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If i could turn back time i would............. (my diary)

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Comments

  • Finally got to 1000 points with opinionworld and redeemed £10 into Paypal, excellent as it went in straight away.
  • Cialilerin
    Cialilerin Posts: 649 Forumite
    Reading your diary makes me hungry:rotfl:Inspired me to get the kids baking - will keep them occupied and hopefully save money!

    Mummytogirls- my youngest will be 9 when I'm debt free and eldest 19!! Hate having to make them go without because of paying off my debts, so wish I'd sorted myself out when they were younger! Still better late than never!!:)
    Proud to be dealing with my debts,
    light bulb moment: 2/1/2010, reviewed 7/1/2012
  • Have just been on ebay and spent the paypal money from today and £4 i already had in there on some Startrite shoes for DD for school, hope i've done the right thing and they fit ok, i suppose i could always resell them if they don't and hope i get the money back for them, Too late to worry now, i'm sure they will be fine.
  • Cialilerin
    Cialilerin Posts: 649 Forumite
    I think that's a great idea. Might go and get demo baby's feet measured and have a look for her. Been to Clarks, but she has really fat feet, I mean wide fitting and they had nothing to fit her, they recommended Startrite! At the moment she lives in crocs - not that attractive but lovely and wide!!
    Proud to be dealing with my debts,
    light bulb moment: 2/1/2010, reviewed 7/1/2012
  • savingholmes
    savingholmes Posts: 29,070 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hi penny - you sound like you really put the time in on all those surveys - well done you
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • Swinstie73
    Swinstie73 Posts: 2,897 Forumite
    Hi Savingholmes, long time no hear!!

    Still to try the coleslaw recipe Penny, just about to have some shop-bought stuff with my home-made chips though!
  • Morning guys.
    :jLast day at work for me for 6 weeks:j.

    Mad day yesterday and didn't have time to post, but saying that nothing interesting happened anyway.
    I Did go out to lunch and managed to only spend £20, so i was within budget.

    Have just completed some surveys and was able to withdraw £11 from Panelbase, will take 10 days to hit account:D, so will hit just after payday, so will go straight onto Halifax as i won't have the excuse of having no money.
    Had an email to tell me this weekend is free listing on ebay, so decided everything and anything is going on, better buy some batteries for camera.
  • Ceniza
    Ceniza Posts: 761 Forumite
    Morning guys.
    :jLast day at work for me for 6 weeks:j.

    Mad day yesterday and didn't have time to post, but saying that nothing interesting happened anyway.
    I Did go out to lunch and managed to only spend £20, so i was within budget.

    Have just completed some surveys and was able to withdraw £11 from Panelbase, will take 10 days to hit account:D, so will hit just after payday, so will go straight onto Halifax as i won't have the excuse of having no money.
    Had an email to tell me this weekend is free listing on ebay, so decided everything and anything is going on, better buy some batteries for camera.

    Oooooh is it really? I didn't get that email! I better get looking through my stuff for things I can pawn off LOL

    :T
    Adam's diary - My Debt Diary - The Challenge | LBM May 2010 with £23,343.35 | £16,141.46 to go...
    Cleared: £7,369.16 / 30.85% | Current DFD: Oct2012 from Jan2014 | July repaid: £600/£800

    Goals: Aug-11 37% | Nov-11 60% | Feb-11 67% | May-12 76% | Aug-12 86% | Dec-12 debt free
  • Well i've finished work for 6 weeks, quite sad as year 6 are leaving and going on to secondary school. Got lots of thankyou cards and presents, which is nice but the nicest thing today was a mum came up to me and thanked me for everything i had done for her children and gave me a card, Now were i work is well, not the nicest of areas and the lady in question is seriously scary and well hard (as my son would put it), she never usual has anything to say to teaching staff and never comes into school, i was really touched.

    Have recieved a £15 amazon voucher from Toluna, which is fab and will be put towards new shoes for work.
  • savingholmes
    savingholmes Posts: 29,070 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    It is nice when you get thanked isn't it! Well done you it sounds like you deserved it!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
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