We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Shifting a 24K debt in a year?????

1121315171848

Comments

  • Kepp
    Kepp Posts: 4,390 Forumite
    Part of the Furniture Combo Breaker
    :mad::mad::mad:Not having a good day today!:mad::mad::mad:

    Stupid guy shot out on to the roundabout I was going over and smashed into the side of the car so fast that it knocked me to the otherside of the roundabout!

    Two very caved in doors and completely scratched up paintwork down one side!

    His fault as he pulled out, he has admitted liability, and I got his details.

    No-one was hurt though so very lucky.

    Worst news - my Dad's car not mine!!!:eek:
    Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j
  • Ceniza
    Ceniza Posts: 761 Forumite
    Oh god! The good news is that you're alright though, yeah?
    Adam's diary - My Debt Diary - The Challenge | LBM May 2010 with £23,343.35 | £16,141.46 to go...
    Cleared: £7,369.16 / 30.85% | Current DFD: Oct2012 from Jan2014 | July repaid: £600/£800

    Goals: Aug-11 37% | Nov-11 60% | Feb-11 67% | May-12 76% | Aug-12 86% | Dec-12 debt free
  • Kepp
    Kepp Posts: 4,390 Forumite
    Part of the Furniture Combo Breaker
    I am fine :)thank you.

    Was more than a little peed off!:D
    Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j
  • jtr2803
    jtr2803 Posts: 3,232 Forumite
    Oh nooooooooo Beccie, I saw your FB late last night, what a bummer :(. Make sure you get yourself checked out by a doctor if you even had a hint of whiplash. Someone ran into the back of me in the snow last year and at the time I felt ok but I still get trapped nerves in my neck!

    Hope that the insurance all gets sorted quickly

    x

    Very happily married on 10th April 2013 :D
    Spero Meliora
    Trying to find a cure for Maldivesitis :rotfl:
  • Kepp
    Kepp Posts: 4,390 Forumite
    Part of the Furniture Combo Breaker
    Feeling a little stiff today but not too bad, apparently if I'm still ok tomorrow that's as bad as it will get. Lots of advice from people - seems like plenty of people have been run into! Hoping that lunchtime session at the gym will stretch me out anyway!

    Thanks Jody, will do that. Hoping as I was hit from the side that whiplash might not be so much of a problem?

    Everyone has been so nice to me at work and stuff which has been lovely. Was weird yesterday - I was fine getting out the car and dealing with the guy but as soon as I got back in the car I was shaking and crying and when I got to work they said I was white. Was knackered by the end of the day yesterday but much better today so that's good! :)

    Transfer to MBNA has gone through! :D Have had to add the hotel onto that card though as I don't get my bonus till the end of the month. 58 days interest free though so will just pay all that at the end of the month and then will finally have a zero balance. Need to do and updated debt summary to post on here as so many things have moved but will do that in September when everythings a bit more organised and London is paid off.

    Used lastminute to get a 5 star hotel on that secret hotel deal which has worked out really cheap which is good, plus cashback of course!

    Oh and snowball payment of £300 this month - don't ask me how - but already achieved! :D:D Making the most of my last month of not paying rent!

    Have a good weekend all :)
    Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j
  • Kepp
    Kepp Posts: 4,390 Forumite
    Part of the Furniture Combo Breaker
    debt.png


    Thought it was about time for another one!

    Very pleased with the percentage so far :)
    Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j
  • Clurbur85
    Clurbur85 Posts: 100 Forumite
    beccie wrote: »
    debt.png


    Thought it was about time for another one!

    Very pleased with the percentage so far :)

    You should be very proud of yourself hun!!!

    I'm on a bit of a downer today... I feel like I have no money, my car is a shed and I'd love a holiday but I have no idea when that will happen... Ahhh how I wish I could turn the clock back, or go back in time and speak to my 18 year old self... I'd tell her not to act like a Fool!!!! Lol!

    Ahhh well, the weekend will soon be here, time to chin up!!

    xxxxxxx
  • Ceniza
    Ceniza Posts: 761 Forumite
    beccie wrote: »
    Feeling a little stiff today but not too bad, apparently if I'm still ok tomorrow that's as bad as it will get. Lots of advice from people - seems like plenty of people have been run into! Hoping that lunchtime session at the gym will stretch me out anyway!

    Thanks Jody, will do that. Hoping as I was hit from the side that whiplash might not be so much of a problem?

    Everyone has been so nice to me at work and stuff which has been lovely. Was weird yesterday - I was fine getting out the car and dealing with the guy but as soon as I got back in the car I was shaking and crying and when I got to work they said I was white. Was knackered by the end of the day yesterday but much better today so that's good! :)

    Transfer to MBNA has gone through! :D Have had to add the hotel onto that card though as I don't get my bonus till the end of the month. 58 days interest free though so will just pay all that at the end of the month and then will finally have a zero balance. Need to do and updated debt summary to post on here as so many things have moved but will do that in September when everythings a bit more organised and London is paid off.

    Used lastminute to get a 5 star hotel on that secret hotel deal which has worked out really cheap which is good, plus cashback of course!

    Oh and snowball payment of £300 this month - don't ask me how - but already achieved! :D:D Making the most of my last month of not paying rent!

    Have a good weekend all :)

    *virtual high 5*

    Congrats on making the snowball payment! It's nice to be able to meet them every month when you can :D

    As for the crash, have you had the insurance company on the phone to you yet about injuries? You should get checked, you can claim compensation if there's any damage there you know. Better to be safe than sorry.

    :T
    Adam's diary - My Debt Diary - The Challenge | LBM May 2010 with £23,343.35 | £16,141.46 to go...
    Cleared: £7,369.16 / 30.85% | Current DFD: Oct2012 from Jan2014 | July repaid: £600/£800

    Goals: Aug-11 37% | Nov-11 60% | Feb-11 67% | May-12 76% | Aug-12 86% | Dec-12 debt free
  • Kepp
    Kepp Posts: 4,390 Forumite
    Part of the Furniture Combo Breaker
    Clurbur85 wrote: »
    You should be very proud of yourself hun!!!

    I'm on a bit of a downer today... I feel like I have no money, my car is a shed and I'd love a holiday but I have no idea when that will happen... Ahhh how I wish I could turn the clock back, or go back in time and speak to my 18 year old self... I'd tell her not to act like a Fool!!!! Lol!

    Ahhh well, the weekend will soon be here, time to chin up!!

    xxxxxxx

    Chin up, Claire, it will all come together in the end.

    Or you could be more MSE like me and not have a car cause it's too expensive and then just trash someone else's instead like me!:rotfl:
    Ceniza wrote: »
    *virtual high 5*

    Congrats on making the snowball payment! It's nice to be able to meet them every month when you can :D

    As for the crash, have you had the insurance company on the phone to you yet about injuries? You should get checked, you can claim compensation if there's any damage there you know. Better to be safe than sorry.

    :T

    Thanks Adam. :D

    Hadn't even thought about compensation. I really do think I'm fine and definitely feel less stiff after going to the gym at lunch time.

    I have been warned by a couple of people that it may kick in tomorrow though so will wait and see...:(
    Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j
  • jtr2803
    jtr2803 Posts: 3,232 Forumite
    Morning hun, I hope you aren't feeling the after effects of the shunt today! I love the new ticker too, seeing it like that really brings home how much progress you have made so far :).

    Is it this weekend you are going to London or am I in a pickle and all confused? If it is, make sure you have a fab time :beer:

    Very happily married on 10th April 2013 :D
    Spero Meliora
    Trying to find a cure for Maldivesitis :rotfl:
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.9K Banking & Borrowing
  • 253.5K Reduce Debt & Boost Income
  • 454.1K Spending & Discounts
  • 244.9K Work, Benefits & Business
  • 600.5K Mortgages, Homes & Bills
  • 177.4K Life & Family
  • 258.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.