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Ask questions about what the changes to benefits mean in the budget.

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Comments

  • moomoomama27
    moomoomama27 Posts: 3,823 Forumite
    sunnyone wrote: »
    Why dont you just ignore me if you have such a problem with me?

    You cant have read the full story and as such your views arnt subjective, if you had you would see where Im coming from.

    Dont worry she will be along to thank her fan club soon.

    I don't need to ignore you, because while I don't like the constant 'bashing' of another poster by you, I don't find your views intolerable to me, I have a massivley thick skin!

    I HAVE read her full story, I think it's actually quite presumptuous on your part to think that we all think alike, and therefore because you feel the way you do about her situation, so should I!

    Whether I agree with her lifestyle, choices or way of choosing to portray her lifestyle is irrelevant, what I don't like is the way that people, you being one of them, seem so hell-bent on making things difficult for her! Forcing someone who is so clearly quite fragile to feel even worse than they already do, to me is just cruel!
  • LizzieS_2
    LizzieS_2 Posts: 2,948 Forumite
    psp1234 wrote: »
    Hi,

    does anyone know what's happening with the childcare element? At the moment we have twins in nursery full time as we both work full time. My wages would be less than childcare costs. We pay about a third ourselves, however we are still better off with us both working. We brought home about 35K last year, however,my husband has been working some overtime which may take us over 40K next year. So I'm worried we won't get the childcare element now. I don't want to give up my job where I've been working for over 10 years (it wouldn't make sense to work for nothing or rather less than nothing)and my husband earns more than me, so it wouldn't make sense for him to be a SAHD.

    Can anyone help?

    Thanks

    Childcare still forms part of working tax credit.

    Due to how the calculations work, the changes will mean you will get less help than you do currently. You have the added factor of your household income also increasing which will bring down the amount of help even more (earning in excess of 40K does not automatically mean no tax credits - it depends on number of children and childcare costs).
  • sunnyone
    sunnyone Posts: 4,716 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    I don't need to ignore you, because while I don't like the constant 'bashing' of another poster by you, I don't find your views intolerable to me, I have a massivley thick skin!

    I HAVE read her full story, I think it's actually quite presumptuous on your part to think that we all think alike, and therefore because you feel the way you do about her situation, so should I!

    Whether I agree with her lifestyle, choices or way of choosing to portray her lifestyle is irrelevant, what I don't like is the way that people, you being one of them, seem so hell-bent on making things difficult for her! Forcing someone who is so clearly quite fragile to feel even worse than they already do, to me is just cruel!

    she has given as much as she got and more, if you did know the full story you would know that she has attacked me on every front.

    she has attacked about my adult daughter, she was abandoned a single mother at 21 and shes at college to help her to have a better future, we cant change our adult childrens actions but my daughter is bettering herself which is more that BCS is and she is even expecting at least 2 of her kids to never work and be on benefits for life (from her own mouth)

    Any woman who gets free money of 100k would make sure her family was settled instead of the year or so in a privately rented homes in the past 5 years then being asked to leave as is the life in private lets, Im a mother and I would never put vanity before family stability.
  • welshmoneylover
    welshmoneylover Posts: 3,324 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    psp1234 wrote: »
    Hi,

    does anyone know what's happening with the childcare element? At the moment we have twins in nursery full time as we both work full time. My wages would be less than childcare costs. We pay about a third ourselves, however we are still better off with us both working. We brought home about 35K last year, however,my husband has been working some overtime which may take us over 40K next year. So I'm worried we won't get the childcare element now. I don't want to give up my job where I've been working for over 10 years (it wouldn't make sense to work for nothing or rather less than nothing)and my husband earns more than me, so it wouldn't make sense for him to be a SAHD.

    Can anyone help?

    Thanks

    Is this right, your income is in excess of £40k and you expect the tax payer to pick up your childcare bill.

    Can you not pay for it yourself?
    Be happy, it's the greatest wealth :)
  • LizzieS_2
    LizzieS_2 Posts: 2,948 Forumite
    Is this right, your income is in excess of £40k and you expect the tax payer to pick up your childcare bill.

    Can you not pay for it yourself?

    It is the domino effect of incomes - NMW is already inadequate otherwise there would be no need for tax credits whatsoever.
  • dktreesea
    dktreesea Posts: 5,736 Forumite
    Maybe some should consider moving - why should people pick really expensive areas and then expect the taxpayer to pay for them - hopefully this will drive private rents downwards as well since many landlords are VERY GREEDY and charge as much as they think they can get away with

    We have all heard of the family who occupy a large pad in london paid by LHA - they will have to consider moving - yipee they should - at least some good news some of the blatant abuses are being taken care of but many more not yet touched

    Surely the whole point of housing benefit is to avoid the situation where the poor are forced to live in the worst parts of town just because they have the misfortune to be poor? Decent shelter and living conditions is surely a basic human right, well, at least in Britain it is.

    As to landlords, if the government took a longer view and invested in sufficient social housing, spread throughout our cities and towns, not just concentrated in a small part of town, landlords wouldn't be able to keep the rents high, and everyone would benefit, especially those who rent and don't receive any government/taxpayer assistance.

    And I am not so sure that the family in London with their big pad in the inner city paid for by the LHA will be moved on as quickly as you might think. A lot of those kinds of houses up here are rented directly by the council, not the tenant, because the council is obliged to house homeless people, typically people who have been evicted from a previous let. It will be interesting to see if these properties do fall within the £400 a week rental cap.
  • psp1234
    psp1234 Posts: 32 Forumite
    Is this right, your income is in excess of £40k and you expect the tax payer to pick up your childcare bill.

    Can you not pay for it yourself?

    I wouldn't have a problem paying for my own childcare, however, I do have a problem working for minus money. I have worked all my life and never received benefits of any kind until I had my twins. If I had one child, yes I would be able to afford childcare myself.
  • Eurobird
    Eurobird Posts: 11 Forumite
    From Tuesdays budget, and briefly reported by the BBC (Which as a new user I'm unable to link to). "It [Housing Benefit] will also be cut for people of working age who are in larger homes than their family size warrants..." Does anyone know the details of this proposed cut, or where details of it can be found? My local council where unable, at the moment, to give any information. Regards
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