halifax! can they do this?

MarkyMarkD

kenshaz wrote:

vix2000 ,there are a group of either bank workers or ex-bank workers or retired bank workers who haunt this thread ,if they declared themselves we would know the opposition,but they hunt in a pack and defend their masters

I'll always defend any company which is operating in accordance with its declared terms and conditions, over any customer who simply doesn't like those terms and conditions.

oldwiring

MarkyMarkD wrote:

I'll always defend any company which is operating in accordance with its declared terms and conditions, over any customer who simply doesn't like those terms and conditions.

I have mentioned before that I used to work in a bank but I retired nearly 20 years ago. The business has changed immencely, both techically and in many other ways, some ot which I do not feel comfortable with. If I write at all on any banking and finacila subject I will try to be fair and objective. I consider any attempt to write as kenshaz as a personal calumny of my character. Some people who have been charged heavily by the banks I may have sympathy with, others have brought troubles on themselves by not keeping to the T&Cs and have been cavalier, With such I have no sympathy. If that is siding with the evil bnaks I am a monkey's uncle with a blue backside. I can tell you this I am not in togrooming for lice and am not fond of bananas either.

kenshaz

MarkyMarkD wrote:

I'll always defend any company which is operating in accordance with its declared terms and conditions, over any customer who simply doesn't like those terms and conditions.

That is rather a simplistic response,have you any interests in banking?

Hereward

kenshaz wrote:

That is rather a simplistic response,have you any interests in banking?

I can declare that I have serveral interests in banking:

My current account
My ISAs
My Savings Accounts
The shares held in my pension

Or is this not what you meant?

kenshaz

DrFluffy wrote:

All this will change from next year, I guess. Nearly all of the High Street banks have said they are going to end 'free' banking...

Why next year have you got inside information or is it just speculation

CopperPlate_2

Hereward wrote:

I can declare that I have serveral interests in banking:

My current account
My ISAs
My Savings Accounts
The shares held in my pension

Or is this not what you meant?

:rotfl: :rotfl:

DrFluffy

kenshaz wrote:

Why next year have you got inside information or is it just speculation

No - it's been widely publicised. HSBC are definitely doing it, Lloyds TSB and Natwest have also issued an 'expression of interest' to...

The Which press statement re:HSBCs decision:
http://www.which.co.uk/press/press_topics/campaign_news/personal_finance/hsbc_end_free_banking310706_571_90833.jsp

GSD4ME

Strangely enough, I would have no objection to the banks charging a monthly fee if it was "reasonable". When I first started banking in the 1960s all banks charged a fee and it was accepted. The trouble is having the fee at a sensible level and not adding on stacks of extra charges for the slightest thing.

I also think that people appreciate things more if they pay for them, (just look at the number of missed doctor's appointments, people do not pay so don't bother to turn up). Maybe a low regular charge could improve banking, it would certainly give the customers more rights - if you pay for something you can expect a better service.

But having said that it would not take long for one enterprising bank to introduce fee free banking and most sensible customers would change to them and the others would soon follow suit.

DrFluffy

My NHS dentist has a £10 fee for appointments missed with no good reason. IMHO GPs should definitely go the same way.

Toothsmith

DrFluffy wrote:

My NHS dentist has a £10 fee for appointments missed with no good reason. IMHO GPs should definitely go the same way.

But in it's infinite wisdom, the DoH has actually banned NHS dentists from charging a failed appointment fee sice 1st April 2006.

Have a quiet word with your dentist if he's still doing it!