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June 2010, 80 payments to go............

18990919395

Comments

  • tootallulah
    tootallulah Posts: 2,197 Forumite
    OK so New Year means new goals, or re-visiting old ones and actually doing something about them!

    My seven things for this year are:

    Sort out the driving phobia and get a car.

    Lose 52 lbs.

    Pay £12k off the mortgages.

    Employ a cleaner.

    See friends on week-ends away at least 10 times.

    Have at least two holidays.

    Make at least 12 garments.

    That will do although on things to do I need to think a bit more about things I am going to NOT do.
  • gallygirl wrote: »
    Very, very small studio apartment I'm afraid :whistle:. No room to swing a cat let along an MSE'er :D.

    Seriously, you are all more than welcome (might as well say that as Tilly's coming anyway whether she's invited or not :rotfl:).

    I just thought if pitch up at the airport with an :money: flag you'd find me :T

    A little like Paddington Bear.

    Tilly x x
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • tootallulah
    tootallulah Posts: 2,197 Forumite
    Always good to have a role model Tilly. First day of 2015, and I still have a cold but I am winning on the house sorting out so I will continue. I need a better financial plan for next year.........
  • Happy New Year tootallulah. You're doing better than me on the house sorting, I have put it off til the weekend :(
    MFW 16 No 33
    2016 OP Paid/Target 2063/£2063 (100%) COMPLETE
    Mortgage Free - Apr 2016 -DONE!:j
  • Goldiegirl
    Goldiegirl Posts: 8,806 Forumite
    Part of the Furniture 1,000 Posts Rampant Recycler Hung up my suit!
    I love your goals for 2015. For me, many of them would be very challenging, like the losing weight and the making the garments, so I have the greatest of respect for you:)

    All the best for the new year
    Early retired - 18th December 2014
    If your dreams don't scare you, they're not big enough
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    I just thought if pitch up at the airport with an :money: flag you'd find me :T

    A little like Paddington Bear.

    Tilly x x

    :rotfl: You're already on the 'Alert' wall at the airport :rotfl:.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • tootallulah
    tootallulah Posts: 2,197 Forumite
    2015 has already delivered the noro virus so I am thinking that this year's illness is over and done with.

    I am going to try Slimming World, first meeting on Thursday evening or Saturday morning.

    I have set up my office downstairs in the dining room, much lighter, calmer and a better working atmosphere.

    I am waiting for my December invoice to be paid and then I can put 2k into the off set ready to pay my taxes in March.

    I am still not clear when I can start hammering down my mortgage, I will have enough put by for tax by March so maybe I can gear up for April?

    I am still unpacking boxes but I can see a faint flickering light at the end of that very long tunnel.

    But the best thing of all? I didn't have to get on the 8.47 train to London last night for which I am very grateful.
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    I have set up my office downstairs in the dining room, much lighter,
    Yes, that'd be the noro virus :D.

    Hope you're on the mend and :j to no 8.47 train. Personally I'll be setting the alarm clock for 5.45 when I retire just so I can switch it off and turn over :).
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • Goldiegirl
    Goldiegirl Posts: 8,806 Forumite
    Part of the Furniture 1,000 Posts Rampant Recycler Hung up my suit!
    gallygirl wrote: »

    Hope you're on the mend and :j to no 8.47 train. Personally I'll be setting the alarm clock for 5.45 when I retire just so I can switch it off and turn over :).

    We're sleeping like logs at the moment, I don't think the alarm would wake us!:rotfl: But I have to admit I'm looking forward to the first snowy morning, and not having to go out

    Hope you are starting to feel better, Tootallulah
    Early retired - 18th December 2014
    If your dreams don't scare you, they're not big enough
  • tootallulah
    tootallulah Posts: 2,197 Forumite
    OK I am doing the daily stalk of my bank account to really understand what monies go out when. I don't understand why I find it easier to understand when seen daily rather than over the month but I do so that is that. I "think" everything gets paid in the first half of the month, if I tie it down properly I can work out my mortgage overpayments more easily. Back to the doctors as the cough is still very bad and I feel about 100. I would like to go to the sun for a week, looking at the Canaries in a hopeful manner.
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