed and very impressed that you are clutter free. I can't wait until I can say the same. I have hundreds of items to sell, and many more items to get rid of or rehouse. I did however give one book away to my guests :rotfl:!
toots - I did call fd in the end - apparently you can only see your offset mortgage online, not a repayment one (which I have). However, I can have free monthly mortgage statements, which I have now switched on so at least I'll be able to track payments that way. You need to ask for that, normally you get 2 statements a year. And they did received my first OP :j! Official balance is £188,800 - but they haven't added interest yet as although is calculated daily is added monthly. How do others decide to measure mortgage balance, when it changes on a daily basis?
Unfortunately I had another migraine today, so was a bit of a write off. We were taking family to the local forest, but I started to get double vision on the way so had to sit in the car whilst everyone went for walk, and then just came home and went to bed
. Was lovely to see them but feel knackered now. DD fell asleep about 4.30pm she was so tired! OH painted the ensuite after guests left, he has now fallen asleep in front of the telly. All rock and roll in the MW house!
tyo - no treatment started yet, I am awaiting a letter advising of my options from the specialist. I have decided however to go ahead with the anti-candida diet, so another online shop ordered. Does mean we've spent another £60 :eek:, but lots of stocking up on things like brown rice, wholewheat pasta etc that I didn't have. I need to order more from a wholefood store, plus the supplements, but will leave it tonight as I have had enough food spending for one day!
Mortgage [STRIKE]16/03/2011: £190K 01/01/2017: £107,729.65 [/STRIKE] 01/07/2017: £95,979.89
OPs 2011-2016 = £45K 2017 OPs = £9250.200 -
MW - there are some great bread recipes - I have one with spelt flour I love. MrS do wholewheat organic pasta shells for 85p which are the nicest we've found (nicer than waitrose which are over £1 a bag). Wholewheat spaghetti seems similar tasting from most stores.
Hope this rambling is some help!Debt at highest: £8k. Debt Free 31/12/2009. Original MFD May 2036, MF Dec 2018.0 -
great bread recipes definitely needed katsu, although I have given up yeast and anything fermented (including sprouted bread and sourdough), so if you have something that fits the bill, please send it through!
Day 1 of new diet, it is a bit of a transition day. I ate correctly for breakfast and lunch, and snacked/drunk well but had a pre-arranged drink with teacher from DD's school so had one small glass of wine (£3.50), and OH has made me some normal pasta tonight as we had nothing else in. Went to Holland & Barrett at lunchtime and stocked up on some supplements for detox, teas, breakfast and snacks for work. £15 spent from personal account. Also put £4 in for collection for colleague who is leaving, and bought friend bday card for £2.50. So quite an expensive day on the personal account front, however I've hardly spent anything on it all month so there is still £75 left.
Friend has asked to rent the room for a few months :j, so will be able to OP an extra £400 from 10 April.
Just booked DD onto a diving course for the week off we have together over Easter, should be fun.Mortgage [STRIKE]16/03/2011: £190K 01/01/2017: £107,729.65 [/STRIKE] 01/07/2017: £95,979.89
OPs 2011-2016 = £45K 2017 OPs = £9250.200 -
Good news on the friend front! That will definitely help with the MFWing
Good luck with the diet too - I really hope that you notice the difference.0 -
A very unprepared day foodwise. Ended up having to buy lunch which wasn't diet friendly as there wasn't anything available, and bought a peer a drink and cake as a thank you for showing us around their museum. £8.50 spent. Put £1.50 into milk kitty at work, so have gone through another tenner today from personal spends. I've been so good with it lately it feels like a major setback!
Have talk this evening, then need to work on an application to mentor another museum, and look at friend's job app :eek:!
I am feeling pretty tired already and have only half eaten correctly. But online shop comes tonight, so hopefully will be much easier for the rest of the week to stick to the diet. Apparently I have die off to look forward to, where I'll feel much worse rather than better for a few days _pale_. But I'm hoping for a long term gain, so will have to soldier through.
Onepoll is not working for me, very frustrating.Mortgage [STRIKE]16/03/2011: £190K 01/01/2017: £107,729.65 [/STRIKE] 01/07/2017: £95,979.89
OPs 2011-2016 = £45K 2017 OPs = £9250.200 -
Good luck with the diet mw- have you got an easy few days or could you plan in a more restful few days incase you need it!
I had to cut out a lot of food -in fact it seemed like most food groups! a few years ago due to illness (lucky for me re-introduced most of them now with little ill effect!) but the gain in health for me was well worth it , so try and stick at it if you can ! you can always re-evaluate..
good news on friend moving in too!0 -
Thanks for the encouragement tyo. Any hints or tips on diet appreciated, if you have any favourite recipes or shortcuts to share. Glad to hear you could reintroduce most stuff though. Unfortunately no quiet days at the minute, work is busy and we have friends staying this weekend, plus my crochet course! Early night tonight though (although I really should be working on an article
).
Today was my first proper day of diet. I had muesli base and soya milk for breakfast (like eating sawdust), rice cakes and cashew nut butter for elevensies, salad and falafel for lunch (yummy), just had preswimming snack of cottage cheese on ryvita, and tonight will be making aduki bean stew. Overall enjoying it and my sugar cravings have been surprisingly ok.
Going for free schwim now, and DD's swimming class. NSD today so far, although may have to buy some supplements online later - could be pricey!Mortgage [STRIKE]16/03/2011: £190K 01/01/2017: £107,729.65 [/STRIKE] 01/07/2017: £95,979.89
OPs 2011-2016 = £45K 2017 OPs = £9250.200
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