Travel Insurance Article Discussion

northernlass_2

Hi everyone, ive searched this thread and cant find an answer to my query so i hope you can point me in the right direction.

Im travelling to Poland for surgery in 2 weeks and im trying to book travel insurance but they only ask for pre existing medical conditions. i dont have any but will have a medical condition after surgery and have to stay in Poland for 8 days.. Do i have to declare this or will standard insurance do? its not very clear..

Thanks in advance

HoofeHearted

Most Travel Insurance policies explicitly do not cover you going abroad for an operation.

I think you will have to find a specialized company.

katejo

HoofeHearted wrote: »

Most Travel Insurance policies explicitly do not cover you going abroad for an operation.

I think you will have to find a specialized company.

Also I don't understand what you mean by only having a condition following surgery. Surely there must be a reason why you need the operation ?

Victor_Delta

katejo wrote: »

Also I don't understand what you mean by only having a condition following surgery. Surely there must be a reason why you need the operation ?

Not always. Could be cosmetic surgery..?

northernlass_2

Victor_Delta wrote: »

Not always. Could be cosmetic surgery..?

Yes its cosmetic surgery. Im paying to have my loose skin removed after losing 8 stone and i cant afford Uk prices so im off to Poland for it.

Middle_Sister

Alpha Travel were absolutely useless when my nephew caught typhoid in South America. They made him discharge himself from a private hospital to go to their authorised hospital which was in fact closed due to a public holiday. He had to organise his own transport and because he couldn't speak Spanish he didn't understand what they were saying at the other hospital. I repeatedly asked Alpha Travel to ring their hospital as the private doctor had said there might be a problem but they said there would be no problem as they used this hospital all the time. Alpha Travel couldn't have cared less. Pay that bit extra and go with someone with a proven track record.

sparkles8

I am new to posting on this site so please forgive me if this is in the wrong place. I was looking for a bit of advice. My partner and I booked flights to Bangkok flying out 29th Dec and returning on Jan 13th. We purchased travel insurance via holidaysafe - their platinum plus option. Since we booked, my partner has been diagnosed with severe anxiety and has been recommended that she doesn't fly as she has been experiencing panic attacks etc. I wondered if the insurance which we have purchased will cover us cancelling the trip with a doctors certificate?

Any help would be appreiciated.

HoofeHearted

You should be ok, but the only way to find out is to contact Holidaysafe and explain the circumstances to them.

sparkles8 wrote: »

I am new to posting on this site so please forgive me if this is in the wrong place. I was looking for a bit of advice. My partner and I booked flights to Bangkok flying out 29th Dec and returning on Jan 13th. We purchased travel insurance via holidaysafe - their platinum plus option. Since we booked, my partner has been diagnosed with severe anxiety and has been recommended that she doesn't fly as she has been experiencing panic attacks etc. I wondered if the insurance which we have purchased will cover us cancelling the trip with a doctors certificate?

Any help would be appreiciated.

sheramber

As long as she has not had any previous consultation with her doctor that could be related to the current condition.

Or, if she has, it was declared as a pre exisitnig condition.

Former_MSE_Megan

Middle_Sister wrote: »

Alpha Travel were absolutely useless when my nephew caught typhoid in South America. They made him discharge himself from a private hospital to go to their authorised hospital which was in fact closed due to a public holiday. He had to organise his own transport and because he couldn't speak Spanish he didn't understand what they were saying at the other hospital. I repeatedly asked Alpha Travel to ring their hospital as the private doctor had said there might be a problem but they said there would be no problem as they used this hospital all the time. Alpha Travel couldn't have cared less. Pay that bit extra and go with someone with a proven track record.

The following is a response from Alpha Travel Insurance.

Dear Middle Sister,

My name is Chantelle Dadd and I am the Brand Manager of Alpha Travel Insurance.

I am very sorry to hear that your nephew needed to seek medical treatment whilst abroad. I hope he has made a swift and full recovery.

I have spoken to our Complaints Department regarding the points raised within your forum post. They have confirmed that our Emergency Medical Team were in constant contact with your nephew and both the private and public hospitals. The final outcome of your intitial complaint to us regarding our Emergency Medical Team has been agreed and accepted by yourselves, and therefore has been settled and closed.

Kind regards,
Chantelle