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Jwil's sorting the debt, the body, the house, the garden and everything else diary!
Comments
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I haven't been playing as much this week either, mainly due to all the changes. But I need to get back to it as I'm not that far away from a redeem again!
The vouchers from surveys and bp are a lifesaver. They have pretty much provided me with most of the books from the 1001 books list - all of which are sold again once I've read them. It is also guilt free spending so keeps me on track mostly."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
DedicatedDFW wrote: »i wanted to say i identified with so much about what you said peaceandfreedom and also sent ((hugs)) your way jwil.
Due to everything going on here i am trying to focus on me and finding / re-discovering the things which i enjoy and make me happy. What helps is the positive responses i receive from you on here so thank you soo much.
I have started running to try and get some 'head space' and also to help me lose weight, i am sort of doing all the things i'm doing without discussing it with anyone else. I always try and be positive and encourage others but don't seem to get anything like this in return. Instead i get things like: well why would you want to do that? - coupled with a negative tone OR you can't do that OR whats the point in you starting because you'll never be able to do it... i guess that you're getting the picture. So it makes such a huge difference being able to chat on here with you and the way you are so supportive. ((hugs)) and see you tomorrow
Hi DDFW,
It is so hard when you get no encouragement or indeed negative feedback. I'm well used to that too, I'm afraid. Even when I cook new things or do some nice baking, OH turns his nose up. But the kids appreciate it though.
It's good you're doing stuff that you want to do, don't take any notice of the bad vibes, just stick with your plan. Other people can be threatened when they see people changing things, doing stuff to improve their lives - you keep on going, I know I'm going to. :T
You see, I know for a fact that my life is not always going to be like this. One day I WILL have the peace and freedom I crave, I just have to bide my time and put in some hard work. Sooner or later, my life will be arranged the way I want it to be.0 -
Spoke to DH who said it sounds like the clutch has gone (it's been not great since I had the car about 4 years ago, so wouldn't be a great surprise). So anyway, carried on and did my surveying, went back to the car and all was fine. I've managed to get back to work ok without a problem so hopefully the gears just slipped or something. At least I don't have a hefty bill for a clutch (touch wood!)
Good stuff, hope the car keeps on behaving itself.
I might get into this bingoport thing as you seem to do very well out of it.0 -
Hi jwil & peaceandfreedom,
Thanks for your words of encouragement peaceandfreedomIt seems like you have a bit of a plan too? I love cooking and baking but this is something OH is appreciative of - partly i guess because he then doesn't need to do anything :rotfl::rotfl::rotfl:
Jwil hope your car is still okay
CC1:T £[STRIKE]2531[/STRIKE] £1460MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100MF Date: [STRIKE]August 2042[/STRIKE] May 2035Declutter 1000 things by Xmas 2015! 53/10000 -
DedicatedDFW wrote: »Hi jwil & peaceandfreedom,
Thanks for your words of encouragement peaceandfreedomIt seems like you have a bit of a plan too?
Well, is mine a plan or a dream or vague hopes? Not sure. I SHOULD have a plan, a proper one.
Really, it's just a conviction that I deserve to be happy and that one day I should be able to wake up in the morning without this heavy feeling of anxiety. You know, I often find myself saying 'It's OK, it's OK' to myself while I lie in bed, because of all the things going on in my head, trying to reassure myself as you would a child. Not good. I want to wake up and feel happy and optimistic about the day.
Have you got a plan, DDFW?0 -
peaceandfreedom wrote: »Even when I cook new things or do some nice baking, OH turns his nose up.
Mine does that too :mad:peaceandfreedom wrote: »You see, I know for a fact that my life is not always going to be like this. One day I WILL have the peace and freedom I crave, I just have to bide my time and put in some hard work. Sooner or later, my life will be arranged the way I want it to be.
It definitely will be - for all of us - we will get there."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
peaceandfreedom wrote: »Good stuff, hope the car keeps on behaving itself.
I might get into this bingoport thing as you seem to do very well out of it.
Thank you - so far so good!
I've done so well out of bingoport - it does take time, but it's worth it in the end to me anyway.
They've just changed it all though, so I'm not sure I'll be able to get the vouchers as often as I have been though, but I'm still going to play. I've not done much since the change so I need to get back to it."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
Well the car seems to be behaving, *phew*. Must have just missed the gear or something. It's been used loads over the weekend without any problems.
Saturday I spent the morning listing books on amazon - my internet connection was being rubbish so it took ages. In the afternoon, we cleared some bits out of the extension to help make some space in there for when the doors are done. Still a lot more to be done but it's an improvement.
Sunday we went mooching around some boot sales and at the last minute decided to sell at an afternoon one. So we quickly packed up the car and had a pretty good afternoon.
I won the lottery twice on Saturday :T Two lots of £10. The reason for that is that I forgot I already had a ticket so bought another one. So I won on the same numbers twice :rotfl: Being a numpty can pay sometimes :cool:
I haven't been focussing on the debtbusting enough recently so need to get back to that. A good amount of the stuff in the extension needs to go on ebay so if I got back to it, it would help clear it.
I've also decided to make my books work for me too. I'm in the process of listing a good number of my 'to be read' books on amazon (only the ones which are worth listing on there). I don't list them at the lowest price, but generally second or third lowest. That way, it may not sell so quickly, but I get a better price for it if it does sell. The theory is, that I get round to reading them before they sell, but if in practice, I sell them beforehand, Amazon's policy is that you have two days after the sale to post the item, so that for me, in most cases is enough to read the book. Especially as most of my sales take place over the weekend, so usually I've got a couple of guilt free days where I couldn't have posted the book so the buyer still gets it as quickly as normal.
I have done this before, and I've decided I'm going to do it again with a greater number of books.
That probably doesn't make any sense to anyone but me :rotfl: but it seems to work and it motivates me to try and keep up with the books so it helps speed up the clearout.
It's already working too - I sold two books over the weekend, managed to read them and have posted them today, netting me £11.58 :T
I also sold 6 items on ebay last night which is £13.94 to add there. :T"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
HI Jwil, P&F, DDFW
just wanted to unlurk to say you're not alone, some of the things you've written could be me and OH..... depression ....... weight ...... work ....... state of house ...... keeping things to oneself ......
Keep plugging away at it all, I know it can seem like a long slog
positive vibes coming your way......
El2018 AFD 23/240
2018 CCC #11 £38.40/£250
Mortgage-free since 2013
Debt-free since Nov 20170 -
HI Jwil, P&F, DDFW
just wanted to unlurk to say you're not alone, some of the things you've written could be me and OH..... depression ....... weight ...... work ....... state of house ...... keeping things to oneself ......
Keep plugging away at it all, I know it can seem like a long slog
positive vibes coming your way......
El
Thanks Eltee, it can be very isolating being in debt and feeling like it's just you. I think coming on a site like this and knowing you are not alone is a huge benefit.
Positive vibes right back atchaWe will all get there one day. Feel free to delurk more often, you are most welcome!
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0
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