Shifting a 24K debt in a year?????

Ceniza

beccie wrote: »

I haven't forgotten the 1st Sept Adam Can't wait to put the figures in and see if I have knocked that DFD date down!

I don't think I've made any progress. Booking this holiday took the extra money I was going to use for debt clearning

Kepp

svb53 wrote: »

Hi Beccie,

Great diary.We are both really similar, almost same age and same amount of debt. Fancy some rivalry to get it cleared (friendly of course!! )

SVB

Hi SVB, nice to have someone else joining us here. And a good bit of competition helps to get those debts cleared so you're on! Will go and have a look for your diary...

Ceniza wrote: »

I don't think I've made any progress. Booking this holiday took the extra money I was going to use for debt clearning

You may have made more progress than you think. And if not, I still think the holiday was a good choice, you need a break from working sometimes. If nothing else, it's really spurred me on and I am hoping that it will have made a difference to my DFD. So you have done your good deed for today

Woowoo

Hi Beccie

Have you heard of www.saynoto0870.com? You type in the premium rate number and they offer an alternative number to call that is at a normal rate.

Ceniza

Well, let's just see where we are at the end of the month. I cannot do my calculations until around the 5th September when all the debt totals are up to date. Remind me, what DFD are we aiming to get down to?

Ceniza

Woowoo wrote: »

Hi Beccie

Have you heard of www.saynoto0870.com? You type in the premium rate number and they offer an alternative number to call that is at a normal rate.

You can always request a ring bank too. That's what I do

jtr2803

:eek: at the 08 numbers! I had never even considered they would cost more from a mobile than on a landline, what a Bu*ger :mad:. I am so tight with my mobile now that all my friends/family know not to leave me a voicemail as I wont pay the 10p to pick it up :rotfl:.

Hope you get the money for the hotel room soon as well

x

Kepp

Ceniza wrote: »

Well, let's just see where we are at the end of the month. I cannot do my calculations until around the 5th September when all the debt totals are up to date. Remind me, what DFD are we aiming to get down to?

I think it was April wasn't it? I seem to remember it was knock one month off in two months but I could be wrong. Off to hunt through my diary to find out...

Ceniza wrote: »

You can always request a ring bank too. That's what I do

That's a good idea, and then I should set up my own premium rate number they have to call me on and see how they like it! :rotfl:

jtr2803 wrote: »

:eek: at the 08 numbers! I had never even considered they would cost more from a mobile than on a landline, what a Bu*ger :mad:. I am so tight with my mobile now that all my friends/family know not to leave me a voicemail as I wont pay the 10p to pick it up :rotfl:.

Hope you get the money for the hotel room soon as well

x

Ha ha, found out my voicemail is 12p a minute as well during that phone call so I also won't be bothering to listen to my messages anymore! :rotfl:

Kepp

Woowoo wrote: »

Hi Beccie

Have you heard of www.saynoto0870.com? You type in the premium rate number and they offer an alternative number to call that is at a normal rate.

I had but hadn't thought of using it for bank numbers, will def try that next time

Kepp

beccie wrote: »

Ha ha, but it's easier if I give myself a little headstart!

Ok, how's about my 1st Sept we have both reduced our DFD to at least March 2013, that's one month off for you, two months off for me - and that's two paychecks to achieve it in

What do you say???? :think:

Found it Adam!:D

Kepp

:j:j:j

:DI've gone sub 22K!!!!:D

And the MBNA card is done and dusted!

Unfortunately in my enthusiasm for paying it off I've actually overpaid it by £50 so will need to call them to get that back, but still, yay!

:j:j:j