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Utility Warehouse (Telecom Plus) Discussion
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You don't answer why anyone should "earn" £1200 in "cashback" just to pass on to UW!
Your member could have kept the £1200 for himself - no need for him to let UW take it all is there?
If you are saying he can get everything for £120, this means he must be a very low user, not that uw is cheap! (We know it is actually about the most expensive for energy).
Care to give us the consumption figures?
He didn't earn cashback then pass it on to UW. Pay attention now, I'll try to break it down for you slowly so that it sinks in. Ready? Ok.
He goes to his regular shops. Spends the same amounts as normal. Does nothing different to his normal shopping except that when he gets to the till he pays with a different card. That card generates £1200 per year in discount from his bill with UW. If he doesn't use that card, he can't get the £1200. So, if he doesn't use UW and doesn't use the card, he doesn't have the £1200, regardless of the cost of anything.
Now, please explain to me how he could have kept the £1200 for himself as you state above.
Next, if he can get everything for £120, he is a low user, correct. But I'm afraid you are confused, once again. It would be £120 with his existing contracts, and it would be £120 with UW. Doesn't matter how cheap or expensive that works out per unit or whatever, because then he gets £100 per month in cashback from the card (hint - see above!) so his final monthly bills are £20 for the same usage.
Please answer some of my questions!
I'll try again:
How can he keep the £1200 cashback generated for himself instead of "giving" it to UW?
How can he have gas, electricity, phone and broadband for £20 per month?
If he is able to get those things, even if UW is making money out of it, why would he even care?
I love your enthusiasm on the subject, but I do wish you would stop looking at those trees and see the woods instead.
Yours, with a hope that you are having a great day,
Meeper!
- A UW DistributorI am an Independent Financial AdviserYou should note that this site doesn't check my status as an Independent Financial Adviser, so you need to take my word for it. This signature is here as I follow MSE's Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
Do you treat all your prospects who deign to question your claims in such a patronising/childish manner? Another fine tribute to the uw's attitude and professionalism!
It is simple to keep the cashback for yourself! Don't buy expensive products from UW. Then they can't take your cashback for themselves. You know that, so why do you keep asking?0 -
Do you treat all your prospects who deign to question your claims in such a patronising/childish manner? Another fine tribute to the uw's attitude and professionalism!
It is simple to keep the cashback for yourself! Don't buy expensive products from UW. Then they can't take your cashback for themselves. You know that, so why do you keep asking?
Please, try to understand the simple concepts I have laid before you.
Their existing bills are £120. Their UW bills would also be £120. But they are getting their cashback (without having to change their shopping habits at all) so that their monthly bills for all 4 services will be £20. It wouldn't matter if UW charged £235987459867 per unit of energy if they then did something which generated £235987459847 worth of discount from that. The net result is that the customer is getting the same energy and telephony services for £20 per month. This is not possible anywhere else, unless I'm missing something.
So please, once again, tell me why he should care anything about who is getting paid what and how expensive his unit costs are for electricity when his bills for all four services are £20?
Yours lovingly,
Meeper
- A UW DistributorI am an Independent Financial AdviserYou should note that this site doesn't check my status as an Independent Financial Adviser, so you need to take my word for it. This signature is here as I follow MSE's Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
Their existing bills are £120. ...... The net result is that the customer is getting the same energy and telephony services for £20 per month. This is not possible anywhere else, unless I'm missing something.
You are missing something.
They are paying the £120, not the £20 you tell us.
The £100 "cashback" (which they never actually get) they are "earning" is being taken straight from them towards paying uw's expensive utility products.
They could keep their cashback and buy their energy elsewhere cheaper!
(And this client is an unusually low user - bearing in mkind he will be paying uw their membership fee each month as well as charges imposed for using the prepayment card etc) Care to give us the consumption/breakdown?0 -
You are missing something.
They are paying the £120, not the £20 you tell us.The £100 "cashback" (which they never actually get) they are "earning" is being taken straight from them towards paying uw's expensive utility products.They could keep their cashback and buy their energy elsewhere cheaper!(And this client is an unusually low user - bearing in mkind he will be paying uw their membership fee each month as well as charges imposed for using the prepayment card etc) Care to give us the consumption/breakdown?
His payments would drop from £120 per month for 4 services to £20 per month for 4 services by using the cashback card in the shops that he goes to. There is no way he can keep that cashback and not pass it on to UW, because it is their cashback card which takes money off their bill. There is no way he can reduce his monthly bills (with exactly the same consumption) from £120 per month down to £20 by any other means.
Of course, they could buy the energy cheaper. But it's not that simple.
If I said to you that you can have your electricity with the cheapest provider in the country at this moment in time, and your electricity bill would be £50 per month for your consumption levels, OR, you could have a provider whose electricity would cost you £60 for the same consumption but you could do x, y, and z to get discount from that so it meant that you would only have to pay £10 for the same consumption, would you pay the £50 for the cheapest unit cost provider? Of course not.I am an Independent Financial AdviserYou should note that this site doesn't check my status as an Independent Financial Adviser, so you need to take my word for it. This signature is here as I follow MSE's Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
There is no way he can keep that cashback and not pass it on to UW, because it is their cashback card which takes money off their bill.
You just misinform when you tell us this.
Have a read up on this thread and discover the moneysaving way to use the card. Come back when you understand how your own card works!
Still not giving us the relevant breakdown of this £120/month?0 -
You just misinform when you tell us this.Have a read up on this thread and discover the moneysaving way to use the card. Come back when you understand how your own card works!Still not giving us the relevant breakdown of this £120/month?
The individual in question can get his services for £20 per month instead of £120 per month. Yes, £120 is low usage. For the same usage, he could instead of paying £20 per month.
Please indicate where else he could get his 4 services for £20 per month.
It is NO different to if the same individual had current bills of £300 per month but using the cashback card reduces this down to £200 per month for a 33% saving. It would still be a physical £100 per month reduction in his monthly costs for exactly the same usage. The usage / unit cost / line rental / standing charge or whatever is all absolutely irrelevant. If I were to charge you £50 to clean your car, you might tell me to get stuffed. If I said "The charge is £50, but I will give you a discount of £30 so it will only cost you £20" and the cheapest non-discounted cost you can find it £30, you would be foolish to go anywhere other than with me.I am an Independent Financial AdviserYou should note that this site doesn't check my status as an Independent Financial Adviser, so you need to take my word for it. This signature is here as I follow MSE's Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
Back up this statement.
I understand perfectly well how the card works, I use it myself every day.
You must be a busy shopper!
Anyway, you misinformed us with this statement:
There is no way he can keep that cashback and not pass it on to UW, because it is their cashback card which takes money off their bill.
You don't have to pass on all your cashback to UW just because it's "their" card at all.
Though presumably one of their reps wouldn't help out anyone by explaining this to them!0 -
Please indicate where else he could get his 4 services for £20 per month.
Please indicate ANY other way that this individual can reduce his utility bills by £100 per month.
And, to conclude, please explain how you understand the cashback card to work which is in dispute to anything that I have already said.
Look forward to your answers!
Much love,
Meeper.I am an Independent Financial AdviserYou should note that this site doesn't check my status as an Independent Financial Adviser, so you need to take my word for it. This signature is here as I follow MSE's Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
Please indicate where else he could get his 4 services for £20 per month.
Please indicate ANY other way that this individual can reduce his utility bills by £100 per month.
And, to conclude, please explain how you understand the cashback card to work which is in dispute to anything that I have already said.
You keep saying he only has to pay £20 a month, but not so - it's £120 by your own admission. Albeit very low consumption and must be a record! You sure you wouldn't like to tell us the breakdown?
He could buy his energy cheaper elsewhere - and keep the cashback to spend how he likes.
And to conclude, you know how it works!
If you get £100 cashback and your bill is £0, then you get the money to spend on whatever you want!0
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