Shifting a 24K debt in a year?????

Ceniza

Ahhhh okay - my snowball payments are only £800 (for calculation purposes), but usually pay about £850 a month towards these.

After Octobers [hopefull] payrise I should be able to bump these up by another £100 or something

Kepp

Just a quick update -

managed to extend one of my overdrafts by another £1000 and used that to pay off some of my Lloyds card, which I worked out has saved me another £249 in interest.

Also means I now only have to overpay my snowball by £445 to knock another month off, sooooo want to do this, would be so good to see 12 instead of 13 at the end of my DFD even if it is only December!

Also applied for a Santander card, 0% for 13 months. Don't think I'm likely to get it but I had to try!

Woowoo

That's a good bit of juggling with your overdraft, anything that saves you on interest is a bonus x

o2bfree

You are doing amazingly well.
Your diary is so interesting and funny in places.
Will be subscribing (if I can work out how to do it) so I keep up with how you are doing.

Ceniza

I failed in the challenge

Kepp

Ceniza wrote: »

I failed in the challenge

Oh no

Wait just checked your sig - you still knocked a month off and have gone sub 21K :T

I think that is still worth a massive congratulations :j

jtr2803

Beccie you are the queen of money juggling and I bow down to your superior interest beating knowledge!

£249 is a lot to save, I have fingers and legs crossed for your BT card too

Congrats to Adam too on being sub £21k, time for an MSE party me thinks :beer::j:money:

Ceniza

beccie wrote: »

Oh no

Wait just checked your sig - you still knocked a month off and have gone sub 21K :T

I think that is still worth a massive congratulations :j

Thanks I would have liked to have knocked off more, but who knows - maybe in a few months I can make more payments. It's just going to be a very expensive few months for me coming up so not holiday out much hope

Kepp

Ceniza wrote: »

Thanks I would have liked to have knocked off more, but who knows - maybe in a few months I can make more payments. It's just going to be a very expensive few months for me coming up so not holiday out much hope

Think you've got holidays on the brain! :rotfl:

Ceniza

beccie wrote: »

Think you've got holidays on the brain! :rotfl:

hahahahahahaha!

I think I must have. I was thinking the reasons why it's going to get expensive! It's the snow season, so will be in Slovakia over December and Austria January for snowboarding