The Debt Monster Must Die!

Keebs

[FONT=&quot]Well, have totted up my recent excesses and now have the grand total of minus £25.42 left till payday :eek:.

Oops a daisy . Fortunately I have a buffer of £50 to prevent accidental wanderings into the over draught (niggly point, why can I increase this online but only decrease by calling into branch? Logically it should be t’other way about I’d have thought). However, seems I'll be setting off on a back foot once again for next month, am tempted to take the excess off my personal spend allowance to try and teach myself a lesson :mad:

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clippy_girl

hmmm i have just returned from a shopping trip and think i will be doing the same!

Keebs

clippy_girl wrote: »

hmmm i have just returned from a shopping trip and think i will be doing the same!

LOL I see you’ve managed to come in on target. Alas, I daren’t even look to see how badly things stand. Roll on Wednesday!

Keebs

Finally summoned the courage to take a stroll through my online banking records - ouch! _pale__pale__pale_

The monster (as is this monsters wont) is, of course, absolutely delighted with the result (I, on the other hand, am distinctly less so) and has laughed his little blue socks off all morning. Having had enough of his finger pointing and jeering for one day I banished him to a far corner of the house (gagged and bound to boot – not cruel , he blimmin well deserves it right!), ‘tis not working though as I can still hear his raucous (if somewhat muffled) laughter ringing in my ears. In short, am very much out of love with said beastie today :mad::mad::mad:


The damage:

At this stage in the game I should have £164 in savings to put towards holiday/debt.

I actually have but £50 in said savings fund and (just to really make my day :mad:) have overspent my monthly budget by £46.03!!!

Fabulous! That means I’ve spent £160.03 more than I should have. On what??? Am blowed if I know, had fugured on being about 50 to 60 pounds over spent, not one hundred and sixty :eek:


*sigh*


Me thinks a small tweak or two is needed to this particular DFW’s mindset (failing that a large boot up the bum may just do it) before I lapse back into my old spendthrift ways.

Am off to quietly (yet repeatedly) bash my head off the nearest wall, in the vain hope it’ll knock some fiscal frugality into the old noggin. Wish me luck!

Keebs

Woke up really grumpy today and, being a proactive sort of a lady, took my bad mood out for a walk (did sod all to improve things) so returned home and instead took my bad mood out on the dogs (barking, aaaargh! :mad: )… the cat (drinking my water when he had a glass of his own just freshly poured :mad::mad:)… the gate (had the audacity to spring wide open after I’d slammed it shut :mad::mad::mad:)… Past Times (really rubbish quality produce these days :mad::mad::mad::mad: – they at least deserved their rollicking)… basically, you name it and I was cross with it.

Thankfully am now in an altogether lighter frame of mind but boy was it horrid at the time. Felt like I was bristling with dark, brooding energy, just itching to crackle from my fingertips and fry the next person/animal/inanimate object to annoy me.

Can only assume it was caused by residual guilt over the recent spending spree (normally a placid old soul am I). Time will tell if any lessons have been learned there.

In an effort to distract myself from foul temper I er, made a few things. Now have enough biscuits to feed an army (so, if any of the boys based at Leuchars fancy popping over…. ), raisin dough proving on the window sill (kneeding dough is very cathartic) and a yummy casserole gently simmering in the (stupidly expensive, but oh so very worth it :cool:) new intellichef. Can safely say that quiet contentment is now the mood of the moment

Phew!

clippy_girl

mmmm send some biscuits over this way! we had a macmillan coffee morning at work and i forgot to bring in cakes! so to compensate i ate 5 cakes :EasterBun (obviously i had to do this so that i could pay for the cakes others had brought and give money for a good cause. i clearly did not want to eat all this!)

oops

glad to hear you are happy again

Keebs

clippy_girl wrote: »

mmmm send some biscuits over this way! we had a macmillan coffee morning at work and i forgot to bring in cakes! so to compensate i ate 5 cakes :EasterBun (obviously i had to do this so that i could pay for the cakes others had brought and give money for a good cause. i clearly did not want to eat all this!)

oops

Obviously! A true altruist Clippy, that's you

Keebs

Keebs wrote: »

In an effort to distract myself from foul temper I er, made a few things. Now have enough biscuits to feed an army (so, if any of the boys based at Leuchars fancy popping over…. ), raisin dough proving on the window sill (kneeding dough is very cathartic) and a yummy casserole gently simmering in the (stupidly expensive, but oh so very worth it :cool:) new intellichef. Can safely say that quiet contentment is now the mood of the moment

Phew!

Ack! Wrote this post (on word, spelling really is not my forte you see) about 3:30pm today. Then got distracted dreaming about my future...

can't believe it's now after 7:30pm! Darn this new daylight bulb, confuzzles my sense of time it seems.

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> rushes off to save raisin dough and casserole

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>

Keebs

Hmmm, think the raisin bread may be beyond saving (but tis baking away merrily anyhow), the casserole is delish though *insert smilie of greedy piggy rubbing her full belly here*

The reason I got so carried away earlier? Well, I have (along with half the known universe) been following MG’s diary/challenges.

Would be quite eager to move out of my current employment as I find too often the politics overrides the ethics of the job and it makes me sad/mad. Not the reason I got into this field at all.


Alas I was born without any discernable talents what so ever (and that really is not false modesty stepping in unfortunately ) so trying to discover a fulfilling career path is not so easy. Have spent most of the afternoon/evening channelling ideas with laughable results.

My list of ideal jobs:

[STRIKE]Travel photographer[/STRIKE] – no eye for detail
[STRIKE]Painter[/STRIKE] – not an artistic bone in my body
[STRIKE]Wood carver[/STRIKE] – see above
[STRIKE]Sculptor[/STRIKE] – see above
[STRIKE]Musician[/STRIKE] – see above but replace artistic for musical
[STRIKE]Forestry worker[/STRIKE] – not fit enough, no real knowledge of botany, not a man
[STRIKE]Explorer[/STRIKE] – not fit enough and bit of a scaredy cat in reality

Anyhoo, you get the picture. Turns out, after much scribbling, crossing out and bemoaning lack of aforementioned talents my dream job is……

*drum roll please*





Running a small bar. :rotfl:



Nope, not so I can drink the profits, honest injun.



I envision spacious premises where patrons can lounge on hammocks/relax on axe cushions/squish into beanbags, reading books and sipping smoothies by day, beer by night. Sound of waves gently crashing in the background, maybe a bit of music (oooh, I could have a live band, YAY! :T), candle light flickering, beautiful wood carvings and trinkets (all for sale of course and all, oddly enough, chosen by me on essential buying trips abroad :whistle:) adorning the floor/shelves. Pretty rugs adorning the floor, shoes to be left at the door, giant wall murals such as this or this (how cool if I could interchange daytime and evening murals)


I would of course have to persuade Vannak, proprietor of The Smoking Pot, Battambang, to part with his smoothie recipe (have tried and failed to replicate this heavenly delight since my return home ), wonder if he’d be amenable to [STRIKE]extortion[/STRIKE] commission of some sort.


Next step. How to persuade your average Fifer that’s just the sort of place they’d like to spend loads of cash :think:

Keebs

:rotfl::rotfl::rotfl:


Have just read dream job description from yesterday and :eek:

No, I really think not. That’s definitely somewhere I’d want to go chill out, but to run as a business? Nooo, nooo, nooo

Exactly how would it free up more of my time? Enable the living of somewhere beautiful in the Highlands? Allow me to work for half the year, travel for half?


Back to the drawing board for sure, meantime I’ll just carry on paying off debts then saving for a home of my own :cool: